How Can I Make My Salina, KS Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Salina, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Salina, KS Home Insurance Coverage Levels | Back to Top
| Salina, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Elm Creek Rd, Neptune Ave, General Jim Rd, N College Ave, N McGavern Rd, Mound St, S College Ave, Washington St, S Link Rd, Republic Ave | $96,500 | $90,000 | $75,000-$100,000 | $60,000 | $50,000 | $50,000-$75,000 |
| E Mulberry St, N Penn Ave, E Bethel Cir, W 9th St, Commanche Ave, W Ellsworth Ave, Osage Ave, Ingman Rd, Wallace St, N Ash St | $135,000 | $110,000 | $125,000-$150,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Francis St, N 7th St, Country Estates Cir, W Frontier Rd, Meadowbrook Rd, Commerce Creek, Pinecrest Cir, S Cunningham Rd, Cottonwood Ln, Circle Dr | $199,500 | $190,000 | $175,000-$200,000 | $117,500 | $110,000 | $125,000-$150,000 |
| E Jewell Ave, Ricky Cir, S Kipp Rd, Halstead Rd, Mellinger Dr, W Woodland Ave, Foxboro Dr, Riffel Dr, E Wilson St, E Pennsylvania Ave | $148,000 | $120,000 | $150,000-$175,000 | $143,500 | $130,000 | $150,000-$175,000 |
| Marymount Rd, S Reese Rd, S Halstead Rd, N 10th St, Scott Ave, Jupiter Ave, N Holmes Rd, W Euclid Ave, State Hwy 143, E Hobbs Creek Rd | $126,500 | $110,000 | $125,000-$150,000 | $139,000 | $120,000 | $150,000-$175,000 |
| W Wolfe Rd, S Santa Fe Ave, W Iron Ave, Rose Hill Rd, Morland Ave, N Wisconsin Ave, George Ct, Meyer Dr, Fairway Estate, N Grand | $164,500 | $140,000 | $125,000-$150,000 | $101,500 | $80,000 | $75,000-$100,000 |
| Mattson St, Westport Blvd, N Mill St, Kansas St, Mission Rd, Lakeview Dr, St Louis Blvd, W Falun Rd, Queens Rd, W Harsh Ave | $200,000 | $190,000 | $200,000-$250,000 | $83,000 | $80,000 | $75,000-$100,000 |
| King St, Canterbury Dr, W Old Highway 40, E Mentor Rd, Greenbriar Dr, E 4th St, Market Pl, State Hwy 140, N Mahan Rd, N Connecticut Ave | $129,500 | $100,000 | $125,000-$150,000 | $110,000 | $90,000 | $75,000-$100,000 |
| W Schilling, Crown Ct, W Perrill Rd, E Lapsley Rd, Lewis St, Raleigh St, Watkins Rd, N Estates Dr, Vassar Dr, N Halstead Rd | $112,500 | $100,000 | $100,000-$125,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Saxwood Dr, N Kansas Ave, Crestwood Rd, Oaklawn Ln, Inez Ave, Georgetown Rd, Powers Rd, Seneca Ave, Edison Pl, Meadow Ln | $220,500 | $190,000 | $175,000-$200,000 | $130,500 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Salina, KS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$200 | $978 |
| Superior Protection Discount | -$106 | $1,072 |
| Fire & Security Discount | -$118 | $1,060 |
| Hail Resistant Roof Discount | -$24 | $1,155 |
| Newly Constructed Home Discount | -$295 | $884 |
Choose the Right Deductible for your Salina, KS Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saline County | $1,000 | $1,193 | $2,193 | $867 | $1,867 | $326 |
| Salina, KS | $2,000 | $1,164 | $3,164 | $846 | $2,846 | $318 |
| Spring Creek, KS | $300 | $1,441 | $1,741 | $1,048 | $1,348 | $394 |
| Gill, KS | $2,500 | $1,632 | $4,132 | $1,186 | $3,686 | $446 |
| Glasco, KS | $300 | $838 | $1,138 | $609 | $909 | $229 |
| Five Creeks, KS | $2,000 | $1,613 | $3,613 | $1,172 | $3,172 | $441 |
| Alta, KS | $200 | $1,461 | $1,661 | $1,062 | $1,262 | $399 |
| Hesston, KS | $700 | $1,361 | $2,061 | $989 | $1,689 | $372 |
Identify Top Home Insurance Agents near Salina, KS | Back to Top
| Home Insurance Company Salina, KS | Homeowners Insurance Agency Salina, KS | Address | Popularity Score | Distance from Salina (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Assurance Partners | 201 E Iron Ave, Salina, KS, 67401 | 1.9 | |
| State Farm | Nick Schneider | 126 East Ave S, Lyons, KS, 67554-2720 | 45.3 | |
| Farmers | Jodi Pappada | 2075 S Ohio St Ste 6b, Salina, KS, 67401 | 1.2 | |
| State Farm | Gary Urbanek | 1504 Aylward Ave, Ellsworth, KS, 67439-2341 | 33.0 | |
| State Farm | Clay Walter | 2075 S Ohio St Ste 7a, Salina, KS, 67401-6797 | 1.2 | |
| Allstate | Marc Martin | 212 N Main St, Mcpherson, KS, 67460 | 30.7 | |
| State Farm | Joe Seed | 1612 E Iron, Salina, KS, 67402-1754 | 2.4 | |
| Farmers | Roger Pavkov | 833 E Crawford St, Salina, KS, 67401 | 1.3 | |
| Farmers | Joyce Volk | 1716 Highland Ave, Salina, KS, 67401 | 0.2 | |
| State Farm | Gary Urbanek | 153 West Court, Lincoln, KS, 67455 | 32.7 |
Compare Rates for Salina, KS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Saline County, KS | $125,400 | $1,207 | $940 | $1,630 | $690 |
| Salina, KS | $119,300 | $1,178 | $920 | $1,590 | $670 |
| Spring Creek, KS | $162,100 | $1,459 | $1,140 | $1,970 | $830 |
| Gill, KS | $222,900 | $1,652 | $1,290 | $2,230 | $940 |
| Glasco, KS | $55,400 | $848 | $660 | $1,140 | $480 |
| Five Creeks, KS | $215,800 | $1,633 | $1,270 | $2,200 | $930 |
| Alta, KS | $167,200 | $1,479 | $1,150 | $2,000 | $850 |
| Hesston, KS | $142,500 | $1,378 | $1,070 | $1,860 | $790 |
Research Home Insurance Companies Reviews in Salina, KS Before Buying | Back to Top
Share a review on your home insurance company
California Casualty Home Insurance Reviews
Date: August 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
This policy is absolutelhy one of the cheapest on the market for me personally. It cut my monthly premimum in half when I switched and helped to make my home more affordable.
Date: July 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Relatively satisfied of the policy because of the bundle with car insurance.I fould Allstate to be relatively less pushy, but still covered what we needed at a reasonable rate.
State Farm Home Insurance Reviews
Date: January 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
it meets my needs,, There is nothing bad that I have experienced. I have enjoyed the service so far
Date: October 26, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Our premium for this policy is several hundred dollars cheaper than other policies that we have priced. We recently shopped around for quotes and discovered that we are still paying a good price.
Farm Bureau Home Insurance Reviews
Date: May 31, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Male
Customer Service
The customer service is excellent for my branch of Farm Bureau. I get to talk to an actual person who lives in my community.
Allstate Home Insurance Reviews
Date: January 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
We switched to Allstate 2 years ago after being with Alfa Insurance for 30 years. It was such a difference in customer service and rates that we were amazed.
Farmer's Insurance Home Insurance Reviews
Date: November 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
They are really great to work with because they are always eager to help and their representatives know what they are talking about. They will go out of there way to get answers and respond quickly to you. I would highly recommend using them for you insurance needs.