How Can I Make My Chaparral, NM Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Chaparral, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Chaparral, NM Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $30,000 $30,000 $25,000-$50,000
2 Bedroom $43,000 $40,000 $25,000-$50,000
3 Bedroom $68,000 $60,000 $50,000-$75,000
4 Bedroom $108,500 $90,000 $100,000-$125,000
5 Bedroom $169,500 $150,000 $150,000-$175,000

Bundle your Chaparral, NM Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$55 $561
Home and Two Car -$99 $518
Home and Three Car -$148 $469

Choose your Chaparral, NM Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,440
Hail Damage $4,806
Wind Damage $6,114
Expensive Claims
Fire $46,016
Smoke $17,389

Identify Top Home Insurance Agents near Chaparral, NM | Back to Top

Home Insurance Company Chaparral, NM Homeowners Insurance Agency Chaparral, NM Address Popularity Score Distance from Chaparral (miles)
Allstate Jessica Morales 1255 Country Club Rd Ste A, Santa Teresa, NM, 88008
18.6
Farmers Michelle Stecher 506 S Main St Ste 940, Las Cruces, NM, 88001
28.3
State Farm Olivia Carver 216 E Corpening St, La Mesa, NM, 88044
18.3
State Farm Sunny Shields 5290 Mcnutt Rd, Santa Teresa, NM, 88008-9645
18.7
Liberty Mutual Independent Pat Campbell Insurance Llc 141 S Roadrunner Pkwy Ste 109, Las Cruces, NM, 88011
27.2
State Farm Jennifer Johnson 1615 N Solano Dr Ste B, Las Cruces, NM, 88001-1889
29.0
Farmers Kimberly Zepeda 1675 S Don Roser Dr Ste A, Las Cruces, NM, 88011
26.4
Farmers Dick Diaz 1840 E Lohman Ave, Las Cruces, NM, 88001
27.7
Farmers Bruce Buchman 1698 S Telshor Blvd Ste B, Las Cruces, NM, 88011
26.3
Travelers Mesilla Valley Insurance Group 545 S Melendres Suite C Las Cruces, Las Cruces, NM, 88005
28.4

Compare Rates for Chaparral, NM Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New Mexico $163,900 $870 $640 $1,230 $590
Dona Ana County, NM $140,700 $825 $600 $1,170 $570
Chaparral, NM $71,500 $617 $440 $840 $400
Westway, TX $82,500 $1,434 $950 $2,210 $1,260
Vinton, TX $80,400 $1,423 $940 $2,190 $1,250
Vado, NM $102,300 $741 $540 $1,020 $480
La Union, NM $80,400 $687 $490 $950 $460
San Miguel, NM $94,700 $723 $480 $1,030 $550
Las Cruces, NM $157,100 $857 $580 $1,180 $600
San Pablo, NM $233,700 $996 $670 $1,400 $730
Sparks, TX $53,400 $1,261 $830 $1,940 $1,110
Do\ufffda Ana County, NM $140,700 $825 $560 $1,170 $610
San Elizario, TX $59,100 $923 $610 $1,420 $810