How Can I Make My Floyd County, KY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Floyd County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Floyd County, KY Home Insurance Coverage Levels | Back to Top

Floyd County, KY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Barn Hollow Rd, Fronteir Ln, Club House Dr, S Front St, R V May St, May St, Station Branch Est, Mangola St, Ruff and Tuff Rd, Honeycamp Branch $131,500 $110,000 $125,000-$150,000 $106,000 $100,000 $100,000-$125,000
Daniels Crk, Valleydale Rd, Weddington Ln, Meade Meadow Ln, Lum de Rossett Branch, Hatfield Est, Little Muddy Creek Rd, Gray St, Ligon Camp Rd, Three Oaks Ln $134,500 $110,000 $150,000-$175,000 $87,500 $80,000 $75,000-$100,000
Memory Ln, Foothill Dr, Cr-1014, Newsome Br, Brawley St, Frazier Ln, Keathley Branch, Curt Tufts Rd, Akers Br, Meades Bottom $109,500 $90,000 $125,000-$150,000 $64,500 $60,000 $50,000-$75,000
Cr-1061F, Cr-1483, Cs-1143, Beaver Junction Rd, Cr-1423, Judge Dr, Freds Fork, Tom Dillion Dr, Ridge Run Rd, Cr-1131 $113,500 $90,000 $75,000-$100,000 $75,000 $60,000 $75,000-$100,000
Thompson Dr, Frasure Creek Rd, Cr-1149, N Mays Ave, State Hwy 7, Dove Cove, Earl St, Stratton Woods Rd, Front St, Co Rd 1100 $104,000 $90,000 $100,000-$125,000 $78,000 $60,000 $50,000-$75,000
Right Fork Kidd Fork, Stafford Ln, Amanda Lee Dr, Holbrook Hollow Rd, Indian Hills, Patton Fork, Porter Hill, River St, Shop Fork St, Ridgeview St $92,500 $80,000 $75,000-$100,000 $133,000 $120,000 $125,000-$150,000
S Evergreen Ln, Hisbiscus Ct, Elm Log Branch, N Roberts Dr, Clark Dr, E Friend St, Crum St, Left Fork Toms Creek, Best St, Tower Rd $136,500 $120,000 $150,000-$175,000 $114,000 $100,000 $125,000-$150,000
Carter Ave, Cemetery Rd, Spurlock Fork, Archer Park Rd, Stonewall Rd, Conn Branch, Copperas Lick Branch Rd, Cemetery Rd Lp, Spradlin Br, Toms Fork $168,000 $150,000 $125,000-$150,000 $112,500 $100,000 $100,000-$125,000
Millard Allen Dr, Thunder Rd, Short St, Dickie Town Rd, State Hwy 550, Peters Br, Dodson Branch Rd, Frasure Hill Dr, Bartley Branch Rd, Adams Cemetery Rd $97,000 $80,000 $100,000-$125,000 $87,500 $80,000 $75,000-$100,000
Bucks Br, Maggie Mountain Rd, Carmen Hollow Rd, Pickett Ln, Old Dwale School Rd, May Cemetery Rd, Graham St, Hall Branch, Jones Btm, Cs-4001 $82,000 $80,000 $75,000-$100,000 $71,500 $60,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Floyd County, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$122 $522
Superior Protection Discount -$58 $586
Fire & Security Discount -$71 $573
Hail Resistant Roof Discount -$19 $625
Newly Constructed Home Discount -$155 $490

Choose the Right Deductible for your Floyd County, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Floyd County $1,000 $636 $1,636 $462 $1,462 $174
Floyd County, KY $1,500 $636 $2,136 $462 $1,962 $174
Wayland, KY $200 $617 $817 $448 $648 $168
Beaver Creek, KY $700 $567 $1,267 $412 $1,112 $155
Magoffin County, KY $500 $848 $1,348 $616 $1,116 $232
Willis, VA $1,000 $429 $1,429 $312 $1,312 $117
Magnolia, WV $200 $541 $741 $393 $593 $148
Morgan County, KY $1,000 $630 $1,630 $458 $1,458 $172
Webbville, KY $500 $590 $1,090 $429 $929 $161
Logan County, WV $1,500 $607 $2,107 $441 $1,941 $166
Upper Clover Fork, KY $500 $541 $1,041 $393 $893 $148

Identify Top Home Insurance Agents near Floyd County, KY | Back to Top

Home Insurance Company Floyd County, KY Homeowners Insurance Agency Floyd County, KY Address Popularity Score Distance from Floyd County (miles)
State Farm Paul Pelphrey 219 Broadway St, Paintsville, KY, 41240-1255
17.8
State Farm Jennifer Reynolds 145 Wedngtn Br Rd, Pikeville, KY, 41501-3204
9.7
Allstate Melissa Crowdus 3767 N Mayo Trl Ste 5, Pikeville, KY, 41501
9.9
Allstate Justice & Stamper 5445 N Mayo Trl, Pikeville, KY, 41501
8.8
State Farm Don Hillman 209 E Perry St, Louisa, KY, 41230
39.2
State Farm Laura Feltner 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267
31.9
State Farm Gary Lowe 3780 N Mayo Trl Ste 101, Pikeville, KY, 41501-9092
9.9
State Farm Sam Doyle 291 North Lake Drive, Prestonsburg, KY, 41653-1306
7.9
Nationwide Athea Jean Blackburn Agency 147 Hibbard St, Pikeville, KY, 41501
13.1
Travelers Frazier Insurance Agency 409 W Main St, Cumberland, KY, 40823
42.6

Compare Rates for Floyd County, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $600 $1,260 $660
Floyd County, KY $72,900 $644 $430 $880 $450
Floyd County, KY $72,900 $644 $440 $890 $450
Wayland, KY $65,100 $624 $440 $890 $450
Beaver Creek, KY $55,800 $574 $390 $790 $400
Magoffin County, KY $63,300 $858 $570 $1,180 $610
Willis, VA $77,900 $434 $300 $610 $310
Magnolia, WV $64,200 $548 $370 $780 $410
Morgan County, KY $77,500 $638 $470 $880 $410
Webbville, KY $60,000 $597 $440 $820 $380
Logan County, WV $85,800 $614 $440 $840 $400
Upper Clover Fork, KY $51,200 $548 $390 $780 $390

8 Ways to Get Discounts on Homeowners Insurance in Floyd County, KY

What Makes Your Floyd County, KY Home Insurance Cheap or Expensive