How Can I Make My Peabody, MA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Peabody, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Peabody, MA Home Insurance Coverage Levels | Back to Top
| Peabody, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ralph Rd, Joyce Rd, Janice Ln, Highland Park, Shillaber St, Broadmoor St, Technology Dr, Normandy Dr, Herbert Ave, Bald Hill Ln | $350,000 | $290,000 | $400,000-$500,000 | $321,000 | $260,000 | $250,000-$300,000 |
| Alma Ter, Felton St, Raymond Rd, Pond View Rd, Monson Dr, Sherry Lee Ln, Shamrock St, 5th St, N Shore Ave, Brookbridge Rd | $186,000 | $160,000 | $175,000-$200,000 | $194,500 | $170,000 | $200,000-$250,000 |
| Nichols Ln, Sheffield Dr, Gaywood Cir, Whipple Rd, Hewes Cir, George Rd, Wallis St, State Rte 35, Woodbridge Rd, Woodlawn Ave | $392,000 | $360,000 | $400,000-$500,000 | $360,000 | $310,000 | $350,000-$400,000 |
| Price Rd, Spring Pond Rd, Will Sawyer St, Castle Cir, Rainbow Rd, Arbor Ct, Manomet Rd, Benevento Cir, Irving St, Myles St | $354,000 | $300,000 | $350,000-$400,000 | $189,500 | $160,000 | $175,000-$200,000 |
| Joy Rd, Canterbury Dr, Driscoll St, Jubilee Dr, Parsons St, Beeman Rd, Raylen Ave, Sabino Farm Rd, Seamount Rd, Longstreet Rd | $259,000 | $240,000 | $250,000-$300,000 | $149,000 | $130,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Peabody, MA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $1,103 |
| Superior Protection Discount | -$115 | $1,167 |
| Fire & Security Discount | -$128 | $1,154 |
| Hail Resistant Roof Discount | -$38 | $1,244 |
| Newly Constructed Home Discount | -$321 | $962 |
Choose the Right Deductible for your Peabody, MA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $1,000 | $1,334 | $2,334 | $969 | $1,969 | $365 |
| Peabody, MA | $2,500 | $1,267 | $3,767 | $921 | $3,421 | $346 |
| Wakefield, MA | $500 | $1,027 | $1,527 | $747 | $1,247 | $281 |
| Winchester, MA | $700 | $1,022 | $1,722 | $743 | $1,443 | $279 |
| Georgetown, MA | $300 | $973 | $1,273 | $707 | $1,007 | $266 |
| North Scituate, MA | $700 | $1,169 | $1,869 | $849 | $1,549 | $319 |
| Sudbury, MA | $300 | $1,024 | $1,324 | $744 | $1,044 | $280 |
| Blackstone, MA | $300 | $787 | $1,087 | $572 | $872 | $215 |
| North Lakeville, MA | $2,000 | $1,299 | $3,299 | $944 | $2,944 | $355 |
| Millbury, MA | $300 | $778 | $1,078 | $566 | $866 | $213 |
| North Seekonk, MA | $2,000 | $1,077 | $3,077 | $783 | $2,783 | $294 |
Identify Top Home Insurance Agents near Peabody, MA | Back to Top
| Home Insurance Company Peabody, MA | Homeowners Insurance Agency Peabody, MA | Address | Popularity Score | Distance from Peabody (miles) |
|---|---|---|---|---|
| Travelers | Michals Insurance Agency Inc | 85 Main St, Watertown, MA, 2472 | 16.0 | |
| Travelers | Mainstream Insurance Agency Inc | 704 Southbridge Street, Worcester, MA, 1610 | 47.5 | |
| Travelers | Prestige Insurance Agency - Middleton | 14 North Main Street , Middleton, MA, 1949 | 4.8 | |
| Travelers | Prestige Insurance Agency - Middleton | 14 N Main St, Middleton, MA, 1949 | 4.9 | |
| Travelers | Lopriore Insurance Agency | 426 Main St Ste 2, Stoneham, MA, 2180 | 7.7 | |
| Travelers | Cabot Risk Strategies Llc | 15 Cabot Rd, Woburn, MA, 1801 | 8.6 | |
| Travelers | Cabot Risk Strategies Llc | 15 Cabot Rd, Woburn, MA, 1801 | 8.6 | |
| Liberty Mutual Independent | Leslie Ray Insurance Agency Inc | 129 Dodge St, Beverly, MA, 1915 | 5.4 | |
| Travelers | Kaplansky Insurance Agency - Brookline | 114 Harvard St, Brookline, MA, 2446 | 15.7 | |
| Travelers | Kw Insurance Agency Llc | 1361 Cambridge St, Cambridge, MA, 2139 | 12.9 |
Compare Rates for Peabody, MA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $2,020 | $1,020 |
| Essex County, MA | $373,400 | $1,350 | $900 | $1,920 | $1,020 |
| Peabody, MA | $356,200 | $1,283 | $880 | $1,830 | $950 |
| Wakefield, MA | $448,000 | $1,040 | $710 | $1,420 | $710 |
| Winchester, MA | $842,300 | $1,035 | $700 | $1,470 | $770 |
| Georgetown, MA | $431,700 | $985 | $660 | $1,410 | $750 |
| North Scituate, MA | $553,200 | $1,183 | $790 | $1,680 | $890 |
| Sudbury, MA | $668,500 | $1,037 | $720 | $1,480 | $760 |
| Blackstone, MA | $267,800 | $797 | $570 | $1,100 | $530 |
| North Lakeville, MA | $328,100 | $1,315 | $910 | $1,850 | $940 |
| Millbury, MA | $263,200 | $788 | $580 | $1,090 | $510 |
| North Seekonk, MA | $256,800 | $1,090 | $770 | $1,490 | $720 |
Research Home Insurance Companies Reviews in Peabody, MA Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: July 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
AAA is a little more expensive, but I know that I will receive personalized, quick and fair service from them. I tried another company, and soon after returned to AAA.
Farmer's Insurance Home Insurance Reviews
Date: September 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Farmers has been great to deal with. Our agent was very helpful in selecting the coverages and limits to meet our needs as well as finding us ways to save.