Gavop shows you how to buy homeowners insurance in Lower Southampton, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $113,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $287,000 | $250,000 | $250,000-$300,000 |
| 3 Bedroom | $274,000 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $357,500 | $330,000 | $350,000-$400,000 |
| 5 Bedroom | $781,500 | $680,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $669 |
| Superior Protection Discount | -$82 | $734 |
| Fire & Security Discount | -$90 | $726 |
| Hail Resistant Roof Discount | -$24 | $791 |
| Newly Constructed Home Discount | -$237 | $579 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bucks County | $1,000 | $988 | $1,988 | $718 | $1,718 | $270 |
| Lower Southampton, PA | $1,500 | $806 | $2,306 | $586 | $2,086 | $220 |
| Northampton, PA | $300 | $1,198 | $1,498 | $871 | $1,171 | $327 |
| Upper Moreland, PA | $2,500 | $755 | $3,255 | $549 | $3,049 | $206 |
| Tullytown, PA | $300 | $851 | $1,151 | $618 | $918 | $232 |
| Lawrence, NJ | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Monmouth Junction, NJ | $300 | $1,228 | $1,528 | $892 | $1,192 | $336 |
| Freehold, NJ | $700 | $1,181 | $1,881 | $858 | $1,558 | $323 |
| Wilmington, DE | $200 | $597 | $797 | $434 | $634 | $163 |
| Ancient Oaks, PA | $2,500 | $794 | $3,294 | $577 | $3,077 | $217 |
| Coplay, PA | $400 | $711 | $1,111 | $517 | $917 | $194 |
| Lowhill, PA | $2,500 | $946 | $3,446 | $687 | $3,187 | $258 |
| Home Insurance Company Lower Southampton, PA | Homeowners Insurance Agency Lower Southampton, PA | Address | Popularity Score | Distance from Lower Southampton (miles) |
|---|---|---|---|---|
| State Farm | Marat Ioshpa | 8420 Bustleton Ave, Philadelphia, PA, 19152-1902 | 6.7 | |
| State Farm | Tom Mclaughlin | 504 Bath Rd, Bristol, PA, 19007-3105 | 7.5 | |
| Erie | Hosfeld Insurance Llc | 19 E Main Street, Macungie, PA, 18062 | 38.9 | |
| Erie | Moore Insurance Group Llc | 219 S Easton Road Suite 1, Glenside, PA, 19038 | 9.6 | |
| Allstate | Bruce Jones | 517 W Moreland Rd, Willow Grove, PA, 19090 | 7.2 | |
| State Farm | John Degirolamo Jr | 421 Central Ave, Cheltenham, PA, 19012-2103 | 8.5 | |
| State Farm | Kelly Paster | 250 W Lancaster Ave Ste 245, Paoli, PA, 19301-1762 | 28.1 | |
| Travelers | John A Saracino | 801 Rozel Ave, Southampton, PA, 18966 | 3.1 | |
| Allstate | Michael A Mccusker | 7975 Oxford Ave, Philadelphia, PA, 19111 | 7.4 | |
| Travelers | The Burg Agency | 1 Maple Avenue Suite B, Hatboro, PA, 19040 | 7.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,050 | $510 |
| Bucks County, PA | $315,700 | $1,000 | $730 | $1,420 | $690 |
| Lower Southampton, PA | $287,000 | $816 | $600 | $1,150 | $550 |
| Northampton, PA | $392,900 | $1,213 | $890 | $1,690 | $800 |
| Upper Moreland, PA | $258,700 | $764 | $560 | $1,050 | $490 |
| Tullytown, PA | $233,600 | $861 | $630 | $1,190 | $560 |
| Lawrence, NJ | $294,600 | $864 | $620 | $1,220 | $600 |
| Monmouth Junction, NJ | $384,800 | $1,243 | $830 | $1,700 | $870 |
| Freehold, NJ | $410,300 | $1,195 | $870 | $1,660 | $790 |
| Wilmington, DE | $165,300 | $604 | $480 | $800 | $320 |
| Ancient Oaks, PA | $281,100 | $804 | $550 | $1,150 | $600 |
| Coplay, PA | $157,600 | $720 | $510 | $990 | $480 |
| Lowhill, PA | $280,900 | $957 | $650 | $1,350 | $700 |