How Can I Make My Napa County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Napa County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Select the Suitable Coverage Value for your Napa County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $163,000 $150,000 $150,000-$175,000
2 Bedroom $248,500 $200,000 $250,000-$300,000
3 Bedroom $562,000 $470,000 $400,000-$500,000
4 Bedroom $499,500 $440,000 $500,000-$600,000
5 Bedroom $1,011,500 $930,000 More than 10,000,000

Estimate your Savings with Home Insurance Discounts in Napa County, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$208 $1,276
Superior Protection Discount -$134 $1,351
Fire & Security Discount -$163 $1,321
Hail Resistant Roof Discount -$30 $1,454
Newly Constructed Home Discount -$327 $1,158

Choose the Right Deductible for your Napa County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Napa County $2,500 $1,466 $3,966 $1,066 $3,566 $401
Napa County, CA $1,500 $1,466 $2,966 $1,066 $2,566 $401
Angwin, CA $300 $1,159 $1,459 $842 $1,142 $317
Alhambra Valley, CA $700 $2,408 $3,108 $1,750 $2,450 $658
Dillon Beach, CA $100 $2,403 $2,503 $1,746 $1,846 $657
Pittsburg, CA $1,000 $821 $1,821 $597 $1,597 $224
Kentfield, CA $2,500 $930 $3,430 $676 $3,176 $254
Cloverdale, CA $200 $886 $1,086 $644 $844 $242
Central Colusa, CA $1,000 $612 $1,612 $445 $1,445 $167

Identify Top Home Insurance Agents near Napa County, CA | Back to Top

Home Insurance Company Napa County, CA Homeowners Insurance Agency Napa County, CA Address Popularity Score Distance from Napa County (miles)
State Farm Angela Chan 756 Sacramento St, San Francisco, CA, 94108-2505
49.4
Allstate Christopher Pack 2505 Riparian Dr Ste 170, Elk Grove, CA, 95757
46.4
Travelers North Bay Insurance Brokers Inc 25 Mcdonell St, Sonoma, CA, 95476
16.6
Farmers Luz Cisneros 1250 45th St Ste 200, Emeryville, CA, 94608
46.5
Farmers John Lee 650 Howe Ave Ste 1030, Sacramento, CA, 95825
49.6
Liberty Mutual Independent Brady-Harbord-Payne 3608 Grand Avenue, Suite 2, Oakland, CA, 94610
47.9
Allstate David Siu Man Tang 822 Franklin St Ste 7, Oakland, CA, 94607
48.9
Farmers Jennifer Lam 385 9th St Ste 200, Oakland, CA, 94607
48.8
State Farm Dave Dacus 2950 Buskirk Ave Ste 212, Walnut Creek, CA, 94597-8803
42.4
Farmers Scott Halbrook 1433 Leimert Blvd, Oakland, CA, 94602
48.4

Compare Rates for Napa County, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Napa County, CA $560,500 $1,484 $1,100 $2,020 $920
Napa County, CA $560,500 $1,484 $1,100 $2,020 $920
Angwin, CA $856,600 $1,173 $870 $1,600 $730
Alhambra Valley, CA $937,500 $2,437 $1,800 $3,310 $1,510
Dillon Beach, CA $935,000 $2,432 $1,800 $3,310 $1,510
Pittsburg, CA $324,500 $831 $620 $1,130 $510
Kentfield, CA $1,713,700 $942 $700 $1,280 $580
Cloverdale, CA $393,900 $897 $660 $1,220 $560
Central Colusa, CA $211,100 $619 $460 $840 $380

7 Ways to Get Discounts on Homeowners Insurance in Napa County, CA

What Makes Your Napa County, CA Home Insurance Cheap or Expensive