Gavop's guide to buying homeowners insurance in South Anna, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| South Anna, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cherry Hill Rd, State Rte 679, Rosemont Dr, State Rte 775, State Rte 670, Knotty Pine Ln, Healey Rd, Arlington St, Quaker Church Rd, Lake Shore Ct | $235,500 | $210,000 | $200,000-$250,000 | $399,500 | $320,000 | $350,000-$400,000 |
| Harlow Farm Way, Brisbane Hill Ln, Farmers Inn Ln, Bournes Mill Ln, Lower Lakes Pl, Deer Crossing Trl, Old Elmont Rd, Taylors Landing Dr, State Rte 271, State Rte 810 | $236,500 | $200,000 | $200,000-$250,000 | $454,000 | $420,000 | $400,000-$500,000 |
| Elliot Ridge Way, Holly Berry Rd, Gordons Ln, River Ridge Ln, Killigay Ln, Millfield Ln, Palmers Way, Vontay Rd, Devonwood Rd, Allen Ln | $313,000 | $290,000 | $350,000-$400,000 | $408,000 | $380,000 | $400,000-$500,000 |
| Dunn Rd, Burnham Davis Rd, State Rte 661, Old Telegraph Rd, State Rte 1028, S Washington Hwy, State Rte 1311, Sir Walker Dr, Horn Ln, Loving Ln | $347,500 | $310,000 | $350,000-$400,000 | $356,500 | $300,000 | $300,000-$350,000 |
| Parrish Farm Rd, Calvary Farms Ln, Blunts Bridge Rd, State Rte 1301, Waldrop Ln, State Rte 686, Shady Farm Ln, E Francis St, Pin Oak Estates Dr, State Rte 623 | $429,500 | $350,000 | $400,000-$500,000 | $632,500 | $520,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $734 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$95 | $769 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$233 | $630 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hanover County | $1,000 | $916 | $1,916 | $666 | $1,666 | $250 |
| South Anna, VA | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Three Chopt, VA | $200 | $781 | $981 | $568 | $768 | $213 |
| Beaverdam, VA | $2,000 | $829 | $2,829 | $603 | $2,603 | $227 |
| Goochland County, VA | $300 | $863 | $1,163 | $627 | $927 | $236 |
| Highland Springs, VA | $700 | $651 | $1,351 | $473 | $1,173 | $178 |
| Mineral, VA | $300 | $902 | $1,202 | $656 | $956 | $247 |
| Cold Harbor, VA | $1,500 | $788 | $2,288 | $572 | $2,072 | $215 |
| Chesterfield County, VA | $500 | $863 | $1,363 | $627 | $1,127 | $236 |
| Enon, VA | $700 | $764 | $1,464 | $555 | $1,255 | $209 |
| Crewe, VA | $500 | $636 | $1,136 | $462 | $962 | $174 |
| Charlottesville, VA | $1,500 | $927 | $2,427 | $673 | $2,173 | $253 |
| Home Insurance Company South Anna, VA | Homeowners Insurance Agency South Anna, VA | Address | Popularity Score | Distance from South Anna (miles) |
|---|---|---|---|---|
| Erie | Richmond Insurance Services Inc. | 5030 Sadler Place Suite 203, Glen Allen, VA, 23060 | 7.2 | |
| Erie | Classic Insurance Services Llc | 4880 Sadler Road Suite 110, Glen Allen, VA, 23060 | 7.1 | |
| Travelers | Insurance & Investment Agents Of Va Llc | 5219 Hickory Park Dr Ste A, Glen Allen, VA, 23059 | 6.2 | |
| Erie | Capital Insurance Agency | 3902 Springfield Road, Glen Allen, VA, 23060 | 9.0 | |
| State Farm | Ken Loving | 125 Thompson St, Ashland, VA, 23005-1511 | 8.6 | |
| Travelers | American Insurances Agency | 103 Westwood Office Park, Fredericksburg, VA, 22401 | 38.1 | |
| Travelers | Jms & Associates Llc | 12413 Bristol Ln, Glen Allen, VA, 23059 | 4.7 | |
| Erie | Mcardle & Associates Insurance Agency Inc. | 101 England Street, Ashland, VA, 23005 | 8.7 | |
| Allstate | Ryan Hickey | 3411 Cox Rd, Henrico, VA, 23233 | 8.5 | |
| State Farm | Ted Antol | 13137 Rivers Bend Blvd, Chester, VA, 23836-2699 | 32.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Hanover County, VA | $267,600 | $927 | $640 | $1,290 | $650 |
| South Anna, VA | $319,100 | $864 | $630 | $1,230 | $600 |
| Three Chopt, VA | $367,800 | $791 | $550 | $1,130 | $580 |
| Beaverdam, VA | $296,500 | $839 | $580 | $1,190 | $610 |
| Goochland County, VA | $327,700 | $874 | $640 | $1,250 | $610 |
| Highland Springs, VA | $137,100 | $658 | $480 | $940 | $460 |
| Mineral, VA | $226,400 | $913 | $610 | $1,300 | $690 |
| Cold Harbor, VA | $253,500 | $797 | $550 | $1,120 | $570 |
| Chesterfield County, VA | $224,200 | $874 | $620 | $1,250 | $630 |
| Enon, VA | $158,000 | $773 | $550 | $1,100 | $550 |
| Crewe, VA | $120,200 | $644 | $440 | $890 | $450 |
| Charlottesville, VA | $277,800 | $938 | $630 | $1,320 | $690 |