How Can I Make My Bloomington, IN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Bloomington, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Bloomington, IN Home Insurance Coverage Levels | Back to Top
| Bloomington, IN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bradshire Ct, W Grimes Ln, S Faculty Ave, Exeter Ln, N Ramble Rd E, S Roxbury Cir, Allendale Ct, Pinemeadow Dr, E Gilbert Dr, W Cherokee Dr | $144,500 | $130,000 | $125,000-$150,000 | $147,000 | $120,000 | $125,000-$150,000 |
| Stephen Dr, Eastgate Ln, W Ladd Ave, W 7th St, Melrose Ave, N Sycamore St, S Heatherwood Ln, N North St, E Olcott Blvd, Timbercrest Ct | $136,000 | $120,000 | $125,000-$150,000 | $217,000 | $180,000 | $200,000-$250,000 |
| E Elliston Dr, N Tamarack Trl, E 18th St, W 11th St, Wilton Ct, N Morton St, Club House Dr, S Jordan Ave, Fernwood Dr, E 5th St | $214,500 | $200,000 | $175,000-$200,000 | $209,000 | $180,000 | $175,000-$200,000 |
| S Tremont Way, N Daniels Way, W 6th St, E Gosport Ct, Ballantine Rd, Co Rd 1160 N, Greenbriar Ln, E Longwood Ct W, Co Rd 375 W, N Logan Rd | $126,500 | $100,000 | $150,000-$175,000 | $113,000 | $110,000 | $100,000-$125,000 |
| Woodhaven Dr, Taylor Ct, N Milo B Sampson Ln, W Cherry Orchard Ct, W Howard Rd, S Dorchester Dr, N Clark St, N Hillview Dr, N Christina Ln, Honey Creek Rd | $117,500 | $100,000 | $100,000-$125,000 | $164,000 | $150,000 | $125,000-$150,000 |
| N Ironwood Ct, S Sussex Dr, N Little Wolf Mtn Rd, E Moss Creek Dr, Jay Stewart Ln, Spriggs Ct, Cory Dr, Trailridge Rd, E Windsor Dr, Beech Ln | $82,500 | $70,000 | $75,000-$100,000 | $177,000 | $150,000 | $175,000-$200,000 |
| W Howe St, E Grandview Dr, N Yorkshire Ct, S Ransom Ln, Saddlebrook Ln, E Laurelwood Ct, N Feerwood Ct, Sycamore St, Co Rd 900 N, William Ct | $155,500 | $130,000 | $150,000-$175,000 | $130,500 | $120,000 | $100,000-$125,000 |
| W 12th Ct, N Madison St, W Cardinal Ct, S Parkway Dr, E Wylie Farm Rd, W Gatewood Dr, W Stafford Dr, N Kinser Pike, S Clifton Ave, E Fenbrook Ln | $145,000 | $130,000 | $125,000-$150,000 | $102,000 | $80,000 | $100,000-$125,000 |
| Durham Ln, W Chambers Dr, W Daniel Ave, S Wingfield Dr, Chaudion Ct, E Auto Mall Rd, N Union St, N Martin Dr, N Rock Creek Dr, Rainier Ct | $161,000 | $130,000 | $150,000-$175,000 | $269,500 | $230,000 | $200,000-$250,000 |
| S Woods Edge Bend, Falcon Dr, N Rogers St, S Picadilly St, Rex Grossman Blvd, E Indiana Bell Ct, W Wayside Dr, Willow Bend, Durham Ct, W Whitethorn Way | $141,500 | $130,000 | $150,000-$175,000 | $201,000 | $180,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Bloomington, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $747 |
| Superior Protection Discount | -$83 | $840 |
| Fire & Security Discount | -$83 | $840 |
| Hail Resistant Roof Discount | -$28 | $895 |
| Newly Constructed Home Discount | -$268 | $655 |
Choose the Right Deductible for your Bloomington, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $2,500 | $886 | $3,386 | $644 | $3,144 | $242 |
| Bloomington, IN | $1,500 | $911 | $2,411 | $662 | $2,162 | $249 |
| Oolitic, IN | $100 | $713 | $813 | $518 | $618 | $195 |
| Indian Creek, IN | $1,000 | $829 | $1,829 | $602 | $1,602 | $227 |
| Shawswick, IN | $400 | $634 | $1,034 | $461 | $861 | $173 |
| Bargersville, IN | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| Sugar Ridge, IN | $300 | $809 | $1,109 | $588 | $888 | $221 |
| Seymour, IN | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Redding, IN | $200 | $881 | $1,081 | $640 | $840 | $241 |
| Cannelburg, IN | $2,000 | $844 | $2,844 | $613 | $2,613 | $231 |
| Middle, IN | $100 | $791 | $891 | $575 | $675 | $216 |
| Carlisle, IN | $2,500 | $548 | $3,048 | $398 | $2,898 | $150 |
Identify Top Home Insurance Agents near Bloomington, IN | Back to Top
| Home Insurance Company Bloomington, IN | Homeowners Insurance Agency Bloomington, IN | Address | Popularity Score | Distance from Bloomington (miles) |
|---|---|---|---|---|
| State Farm | Brandon Libunao | 1014 Prospect Street, Indianapolis, IN, 46203-1812 | 45.5 | |
| Farmers | Tawni Hill | 1635 W 3rd St, Bloomington, IN, 47404 | 1.6 | |
| Erie | Nichols Insurance Agency Inc. | 31 S Indiana Street, Mooresville, IN, 46158 | 31.9 | |
| State Farm | Jeremiah Wipf | 2308 E Main St, Plainfield, IN, 46168-2733 | 38.8 | |
| Allstate | Bright & Williamson | 24 N Jefferson St # 698, Nashville, IN, 47448 | 15.1 | |
| State Farm | Jim Covert | 4010 E Southport Rd, Indianapolis, IN, 46237-3223 | 41.4 | |
| Travelers | Avon Insurance Associates Llc | 6319 E Us Hwy 36 Ste 100, Avon, IN, 46123 | 41.7 | |
| Travelers | Killion Insurance Agency | 6316 W Thompson Rd, Indianapolis, IN, 46221 | 38.9 | |
| State Farm | Drew Dozier | 130 E Epler Ave Ste B, Indianapolis, IN, 46227-1987 | 41.1 | |
| State Farm | John Elbin | 8028 S Emerson Ave Ste H, Indianapolis, IN, 46237-9301 | 41.1 |
Compare Rates for Bloomington, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $620 | $1,170 | $550 |
| Monroe County, IN | $163,900 | $897 | $650 | $1,240 | $590 |
| Bloomington, IN | $176,300 | $923 | $660 | $1,280 | $620 |
| Oolitic, IN | $92,400 | $722 | $530 | $1,000 | $470 |
| Indian Creek, IN | $127,600 | $839 | $570 | $1,160 | $590 |
| Shawswick, IN | $104,000 | $642 | $460 | $880 | $420 |
| Bargersville, IN | $180,700 | $815 | $580 | $1,170 | $590 |
| Sugar Ridge, IN | $120,900 | $819 | $590 | $1,170 | $580 |
| Seymour, IN | $108,400 | $654 | $480 | $900 | $420 |
| Redding, IN | $146,900 | $892 | $640 | $1,240 | $600 |
| Cannelburg, IN | $132,700 | $854 | $620 | $1,190 | $570 |
| Middle, IN | $172,700 | $801 | $540 | $1,130 | $590 |
| Carlisle, IN | $54,000 | $555 | $400 | $790 | $390 |
Research Home Insurance Companies Reviews in Bloomington, IN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My experience with Allstate customer service is that they are very friendly and reliable. I am always able to speak to someone when I call.
Date: December 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
We are always satisfied with Allstate's customer service, whether it's on the phone or in person. We get all our questions answered the first time and are explained everything in a way we understand as a customer. I would rate them a 5 on a scale.
MetLife Home Insurance Reviews
Date: October 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I find it confusing and hard to navigate. I avoid it and call my Insurance Agent directly when I have a question.
Progressive Home Insurance Reviews
Date: July 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I have not looked at other insurance companies in the past 4-5 years.
Liberty Mutual Home Insurance Reviews
Date: February 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
nothing to say everything ok dont say anything and good services thanking you
Alfa Insurance Home Insurance Reviews
Date: August 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
my insurance company has a great customer service center, the only problem i have with them is the hold time. i like the people i talk to they are nice and really halp me and answer my questions.
American Family Insurance Home Insurance Reviews
Date: May 31, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Customer Service
I have not had any reasons to dislike or be unhappy with my home insurance agency. They are reasonably priced and easy to reach.
Amica Mutual Insurance Home Insurance Reviews
Date: October 29, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
the premiums are very simple to pay the insurer gives many facilities when paying and are always thinking about their insured
Farmer's Insurance Home Insurance Reviews
Date: December 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
My agent is responsiable and very friendly. Cares about my family. However he is very old and I am concerned he does not optimize my policy options and expenses