How Can I Make My Cleveland Heights, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Cleveland Heights, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Cleveland Heights, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $127,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $131,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $241,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $291,000 | $260,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Cleveland Heights, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $583 |
| Superior Protection Discount | -$61 | $617 |
| Fire & Security Discount | -$61 | $617 |
| Hail Resistant Roof Discount | -$20 | $658 |
| Newly Constructed Home Discount | -$170 | $509 |
Choose the Right Deductible for your Cleveland Heights, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cuyahoga County | $2,000 | $657 | $2,657 | $478 | $2,478 | $180 |
| Cleveland Heights, OH | $1,500 | $670 | $2,170 | $487 | $1,987 | $183 |
| East Cleveland, OH | $300 | $691 | $991 | $502 | $802 | $189 |
| Reminderville, OH | $700 | $797 | $1,497 | $579 | $1,279 | $218 |
| North Olmsted, OH | $400 | $708 | $1,108 | $515 | $915 | $194 |
| Burton, OH | $2,000 | $772 | $2,772 | $561 | $2,561 | $211 |
| Lorain, OH | $500 | $798 | $1,298 | $580 | $1,080 | $218 |
| New Lyme, OH | $700 | $661 | $1,361 | $480 | $1,180 | $181 |
| West Salem, OH | $200 | $572 | $772 | $416 | $616 | $156 |
| Perry Heights, OH | $1,000 | $583 | $1,583 | $423 | $1,423 | $159 |
| Canton, OH | $500 | $798 | $1,298 | $580 | $1,080 | $218 |
| Dalton, OH | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
Identify Top Home Insurance Agents near Cleveland Heights, OH | Back to Top
| Home Insurance Company Cleveland Heights, OH | Homeowners Insurance Agency Cleveland Heights, OH | Address | Popularity Score | Distance from Cleveland Heights (miles) |
|---|---|---|---|---|
| State Farm | James Brown | 6001 Cochran Rd Ste 102, Solon, OH, 44139-3325 | 9.2 | |
| Allstate | Laura Buck | 37300 Detroit Rd Ste 1, Avon, OH, 44011 | 25.1 | |
| Erie | Halter Insurance Group Ltd. | 4320 Mayfield Road Suite 101, South Euclid, OH, 44121 | 2.0 | |
| State Farm | Toni Sober | 24700 Chagrin Blvd Ste 302, Beachwood, OH, 44122-5630 | 4.4 | |
| Travelers | The Insurance Office | 20325 Center Ridge Road Suite 400, Rocky River, OH, 44116 | 15.2 | |
| State Farm | Gerry Gatten | 6815 Lake Avenue, Elyria, OH, 44035-2149 | 30.5 | |
| Allstate | Deborah A Walker | 27970 Chagrin Blvd Ste W210, Woodmere, OH, 44122 | 5.4 | |
| State Farm | Bob North | 5264 Warrnsvle Ctr Rd, Maple Heights, OH, 44137-1913 | 7.4 | |
| Liberty Mutual Independent | Insurance Partners Agency Inc | 26865 Center Ridge Rd, Westlake, OH, 44145 | 19.0 | |
| Travelers | Cbiz Insurance Services Inc | 6050 Oak Tree Blvd Ste 500, Cleveland, OH, 44131 | 9.5 |
Compare Rates for Cleveland Heights, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,010 | $500 |
| Cuyahoga County, OH | $123,900 | $665 | $480 | $940 | $460 |
| Cleveland Heights, OH | $129,300 | $678 | $460 | $940 | $480 |
| East Cleveland, OH | $56,800 | $700 | $470 | $960 | $490 |
| Reminderville, OH | $184,300 | $807 | $540 | $1,110 | $570 |
| North Olmsted, OH | $147,900 | $717 | $480 | $1,010 | $530 |
| Burton, OH | $169,800 | $781 | $570 | $1,080 | $510 |
| Lorain, OH | $84,300 | $808 | $550 | $1,120 | $570 |
| New Lyme, OH | $117,100 | $669 | $480 | $940 | $460 |
| West Salem, OH | $84,600 | $579 | $420 | $800 | $380 |
| Perry Heights, OH | $103,500 | $590 | $420 | $840 | $420 |
| Canton, OH | $70,200 | $808 | $560 | $1,120 | $560 |
| Dalton, OH | $145,000 | $733 | $500 | $1,020 | $520 |
Research Home Insurance Companies Reviews in Cleveland Heights, OH Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: July 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium is pretty bad about 140 a month but with all they cover and our prior issues being sorted I am okay with the price. Especially with our location being the midwest.
Date: July 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
Their policies and price seem to be very comparable to other insurance companies I've quoted in the past, if someone is much lower they will often give a further discount provided proof.
Cincinnati Insurance Home Insurance Reviews
Date: August 20, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
Their premium is very affordable. We got better coverage at a great premium with all the coverage we needed. They were much more affordable than others while sacrificing nothing in coverage.
Erie Insurance Home Insurance Reviews
Date: October 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Overall I have been very satisfied with the company's customer service. I've never experienced long hold times on the phone, and the staff has always been friendly, helpful, and able to resolve my issues.