Gavop tells you how to get the best homeowners insurance in Kalaoa, HI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $156,000 | $140,000 | $150,000-$175,000 |
| 2 Bedroom | $221,000 | $180,000 | $250,000-$300,000 |
| 3 Bedroom | $482,500 | $430,000 | $400,000-$500,000 |
| 4 Bedroom | $602,500 | $520,000 | $600,000-$700,000 |
| 5 Bedroom | $1,128,000 | $950,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $873 |
| Superior Protection Discount | -$95 | $957 |
| Fire & Security Discount | -$105 | $946 |
| Hail Resistant Roof Discount | -$21 | $1,031 |
| Newly Constructed Home Discount | -$294 | $757 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hawaii County | $1,000 | $881 | $1,881 | $640 | $1,640 | $241 |
| Kalaoa, HI | $1,000 | $1,039 | $2,039 | $755 | $1,755 | $284 |
| North Kona, HI | $100 | $1,034 | $1,134 | $751 | $851 | $283 |
| Holualoa, HI | $2,000 | $1,051 | $3,051 | $764 | $2,764 | $287 |
| Kahaluu-Keauhou, HI | $500 | $1,690 | $2,190 | $1,228 | $1,728 | $462 |
| South Kohala, HI | $2,000 | $849 | $2,849 | $617 | $2,617 | $232 |
| Honaunau-Napoopoo, HI | $300 | $1,429 | $1,729 | $1,038 | $1,338 | $390 |
| Waimea, HI | $2,000 | $784 | $2,784 | $570 | $2,570 | $214 |
| Halaula, HI | $200 | $984 | $1,184 | $715 | $915 | $269 |
| Kukuihaele, HI | $2,000 | $938 | $2,938 | $681 | $2,681 | $256 |
| Honokaa, HI | $200 | $958 | $1,158 | $696 | $896 | $262 |
| Paauilo, HI | $2,500 | $713 | $3,213 | $518 | $3,018 | $195 |
| Home Insurance Company Kalaoa, HI | Homeowners Insurance Agency Kalaoa, HI | Address | Popularity Score | Distance from Kalaoa (miles) |
|---|---|---|---|---|
| State Farm | Wayne Yamauchi | 75-5591 Palani Rd Ste 2006, Kailua Kona, HI, 96740-3634 | 7.7 | |
| Allstate | Budar Insurance Agency | 75-5722 Kuakini Hwy Ste 101, Kailua Kona, HI, 96740 | 8.1 | |
| Allstate | Larry Mccabe | 75-5722 Kuakini Hwy Ste 101, Kailua Kona, HI, 96740 | 8.1 | |
| State Farm | Cheryl Kim | 64-1032 Mamalahoa Hwy Ste 202, Kamuela, HI, 96743-8441 | 28.9 | |
| State Farm | Lance Matsumura | 75-240 Nani Kailua Dr Ste 12, Kailua Kona, HI, 96740-2074 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Hawaii County, HI | $316,000 | $892 | $660 | $1,300 | $640 |
| Kalaoa, HI | $501,000 | $1,052 | $780 | $1,540 | $760 |
| North Kona, HI | $489,900 | $1,047 | $770 | $1,530 | $760 |
| Holualoa, HI | $508,500 | $1,064 | $790 | $1,550 | $760 |
| Kahaluu-Keauhou, HI | $607,800 | $1,711 | $1,270 | $2,500 | $1,230 |
| South Kohala, HI | $422,400 | $859 | $640 | $1,250 | $610 |
| Honaunau-Napoopoo, HI | $484,200 | $1,446 | $1,070 | $2,110 | $1,040 |
| Waimea, HI | $392,300 | $793 | $590 | $1,160 | $570 |
| Halaula, HI | $345,700 | $996 | $740 | $1,450 | $710 |
| Kukuihaele, HI | $325,000 | $949 | $700 | $1,390 | $690 |
| Honokaa, HI | $334,400 | $970 | $720 | $1,420 | $700 |
| Paauilo, HI | $216,700 | $722 | $530 | $1,050 | $520 |