How Can I Make My Napa County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Napa County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Napa County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $163,000 $150,000 $150,000-$175,000
2 Bedroom $248,500 $200,000 $250,000-$300,000
3 Bedroom $562,000 $470,000 $400,000-$500,000
4 Bedroom $499,500 $440,000 $500,000-$600,000
5 Bedroom $1,011,500 $930,000 More than 10,000,000

Choose the Best Napa County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $100 to $150,000 No Pets, Non-Smoker $30
Part Time Job Up to 499 Credit Score <$25,000 2 Pets, Smoker $1,040
Freelancer 650-699 Credit Score >$150,000 More than 3 Pets at home, Smoker $160

Choose the Right Deductible for your Napa County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $400 $1,230 $1,630 $1,070 $1,470 $160
Napa County, CA $2,500 $1,660 $2,160 $1,380 $3,880 $-1,720
Napa County, CA $1,500 $1,530 $2,030 $1,310 $2,810 $-780
Angwin, CA $300 $2,060 $2,360 $1,750 $2,050 $310
Moskowite Corner, CA $700 $180 $680 $150 $850 $-170
Port Costa, CA $300 $1,060 $1,360 $930 $1,230 $130
Alhambra Valley, CA $700 $1,530 $2,030 $1,310 $2,010 $20
Dillon Beach, CA $100 $2,130 $2,230 $1,830 $1,930 $300
Pittsburg, CA $1,000 $970 $1,470 $810 $1,810 $-340
Salmon Creek, CA $100 $1,810 $1,910 $1,540 $1,640 $270
Kentfield, CA $2,500 $2,000 $2,500 $1,600 $4,100 $-1,600
Cloverdale, CA $200 $1,310 $1,510 $1,110 $1,310 $200
Central Colusa, CA $1,000 $960 $1,460 $840 $1,840 $-380

Identify Top Home Insurance Agents near Napa County, CA | Back to Top

Home Insurance Company Napa County, CA Homeowners Insurance Agency Napa County, CA Address Popularity Score Distance from Napa County (miles)
State Farm Angela Chan 756 Sacramento St, San Francisco, CA, 94108-2505
49.4
Allstate Christopher Pack 2505 Riparian Dr Ste 170, Elk Grove, CA, 95757
46.4
Travelers North Bay Insurance Brokers Inc 25 Mcdonell St, Sonoma, CA, 95476
16.6
Farmers Luz Cisneros 1250 45th St Ste 200, Emeryville, CA, 94608
46.5
Farmers John Lee 650 Howe Ave Ste 1030, Sacramento, CA, 95825
49.6
Liberty Mutual Independent Brady-Harbord-Payne 3608 Grand Avenue, Suite 2, Oakland, CA, 94610
47.9
Allstate David Siu Man Tang 822 Franklin St Ste 7, Oakland, CA, 94607
48.9
Farmers Jennifer Lam 385 9th St Ste 200, Oakland, CA, 94607
48.8
State Farm Dave Dacus 2950 Buskirk Ave Ste 212, Walnut Creek, CA, 94597-8803
42.4
Farmers Scott Halbrook 1433 Leimert Blvd, Oakland, CA, 94602
48.4

Compare Rates for Napa County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,310 $970 $1,780 $810
Napa County, CA $460,400 $1,840 $1,360 $2,500 $1,140
Napa County, CA $460,400 $1,520 $1,120 $2,070 $950
Angwin, CA $812,200 $2,110 $1,560 $2,870 $1,310
Moskowite Corner, CA $34,200 $180 $130 $240 $110
Port Costa, CA $275,000 $1,320 $980 $1,800 $820
Alhambra Valley, CA $790,400 $2,290 $1,690 $3,110 $1,420
Dillon Beach, CA $953,700 $2,670 $1,980 $3,630 $1,650
Pittsburg, CA $237,200 $1,090 $810 $1,480 $670
Salmon Creek, CA $680,600 $1,770 $1,310 $2,410 $1,100
Kentfield, CA $1,000,001 $2,000 $1,480 $2,720 $1,240
Cloverdale, CA $355,400 $1,240 $920 $1,690 $770
Central Colusa, CA $228,000 $1,050 $780 $1,430 $650

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