How Can I Make My Billings, MT Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Billings, MT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Billings, MT Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $56,500 $50,000 $25,000-$50,000
2 Bedroom $135,000 $130,000 $125,000-$150,000
3 Bedroom $183,500 $150,000 $175,000-$200,000
4 Bedroom $233,000 $210,000 $250,000-$300,000
5 Bedroom $448,000 $420,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Billings, MT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$187 $797
Superior Protection Discount -$98 $886
Fire & Security Discount -$79 $905
Hail Resistant Roof Discount -$20 $964
Newly Constructed Home Discount -$236 $748

Choose your Billings, MT Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,163
Hail Damage $5,157
Wind Damage $9,515
Expensive Claims
Fire $34,248
Accidental Discharge/Leakage $9,056
Optional Coverage Losses $8,485

Identify Top Home Insurance Agents near Billings, MT | Back to Top

Home Insurance Company Billings, MT Homeowners Insurance Agency Billings, MT Address Popularity Score Distance from Billings (miles)
Farmers Heather Daffin 2870 Grand Ave, Billings, MT, 59102
3.1
Liberty Mutual Independent Jackson And Iverson Insurance 2619 Saint Johns Ave Ste C, Billings, MT, 59102
3.1
Liberty Mutual Independent Beard Insurance Agency 1601 Lewis Ave Ste 104b, Billings, MT, 59102
1.7
Liberty Mutual Independent Leavitt Great West Insurance Services 2345 King Ave W Ste A, Billings, MT, 59102
3.5
Allstate Peggy D. Schneider 2646 Grand Ave Ste 3, Billings, MT, 59102
2.8
Farmers George Schmalz 1211 24th St W Ste 5, Billings, MT, 59102
2.6
Farmers Don Crawford 520 Wicks Ln Ste 9, Billings, MT, 59105
3.5
Allstate Mark Verzatt Llc 926 Main St Ste 3, Billings, MT, 59105
3.1
State Farm Randy Glover 801 15th St W Uppr Right, Billings, MT, 59102-4177
1.7
Allstate Big Horn Insurance 224 N Center Ave, Hardin, MT, 59034
44.7

Compare Rates for Billings, MT Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Montana $209,100 $1,080 $820 $1,410 $590
Yellowstone County, MT $210,500 $1,006 $760 $1,320 $560
Billings, MT $198,100 $984 $750 $1,290 $540
Yellowstone County, MT $210,500 $1,006 $760 $1,320 $560
Worden, MT $183,600 $1,027 $780 $1,350 $570
Fromberg, MT $108,300 $794 $600 $1,040 $440
Northeast Yellowstone, MT $223,900 $1,108 $840 $1,450 $610
Columbus, MT $220,100 $1,100 $840 $1,440 $600
Stillwater County, MT $225,200 $789 $600 $1,030 $430
Roberts, MT $287,500 $1,230 $930 $1,610 $680
Hardin, MT $129,200 $874 $660 $1,140 $480
Ryegate, MT $96,700 $743 $560 $970 $410

Research Home Insurance Companies Reviews in Billings, MT Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: October 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
All state's customer service is pretty good in my opinion. I've made at least a dozen or so calls to them over the past year and have always had a good experience.

Date: October 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Allstate has some of the best customer service across all platforms of insurance. They are known for this, and I've experienced it first hand that they go out of they're way to give superior customer service. I would give a 5 out of 5.

Date: April 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I get my rate checked every year and they are always the lowest. My deductible is low enough that I can afford to make a claim if needed.

Date: February 12, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I would always like things to be less expensive than they are. That being said, I've found our premium and deductibles to be reasonably priced. It is a little expensive, but all insurance is a little expensive, so I'm okay with it.

Date: September 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
The communication is always clear. I can communicate through various means, which is helpful. The communication is aimed to be helpful, which I appreciate.

Date: September 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The app has a nice looking interface. It is easy to use, but it does have glitches. It can be slow, and the website is easier.

Date: August 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
My insurance covers everything inside the house in case of all reasonable damage, and all of the outside features (sheds, etc)


Date: August 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I think compared to other companies I have a good premium. I wish I paid less, but I'm happy with my coverage.

Date: December 13, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service is great. The hours are great, and they are very helpful. Every question I've asked has been answered promptly, and they are great at their jobs.

State Farm Home Insurance Reviews

Date: January 17, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
The premium charged monthly is a llittle higher compared to other home insurance companies I researched who charge much less

Date: September 10, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
Please see 2 previous answers. Numerous calls have gone unreturned. The ones that are returned often involve dealing with someone who is ill-prepared to meet our needs.

Date: May 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Standard replacement cost home insurance policy. Covers the dwelling, and also covers accidents that happen in the home. Does not cover things such as break-ins to vehicles on my property, which was quite a hassle.


Date: December 28, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have a bundled policy that covers auto, home, and life. I have found the customer service to be very slow in regards to changing anything related to our policy. it feels like they don't care once they have our money.

Date: November 19, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
The website is painfully slow. I also find the response time to be subpar when trying to contact my agent online.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium was in line with other companies offering the same coverage. We went with this company because a friend worked there and we wanted to give him the business.

Blue Cross Blue Shield Home Insurance Reviews

Date: September 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
The home dwelling is covered by the insurance, as well as other structures located on the property. This policy covers fire and water damage to the house. Medical liability is also covered.


Date: September 19, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
This premium is the cheapest we have seen. We checked out three other companies and all of theirs was at least $100-$200 higher. Also, this coverage seems to cover more for the same cost.

Date: July 28, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
The website is easy to use but can seem a little busy on the home page. They have a lot of content and it can take time to find out where you need to go if you haven't used it before.

Date: June 08, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
The agent we worked with contacted us right away when we requested a quote, and he came up with documentation for us in a timely manner. His emails were short and concise and organized.

Date: May 14, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
The insurance agent we worked with to get the quote was easy to work with. He was recommended to us through our real estate agent. He was very prompt in his service.

GEICO Home Insurance Reviews

Date: September 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
We shopped around a lot before we went in for GEICO , even thou the premium was slightly higher , the coverage and the overall discounts reeled us in. I like the agent who I worked with.

Date: September 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I had to call GEICO once , someone broke our fence , GEICO was prompt and resolved it quickly , I got the resolution in a few days and fence was fixed. I like then this way.

Date: September 12, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Communication
When we initially set up the insurance I was told the entire home would be covered and that was including the outhouse and the shed however we were notified a few days later that they are not covered ! I didnt like that , they should have been upfront.

Date: August 08, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
GEICO's app is good , I like ie better than others. However , it is starting to feel dated now because of all the newer nicer looking apps that I have on my phone but it is still better than a lot of others.

Date: July 30, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
Except for my outhouse and my shed everything else is covered. I had to take Earthquake coverage separately but that is the bane of living in california. Other than that , GEICO covers my vehicles as well so I get a discount.


Progressive Home Insurance Reviews

Date: September 10, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
the customer service is wonderful, and I think it's their greatest offering. The policy itself is comparable to competitor products, but the price is much more affordable.


Date: November 16, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium and deductibles were so good. Proceed just right they were. I would do more business with this company if given the chance.

Farm Bureau Home Insurance Reviews

Date: December 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
the deductible is the same no matter where you go. lower deductible means higher payment

American Family Insurance Home Insurance Reviews

Date: November 02, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
I have read all the information which is available in their website and mobile app. There is no delay while navigating to other pages. I have gone through their different policies which is available in their site.

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