How Can I Make My Waukegan, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Waukegan, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Waukegan, IL Home Insurance Coverage Levels | Back to Top
| Waukegan, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dorchester Ct, Low Ave, Georgetown Ln, E Water St, W Madison St, N Victory St, Pigeon Ave, Lynn Ter, Eric Blvd, N Pine St | $130,000 | $110,000 | $100,000-$125,000 | $137,000 | $110,000 | $100,000-$125,000 |
| Devonshire Rd, Mawman St, W Golfmoor Ave, E Water St, Robert V Sabonjian Pl, W Pacific Ave, Brnot Ave, Susan Cir S, Hervey Ave, Burris Ave | $100,000 | $80,000 | $100,000-$125,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Rogers Ct, Oakley Ave, W Cheyenne Rd, S Lincoln Ave, S McAlister Ave, Delaware Rd, S Chapel St, Sequoit Rd, Pawnee Rd, Vickie Ln | $182,000 | $150,000 | $175,000-$200,000 | $153,500 | $120,000 | $150,000-$175,000 |
| Huron Ter, Lakeside Ave, Sheridan Ct E, W Wall Ave, Susan Cir W, Cty A15, Besley Pl, Roberts Ave, Myrtle St, N Harper Rd | $145,500 | $130,000 | $150,000-$175,000 | $171,000 | $140,000 | $175,000-$200,000 |
| Juniper Pl, Yeoman St, Alexander Ct, Barret Dr, W Mawman Ave, Lee Ave, Gladstone Ave, New York St, Willow Ct, Lloyd Ave | $168,500 | $140,000 | $125,000-$150,000 | $161,500 | $140,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Waukegan, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $537 |
| Superior Protection Discount | -$59 | $596 |
| Fire & Security Discount | -$46 | $609 |
| Hail Resistant Roof Discount | -$13 | $642 |
| Newly Constructed Home Discount | -$177 | $478 |
Choose your Waukegan, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Waukegan, IL | Back to Top
| Home Insurance Company Waukegan, IL | Homeowners Insurance Agency Waukegan, IL | Address | Popularity Score | Distance from Waukegan (miles) |
|---|---|---|---|---|
| State Farm | Jim Olive | 206 N Butterfield Rd, Libertyville, IL, 60048-1757 | 9.1 | |
| State Farm | Tim Vinson | 2730 Grand Ave, Waukegan, IL, 60085-2468 | 1.1 | |
| Farmers | Allen Morgen | 8432 Waukegan Rd, Morton Grove, IL, 60053 | 23.6 | |
| State Farm | Ryan Curtis | 333 Peterson Rd Ste B, Libertyville, IL, 60048-1085 | 7.8 | |
| Farmers | Roger Larsen | 242 S State St # 453, Hampshire, IL, 60140 | 39.9 | |
| State Farm | Beata Babel | 7831 W Lawrence Ave, Norridge, IL, 60706-3211 | 28.2 | |
| Farmers | Jeffrey Sperandio | 655 Rockland Rd Ste 211, Lake Bluff, IL, 60044 | 6.7 | |
| Travelers | Insurance Resource Consultants | 620 Academy Dr, Northbrook, IL, 60062 | 16.1 | |
| Travelers | Stonegate Insurance Agency Inc | 1790 Nations Dr Ste 203, Gurnee, IL, 60031 | 4.8 | |
| State Farm | George Rapinchuk | 55 S Addison Rd, Addison, IL, 60101-3807 | 31.8 |
Compare Rates for Waukegan, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,220 | $650 |
| Lake County, IL | $251,400 | $926 | $620 | $1,290 | $670 |
| Waukegan, IL | $107,900 | $655 | $450 | $940 | $490 |
| Round Lake Beach, IL | $132,500 | $694 | $470 | $960 | $490 |
| Lake County, IL | $251,400 | $926 | $680 | $1,320 | $640 |
| Fox River Grove, IL | $261,000 | $980 | $700 | $1,390 | $690 |
| North Bay, WI | $316,700 | $857 | $630 | $1,190 | $560 |
| Schiller Park, IL | $183,800 | $720 | $490 | $1,000 | $510 |
| McHenry County, IL | $212,600 | $870 | $580 | $1,210 | $630 |
| Glendale Heights, IL | $175,200 | $816 | $550 | $1,170 | $620 |
| Glen Ellyn, IL | $424,300 | $1,002 | $710 | $1,390 | $680 |
| New Berlin, WI | $241,700 | $753 | $500 | $1,070 | $570 |
| Alsip, IL | $167,900 | $695 | $500 | $950 | $450 |
Research Home Insurance Companies Reviews in Waukegan, IL Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 08, 2020 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
Mutual savings offers low incentitives compared to other home insurance companies with a deductible i dont need to pay.
Date: February 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I have been satisfied with the coverage. They are able to offer me a plan that fits my current needs.
Date: January 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The deductible is not high because I bundle my home and car insurance. Compared to other insurance companies I looked at before signing up for this one, I can say progressive offers good premium and deductible.
Travelers Home Insurance Reviews
Date: January 02, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Everyone wants to get the best home insurance deals. However, getting a cheap policy might be difficult for some people.premium and some policy is extra coverage for home insurance and it's extra usage for family health.
Date: October 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Whole house disaster and accidental insurance. We do not have flood insurance. We liked that we were able to bundle our homeowners and automobile insurance.
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Our State Farm agent has always offered great customer service. Anyone in the office can answer any questions that we have. They are always kind and helpful.
Date: October 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
All my inside and outside is covered from flood and storm damage, and theft. It also covers anyone that is in my home that gets injured.
West Bend Mutual Insurance Home Insurance Reviews
Date: November 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Our insurance rate was very competitive compared to others. Our rate the lowest out of the comparisons but offered the same coverage. We feel secure in knowing that we are adequately covered without paying an arm and a leg.
Allstate Home Insurance Reviews
Date: September 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance company offers a nice policy that gives me great coverage with an affordable deductible.This is a great peace of mind, particularly when traveling internationally with said equipment.
Nationwide Home Insurance Reviews
Date: December 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
There are many comparing reasons to one home insurance to another insurance company other insurance company may cheat on their person insurance
AAA Home Insurance Reviews
Date: October 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I am satisfied with the rates i got from the insurance company and the premium and deductibles i have with them. It is in my range to pay it off.
Erie Insurance Home Insurance Reviews
Date: July 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
While cost and coverages change, we have found that Erie Insurance offers very good plans at a low cost as compared to other insurance companies.
GEICO Home Insurance Reviews
Date: December 25, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The rates are just better. They offer more and different ways that you can adjust how much you want to pay.