Gavop tells you how to get the best homeowners insurance in Red Oak, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Red Oak, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Lamar, Susan Way, Sondra Way, Lesliewood, Lynn Anne Dr, Lakeshore Ln, Hampel Rd, Gatehouse Dr, Lake Ridge Dr, S Baker St | $175,500 | $160,000 | $125,000-$150,000 | $184,500 | $160,000 | $200,000-$250,000 |
| Lark Ln, Oak Dell Ln, Throncreek Cir, Stainback Rd, W Willow Creek St, Preston Rd, Seneca Dr, Shadow Ridge, Sagebrush Dr, Southampton Pl | $217,500 | $180,000 | $200,000-$250,000 | $321,500 | $280,000 | $300,000-$350,000 |
| Craig Rd, Tishomingo Rd, Bobs Pl, Hunters Glen Dr, Maple Leaf St, Pecan Creek Dr, Morningside Ln, Brookwood Ln, Northview Dr, Cardinal Ridge Ct | $207,000 | $190,000 | $200,000-$250,000 | $241,000 | $230,000 | $250,000-$300,000 |
| Spring Hill Rd, W Southbrook Ave, Timbercreek Dr, Wolf Springs Rd, Cambridge St, Shadow Bend Dr, Norton, E Marshall St, S Dallas Rd, Lynn Way | $162,500 | $150,000 | $150,000-$175,000 | $180,000 | $170,000 | $150,000-$175,000 |
| Sheri Way, Mesa Wood Dr, Vinson Ln, Meandering Way, Edgewood Ln, Waco St, Melanie Ln, Campus St, Buckskin, Pratt Rd | $177,000 | $150,000 | $200,000-$250,000 | $276,500 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $774 |
| Superior Protection Discount | -$96 | $860 |
| Fire & Security Discount | -$67 | $888 |
| Hail Resistant Roof Discount | -$29 | $927 |
| Newly Constructed Home Discount | -$267 | $688 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ellis County | $2,000 | $1,384 | $3,384 | $1,006 | $3,006 | $378 |
| Red Oak, TX | $1,000 | $944 | $1,944 | $686 | $1,686 | $258 |
| Lancaster, TX | $400 | $1,389 | $1,789 | $1,009 | $1,409 | $380 |
| University Park, TX | $2,000 | $982 | $2,982 | $714 | $2,714 | $268 |
| Hurst, TX | $100 | $1,380 | $1,480 | $1,003 | $1,103 | $377 |
| Oak Valley, TX | $700 | $1,383 | $2,083 | $1,005 | $1,705 | $378 |
| Northeast Rockwall, TX | $500 | $1,765 | $2,265 | $1,282 | $1,782 | $482 |
| Elmo, TX | $700 | $1,408 | $2,108 | $1,023 | $1,723 | $385 |
| Allen, TX | $500 | $1,316 | $1,816 | $956 | $1,456 | $360 |
| Penelope, TX | $2,000 | $1,171 | $3,171 | $851 | $2,851 | $320 |
| Shady Shores, TX | $400 | $2,017 | $2,417 | $1,466 | $1,866 | $551 |
| Justin-Roanoke, TX | $1,000 | $1,398 | $2,398 | $1,016 | $2,016 | $382 |
| Home Insurance Company Red Oak, TX | Homeowners Insurance Agency Red Oak, TX | Address | Popularity Score | Distance from Red Oak (miles) |
|---|---|---|---|---|
| Allstate | Moran & Oswald Agency | 1901 Southeast Pkwy Ste 103, Arlington, TX, 76018 | 19.8 | |
| State Farm | David Peterson | 2580 W Camp Wisdom Rd Ste 400, Grand Prairie, TX, 75052-3092 | 18.4 | |
| State Farm | Luis Rivera | 2261 Singleton Blvd Ste 107b, Dallas, TX, 75212-3756 | 19.3 | |
| Travelers | Champion Commercial Insurance | 3025 Commerce St, Dallas, TX, 75226 | 19.0 | |
| State Farm | Michael Johnson | 5005 Mckiny Rch Pkwy Ste 230, Mckinney, TX, 75070-6866 | 45.2 | |
| Farmers | David Zabojnik | 507 N Highway 77 Ste 800, Waxahachie, TX, 75165 | 7.9 | |
| Farmers | Annette Adamcik | 580 N Hampton Rd, Desoto, TX, 75115 | 7.8 | |
| State Farm | Kamesha Partida | 1472 N Hampton Rd Ste 110, Desoto, TX, 75115-3001 | 8.8 | |
| Travelers | Goosehead Insurance | 610 Uptown Blvd Ste 205, Cedar Hill, TX, 75104 | 11.5 | |
| State Farm | Angela Ward | 1112 W Pioneer Pkwy, Arlington, TX, 76013-6367 | 24.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Ellis County, TX | $158,200 | $1,400 | $920 | $2,160 | $1,240 |
| Red Oak, TX | $167,000 | $955 | $630 | $1,470 | $840 |
| Lancaster, TX | $109,800 | $1,406 | $930 | $2,160 | $1,230 |
| University Park, TX | $1,193,800 | $994 | $660 | $1,530 | $870 |
| Hurst, TX | $157,000 | $1,397 | $920 | $2,150 | $1,230 |
| Oak Valley, TX | $76,300 | $1,400 | $920 | $2,160 | $1,240 |
| Northeast Rockwall, TX | $179,900 | $1,786 | $1,180 | $2,750 | $1,570 |
| Elmo, TX | $80,900 | $1,425 | $940 | $2,190 | $1,250 |
| Allen, TX | $261,600 | $1,332 | $880 | $2,050 | $1,170 |
| Penelope, TX | $42,500 | $1,185 | $780 | $1,820 | $1,040 |
| Shady Shores, TX | $288,000 | $2,042 | $1,350 | $3,140 | $1,790 |
| Justin-Roanoke, TX | $280,300 | $1,415 | $930 | $2,180 | $1,250 |