Gavop's guide to buying homeowners insurance in Croton-on-Hudson, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Croton-on-Hudson, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Post Rd S, Van Cortlandt Pl, Penfield Ave, Benedict Blvd, Park Trl, Mt Airy Wds, Cook Ln, Old Post Rd N, Bungalow Rd, Munson St | $394,000 | $320,000 | $350,000-$400,000 | $259,500 | $240,000 | $250,000-$300,000 |
| Hudson River Rd, Hunter Pl, N Riverside Ave, Highland Pl, Thompson Ave, Devon Ave, Olcott Ave, Morningside Dr, Red Maple Ridge, Crest St | $404,000 | $370,000 | $300,000-$350,000 | $361,000 | $290,000 | $300,000-$350,000 |
| Batten Rd, Piney Point Ave, Observatory Dr, Truesdale Dr, Darby Ave, Briggs Ln, Croton Point Ave, Glen Pl, Young Ave, Oreilly Ct | $619,000 | $520,000 | $600,000-$700,000 | $263,000 | $240,000 | $250,000-$300,000 |
| Larkin Pl, Gerstein St, Mountain Trl, Benedict Blvd, Amber Dr, Devon St, Wayne St, Arlington Ave, Dailey Dr, Radnor Ave | $396,000 | $370,000 | $400,000-$500,000 | $273,500 | $240,000 | $200,000-$250,000 |
| Lexington Dr, State Rte 129, N Highland Pl, Jasper Rd, Loconto St, Kuney St, Reinhardt Ln, Croton Point Ave, Baltic Pl, N Highland Ave | $303,500 | $270,000 | $300,000-$350,000 | $370,500 | $300,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$96 | $1,105 |
| Home and Two Car | -$204 | $996 |
| Home and Three Car | -$288 | $912 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $1,000 | $1,090 | $2,090 | $792 | $1,792 | $298 |
| Croton-on-Hudson, NY | $1,000 | $1,186 | $2,186 | $862 | $1,862 | $324 |
| Ramapo, NY | $300 | $1,042 | $1,342 | $757 | $1,057 | $285 |
| Suffern, NY | $700 | $886 | $1,586 | $644 | $1,344 | $242 |
| Hastings-on-Hudson, NY | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Weston, CT | $2,500 | $898 | $3,398 | $652 | $3,152 | $245 |
| Union City, NJ | $500 | $978 | $1,478 | $711 | $1,211 | $267 |
| Titusville, NY | $2,000 | $894 | $2,894 | $650 | $2,650 | $244 |
| Baldwin, NY | $500 | $972 | $1,472 | $707 | $1,207 | $266 |
| Morristown, NJ | $1,000 | $1,015 | $2,015 | $738 | $1,738 | $277 |
| Milford, CT | $400 | $1,192 | $1,592 | $867 | $1,267 | $326 |
| Chatham, NJ | $2,500 | $778 | $3,278 | $566 | $3,066 | $213 |
| Home Insurance Company Croton-on-Hudson, NY | Homeowners Insurance Agency Croton-on-Hudson, NY | Address | Popularity Score | Distance from Croton-on-Hudson (miles) |
|---|---|---|---|---|
| Travelers | Triple Crown Insurance Brokerage Inc | 35 Audrey Avenue, Oyster Bay, NY, 11771 | 30.2 | |
| State Farm | Maria Lucic | 116-19 Queens Boulevard, Forest Hills, NY, 11375-6533 | 34.1 | |
| State Farm | Nereyda Perez | 9411 5th Ave, Brooklyn, NY, 11209-7483 | 41.5 | |
| Allstate | Debbie Stockton | 108 Kraft Ave, Bronxville, NY, 10708 | 18.9 | |
| Allstate | Janine Barsanti | 69 Brookside Ave Ste 202, Chester, NY, 10918 | 22.2 | |
| State Farm | Diane Mcgrath | 75 N Park Ave, Rockville Centre, NY, 11570-4105 | 40.3 | |
| Allstate | Felix Maisonet | 238 Westchester Ave, Port Chester, NY, 10573 | 18.8 | |
| Allstate | Donald P. Dietrich | 240 Main St, Nyack, NY, 10960 | 8.2 | |
| State Farm | Tamara Lanza | 18 Halstead Ave, Harrison, NY, 10528-4003 | 19.4 | |
| State Farm | Meilee Fu | 139 Centre Street, New York, NY, 10013 | 34.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,640 | $850 |
| Westchester County, NY | $513,300 | $1,103 | $750 | $1,560 | $810 |
| Croton-on-Hudson, NY | $507,600 | $1,201 | $860 | $1,670 | $810 |
| Ramapo, NY | $417,300 | $1,055 | $760 | $1,500 | $740 |
| Suffern, NY | $311,000 | $897 | $650 | $1,260 | $610 |
| Hastings-on-Hudson, NY | $612,900 | $852 | $610 | $1,170 | $560 |
| Weston, CT | $878,600 | $909 | $610 | $1,240 | $630 |
| Union City, NJ | $296,200 | $990 | $660 | $1,380 | $720 |
| Titusville, NY | $237,600 | $905 | $620 | $1,250 | $630 |
| Baldwin, NY | $363,100 | $984 | $670 | $1,370 | $700 |
| Morristown, NJ | $439,600 | $1,027 | $750 | $1,450 | $700 |
| Milford, CT | $303,200 | $1,207 | $830 | $1,670 | $840 |
| Chatham, NJ | $892,000 | $788 | $580 | $1,120 | $540 |