How Can I Make My Springfield, OR Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Springfield, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Springfield, OR Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $127,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $129,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $286,500 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $212,500 | $200,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Springfield, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $599 |
| Superior Protection Discount | -$66 | $665 |
| Fire & Security Discount | -$58 | $672 |
| Hail Resistant Roof Discount | -$22 | $709 |
| Newly Constructed Home Discount | -$153 | $577 |
Choose the Right Deductible for your Springfield, OR Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lane County | $2,000 | $597 | $2,597 | $434 | $2,434 | $163 |
| Springfield, OR | $2,000 | $722 | $2,722 | $525 | $2,525 | $197 |
| Eugene, OR | $300 | $624 | $924 | $453 | $753 | $170 |
| Pleasant Hill, OR | $1,500 | $645 | $2,145 | $469 | $1,969 | $176 |
| Lane County, OR | $200 | $597 | $797 | $434 | $634 | $163 |
| Lebanon, OR | $2,500 | $631 | $3,131 | $458 | $2,958 | $172 |
| Crabtree, OR | $200 | $570 | $770 | $414 | $614 | $156 |
| Oakridge, OR | $700 | $469 | $1,169 | $341 | $1,041 | $128 |
| Adair Village, OR | $100 | $585 | $685 | $425 | $525 | $160 |
| Scio, OR | $1,000 | $540 | $1,540 | $393 | $1,393 | $148 |
| Sutherlin, OR | $200 | $692 | $892 | $503 | $703 | $189 |
Identify Top Home Insurance Agents near Springfield, OR | Back to Top
| Home Insurance Company Springfield, OR | Homeowners Insurance Agency Springfield, OR | Address | Popularity Score | Distance from Springfield (miles) |
|---|---|---|---|---|
| State Farm | Corkey Gourley | 1310 Market St, Springfield, OR, 97477-3334 | 1.1 | |
| State Farm | Josh Gourley | 1980 Echo Hollow Rd Ste C, Eugene, OR, 97402-7007 | 9.5 | |
| Travelers | Advantage Insurance Corp | 3033 West 11th Ave, Eugene, OR, 97402 | 7.8 | |
| State Farm | Deann Mathison | 3762 W. 11th Ave., Eugene, OR, 97402-3010 | 8.4 | |
| State Farm | Denis Hijmans | 2387 W 11th Ave, Eugene, OR, 97402-3311 | 7.4 | |
| Farmers | Tera Thompson | 1400 Executive Pkwy Ste 250, Eugene, OR, 97401 | 6.5 | |
| State Farm | Dave Zech | 321 Holly St, Junction City, OR, 97448-1331 | 15.8 | |
| Allstate | Bullock Financial & Insurance | 384 Q St, Springfield, OR, 97477 | 2.0 | |
| Farmers | Rick Jackson | 1875 River Rd, Eugene, OR, 97404 | 7.7 | |
| State Farm | Mike Tingue | 36 Irving Rd, Eugene, OR, 97404-2002 | 8.2 |
Compare Rates for Springfield, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $460 | $930 | $470 |
| Lane County, OR | $232,800 | $604 | $440 | $860 | $420 |
| Springfield, OR | $175,000 | $731 | $500 | $1,010 | $510 |
| Eugene, OR | $257,200 | $631 | $430 | $900 | $470 |
| Pleasant Hill, OR | $298,600 | $653 | $450 | $920 | $470 |
| Lane County, OR | $232,800 | $604 | $440 | $860 | $420 |
| Lebanon, OR | $169,100 | $639 | $430 | $910 | $480 |
| Crabtree, OR | $192,600 | $577 | $420 | $820 | $400 |
| Oakridge, OR | $122,000 | $475 | $340 | $650 | $310 |
| Adair Village, OR | $205,100 | $592 | $400 | $840 | $440 |
| Scio, OR | $168,900 | $547 | $400 | $770 | $370 |
| Sutherlin, OR | $207,800 | $701 | $480 | $970 | $490 |
Research Home Insurance Companies Reviews in Springfield, OR Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 12, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The best thing I've found about Progressive is that they offer great insurance coverage for considerably less than any of the other home insurance providers that I checked out.
Date: October 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I haven't had to deal with Progressive's customer service very much, but every time I have had to in the past they were great. They were fast, efficient, helpful, and very friendly.
Date: August 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I really haven't had to use it, but I do appreciate that everything they do is online, and that I can access them 24/7 if I need to.
Farmer's Insurance Home Insurance Reviews
Date: December 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I like that Farmer's offers a variety of insurance types so I can choose one that fits my budget. They also offer claim forgiveness. I haven't had to use it but I'm glad its available to me.
Date: February 25, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
I found the pricing of my company to be equal if not better than the offerings for the same coverage at other competitors
Date: October 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I like that our rep is local and we can just call him directly to get what we need. I hate companies that you have to go through a main customer service to get a response. This way is much quicker.
Allstate Home Insurance Reviews
Date: July 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
It's probably one of the best, if anything it might be 10$ cheaper elsewhere. Farm Bureau is the other provider i might consider if I were to switch.
Date: January 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
The offerings are OK. It is, though, almost impossible to get them to schedule IT equipment, like expensive computer hardware.
Nationwide Home Insurance Reviews
Date: December 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
We have a better home insurance company better than other company some of company wont care of their insurance work in our company there are many care about their home insurance
Date: May 30, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Premium
Compared to other insurance providers, my premium is significantly lower. I get better coverage for the cost. My deductible is about the same as other policies.
State Farm Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I haven't researched any other because I am completely satisfied with my rates. I feel like I can trust state farm.
Date: December 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
i would give the service a 5. Overall it is a good company and I really like my agent, she is kind and has always been helpful. That being said I haven't had any claims to make since purchasing the insurance, so I am unsure of how the company would function in the event I file a claim.
MetLife Home Insurance Reviews
Date: September 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
So far so good, luckily we haven't had any major claims yet but we live in Florida and its hurricane season so I can guarantee that will change soon.
Liberty Mutual Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My policy covers everything that I could ask for. I am really happy that they offer a chip to be put into my vehicle to monitor my driving. Based on the findings, I will get even more discounts.
Foremost Insurance Home Insurance Reviews
Date: October 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I dont like the fact that the coverage pamphlet is not very detailed,or they are sending me the right one. I always get a paper talking about my coverage but not actually the fine print of it all. I wish they sent every detail abojt the policy at least once.