Gavop's guide to buying homeowners insurance in Waterboro, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Waterboro, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dyer Ln, Inspiration Pt, Restful, Mayfair Way, Pleasant Dr, Lumberjack Ct, N Star Cir, Fairview Dr, Partridge Rd, King's Ct | $155,000 | $140,000 | $125,000-$150,000 | $134,000 | $120,000 | $100,000-$125,000 |
| Kolbe Dr, Bennett Hill Rd, Boulder Dr, Aspen Way, Log Cabin Rd, Imperial Way, Hunter Rd, Robs Way, James Dr, Bartlett Pines | $210,500 | $170,000 | $200,000-$250,000 | $114,500 | $90,000 | $75,000-$100,000 |
| Stone Gate Dr, Cody Ln, Kani Dr, Pinecrest Cir, Logan Cir Exd, Logan Cir, Emery Rd, Townhouse Rd, Lazy Brook Dr, Maple Ridge Dr | $182,500 | $150,000 | $200,000-$250,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Clark Bridge Rd, Hummingbird Ln, Esquire Cir, Bernard Way, Restfull, Wild Berry Dr, Wolf Cir, Blear Dr, Cranberry Ln, Old Portland Rd | $299,500 | $250,000 | $250,000-$300,000 | $173,000 | $160,000 | $125,000-$150,000 |
| Rosemont Ave, Sand Crossing Rd, Penny Cir, Blueberry Rd, Dean Dr, McLucas Rd, Beaver Ridge Rd, Nicole Dr, Cape Rd, Mile Dr | $135,500 | $120,000 | $100,000-$125,000 | $118,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $535 |
| Superior Protection Discount | -$58 | $586 |
| Fire & Security Discount | -$45 | $599 |
| Hail Resistant Roof Discount | -$13 | $631 |
| Newly Constructed Home Discount | -$168 | $477 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,537 |
| Hail Damage | $4,948 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,887 |
| Home Insurance Company Waterboro, ME | Homeowners Insurance Agency Waterboro, ME | Address | Popularity Score | Distance from Waterboro (miles) |
|---|---|---|---|---|
| Allstate | Carlo Giraulo | 543 Main St, Westbrook, ME, 4092 | 19.9 | |
| Travelers | Curley Associates | 1087 Main St, Sanford, ME, 4073 | 12.5 | |
| Allstate | Heidi Johnston | 62 Portland Rd Ste 5, Kennebunk, ME, 4043 | 17.9 | |
| Liberty Mutual Independent | P&C Insurance | 260 Main St, Biddeford, ME, 4005 | 16.1 | |
| State Farm | Chris Grimes | 20 Bath Rd, Brunswick, ME, 04011-2604 | 44.4 | |
| State Farm | Sam Francis | 1510 Lisbon St, Lewiston, ME, 04240-3518 | 42.7 | |
| State Farm | Mark Browne | 20 Edwards Ave, Biddeford, ME, 04005-3009 | 15.6 | |
| Allstate | Daniel J Wright | 411 Alfred St, Biddeford, ME, 4005 | 15.7 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 15.7 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 15.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $530 | $1,020 | $490 |
| York County, ME | $233,000 | $802 | $550 | $1,120 | $570 |
| Waterboro, ME | $195,500 | $644 | $460 | $910 | $450 |
| Lake Arrowhead, ME | $160,400 | $702 | $500 | $980 | $480 |
| Arundel, ME | $248,100 | $851 | $570 | $1,180 | $610 |
| North Windham, ME | $217,600 | $803 | $580 | $1,100 | $520 |
| Cumberland, ME | $364,400 | $920 | $650 | $1,260 | $610 |
| Dover, NH | $240,400 | $892 | $710 | $1,110 | $400 |
| New Gloucester, ME | $223,700 | $683 | $460 | $940 | $480 |