How Can I Make My Chaparral, NM Home Insurance Cheaper

How Can I Make My Chaparral, NM Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Chaparral, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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No	Topics
1	Research How your Chaparral, NM Home Impacts your Rates
2	Match your Background to Chaparral, NM Home Insurance Offers
3	Optimize your Chaparral, NM Homeowners Insurance Policy
4	Identify Top Home Insurance Agents near Chaparral, NM
5	Compare Rates from Home Insurance Companies in Chaparral, NM

Select the Suitable Coverage Value for your Chaparral, NM Home | Back to Top

Bedrooms	Average Home Value	Estimated Replacement Value	Recommended Home Insurance Coverage
1 Bedroom	$30,000	$30,000	$25,000-$50,000
2 Bedroom	$43,000	$40,000	$25,000-$50,000
3 Bedroom	$68,000	$60,000	$50,000-$75,000
4 Bedroom	$108,500	$90,000	$100,000-$125,000
5 Bedroom	$169,500	$150,000	$150,000-$175,000

Bundle your Chaparral, NM Auto & Home Insurance from the Same Company | Back to Top

Bundling Type	Discount ($)	Premium After Discount ($)
Home and One Car	-$55	$561
Home and Two Car	-$99	$518
Home and Three Car	-$148	$469

Choose your Chaparral, NM Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type	Average Claim Cost
General Claims
Water Damage	$5,975
Physical Damage	$2,440
Hail Damage	$4,806
Wind Damage	$6,114
Expensive Claims
Fire	$46,016
Smoke	$17,389

Identify Top Home Insurance Agents near Chaparral, NM | Back to Top

Home Insurance Company Chaparral, NM	Homeowners Insurance Agency Chaparral, NM	Address	Popularity Score	Distance from Chaparral (miles)
Allstate	Jessica Morales	1255 Country Club Rd Ste A, Santa Teresa, NM, 88008		18.6
Farmers	Michelle Stecher	506 S Main St Ste 940, Las Cruces, NM, 88001		28.3
State Farm	Olivia Carver	216 E Corpening St, La Mesa, NM, 88044		18.3
State Farm	Sunny Shields	5290 Mcnutt Rd, Santa Teresa, NM, 88008-9645		18.7
Liberty Mutual Independent	Pat Campbell Insurance Llc	141 S Roadrunner Pkwy Ste 109, Las Cruces, NM, 88011		27.2
State Farm	Jennifer Johnson	1615 N Solano Dr Ste B, Las Cruces, NM, 88001-1889		29.0
Farmers	Kimberly Zepeda	1675 S Don Roser Dr Ste A, Las Cruces, NM, 88011		26.4
Farmers	Dick Diaz	1840 E Lohman Ave, Las Cruces, NM, 88001		27.7
Farmers	Bruce Buchman	1698 S Telshor Blvd Ste B, Las Cruces, NM, 88011		26.3
Travelers	Mesilla Valley Insurance Group	545 S Melendres Suite C Las Cruces, Las Cruces, NM, 88005		28.4

Compare Rates for Chaparral, NM Home Insurance Providers | Back to Top

Place	Typical Home Value	Typical Home Insurance Costs	25th Percentile	75th Percentile	Potential Savings & Difference between 25th & 75th Percentile
New Mexico	$163,900	$870	$640	$1,230	$590
Dona Ana County, NM	$140,700	$825	$600	$1,170	$570
Chaparral, NM	$71,500	$617	$440	$840	$400
Westway, TX	$82,500	$1,434	$950	$2,210	$1,260
Vinton, TX	$80,400	$1,423	$940	$2,190	$1,250
Vado, NM	$102,300	$741	$540	$1,020	$480
La Union, NM	$80,400	$687	$490	$950	$460
San Miguel, NM	$94,700	$723	$480	$1,030	$550
Las Cruces, NM	$157,100	$857	$580	$1,180	$600
San Pablo, NM	$233,700	$996	$670	$1,400	$730
Sparks, TX	$53,400	$1,261	$830	$1,940	$1,110
Do\ufffda Ana County, NM	$140,700	$825	$560	$1,170	$610
San Elizario, TX	$59,100	$923	$610	$1,420	$810