Gavop shows you how to buy homeowners insurance in Chouteau, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $148,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $182,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $191,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $460,500 | $430,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$83 | $843 |
| Home and Two Car | -$148 | $778 |
| Home and Three Car | -$213 | $713 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $700 | $1,033 | $1,733 | $751 | $1,451 | $282 |
| Chouteau, MO | $700 | $915 | $1,615 | $665 | $1,365 | $250 |
| Blue Springs, MO | $1,000 | $1,005 | $2,005 | $731 | $1,731 | $275 |
| Van Buren, MO | $300 | $976 | $1,276 | $709 | $1,009 | $267 |
| Big Creek, MO | $2,000 | $1,413 | $3,413 | $1,027 | $3,027 | $386 |
| Lake Lafayette, MO | $300 | $725 | $1,025 | $527 | $827 | $198 |
| West Peculiar, MO | $1,000 | $1,112 | $2,112 | $808 | $1,808 | $304 |
| Crooked River, MO | $200 | $908 | $1,108 | $660 | $860 | $248 |
| Everett, MO | $300 | $1,368 | $1,668 | $994 | $1,294 | $374 |
| Johnson County, MO | $2,000 | $1,000 | $3,000 | $727 | $2,727 | $273 |
| Home Insurance Company Chouteau, MO | Homeowners Insurance Agency Chouteau, MO | Address | Popularity Score | Distance from Chouteau (miles) |
|---|---|---|---|---|
| State Farm | David Krough | 600 W 103rd St Ste 206, Kansas City, MO, 64114-4524 | 19.5 | |
| Travelers | Northland Independent Group | 5921 Nw Barry Road Suite 200, Kansas City, MO, 64154 | 8.2 | |
| State Farm | Matt Kelly | 888 Haines Drive, Liberty, MO, 64068-1008 | 4.0 | |
| State Farm | Bret Ohlhausen | 8549 Church Rd Ste A, Kansas City, MO, 64157-1208 | 3.3 | |
| Farmers | David Krupka | 1201 W College St Ste 500, Liberty, MO, 64068 | 4.0 | |
| State Farm | Laurel Cross | 836 Reed St, Liberty, MO, 64068-2203 | 4.1 | |
| State Farm | Larry Hawk | 4401 S Noland Rd, Independence, MO, 64055-4793 | 12.8 | |
| State Farm | Jeff Zigmant | 6008 N Highway 9 Ste B, Parkville, MO, 64152-3673 | 9.7 | |
| State Farm | Joe Nowatzki | 10201 N Oak Trfy Ste 400, Kansas City, MO, 64155-4204 | 6.0 | |
| Farmers | Eric Grampp | 601 S 291 Hwy, Liberty, MO, 64068 | 4.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,500 | $710 |
| Clay County, MO | $160,900 | $1,045 | $720 | $1,440 | $720 |
| Chouteau, MO | $152,700 | $927 | $660 | $1,280 | $620 |
| Blue Springs, MO | $149,000 | $1,017 | $690 | $1,440 | $750 |
| Van Buren, MO | $277,600 | $988 | $720 | $1,360 | $640 |
| Big Creek, MO | $293,300 | $1,430 | $990 | $2,040 | $1,050 |
| Lake Lafayette, MO | $48,600 | $734 | $520 | $1,050 | $530 |
| West Peculiar, MO | $161,200 | $1,125 | $800 | $1,550 | $750 |
| Crooked River, MO | $92,300 | $919 | $650 | $1,300 | $650 |
| Everett, MO | $275,800 | $1,385 | $980 | $1,980 | $1,000 |
| Johnson County, MO | $147,000 | $1,012 | $720 | $1,440 | $720 |