Gavop's guide to buying homeowners insurance in Owasso, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Owasso, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hampton Ave, Hickory Hollow, N 161st Ave E, N 165th E Ave, E 97th St N, E 118th St N, N 158th East Ave, N 155th E Ave, S Ranch Rd, N 164th E Ave | $164,500 | $140,000 | $125,000-$150,000 | $245,500 | $200,000 | $250,000-$300,000 |
| Buttermere, E 91st St N, N 178th Ave E, N 153rd East Ave, E 110th Pl N, Goldfinch Ct, N 155th East Ave, E0540 Rd, US Hwy 169, N 166th East Ave | $173,000 | $150,000 | $150,000-$175,000 | $209,000 | $170,000 | $200,000-$250,000 |
| N 160th E Ave, E 77th St N, E 101st St N, N 149th E Ave, E 84th St N, 174th Ave E, E 133st N, E 86th St N, N 165th East Ave, Newbury | $135,500 | $120,000 | $150,000-$175,000 | $148,000 | $130,000 | $125,000-$150,000 |
| N 159th E Ave, N 165th East Ave, N 188th East Ave, Stonebridge Cir, N4055 Rd, E 113th St N, N 108th E Ave, E 87th Pl N, 88th St N, 88th Pl N | $148,000 | $130,000 | $125,000-$150,000 | $270,000 | $230,000 | $250,000-$300,000 |
| E Hunter Ln, N 173rd East Ave, E 125th St N, N 151st East Ave, Skyline Dr, E Ranch Rd, N 167th E Ave, Brittany Rd, E 465 Rd, N 152nd E Ave | $166,000 | $140,000 | $150,000-$175,000 | $235,000 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $794 |
| Superior Protection Discount | -$86 | $871 |
| Fire & Security Discount | -$105 | $852 |
| Hail Resistant Roof Discount | -$29 | $928 |
| Newly Constructed Home Discount | -$239 | $718 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,900 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company Owasso, OK | Homeowners Insurance Agency Owasso, OK | Address | Popularity Score | Distance from Owasso (miles) |
|---|---|---|---|---|
| State Farm | Danielle Weaver | 2339 Se Nowata Place, Bartlesville, OK, 74006-4745 | 31.2 | |
| State Farm | Heather Cottrill | 9524 E 81st St Ste C, Tulsa, OK, 74133-8033 | 16.7 | |
| State Farm | Travis Primeaux | 10310 N 138th E Ave Ste 102, Owasso, OK, 74055-4611 | 1.4 | |
| Farmers | Randy Robbins | 7718 E 91st St Ste 120, Tulsa, OK, 74133 | 17.9 | |
| Farmers | Robin May | 1140 S Lynn Riggs Blvd Ste B, Claremore, OK, 74017 | 11.7 | |
| Farmers | Frank Mcmanus | 116 W 8th St, Okmulgee, OK, 74447 | 46.6 | |
| State Farm | Herb Weaver | 1322 W Main St, Collinsville, OK, 74021-3012 | 5.3 | |
| Farmers | Jason Childs | 409 N Aspen Ave Ste 101, Broken Arrow, OK, 74012 | 16.0 | |
| Farmers | Richard Keck | 7157 S Braden Ave, Tulsa, OK, 74136 | 16.5 | |
| State Farm | Buddy Mccarty | 12150 E 96th St N Ste 110, Owasso, OK, 74055-5339 | 0.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,090 | $2,130 | $1,040 |
| Rogers County, OK | $150,900 | $1,506 | $1,070 | $2,080 | $1,010 |
| Owasso, OK | $162,900 | $957 | $640 | $1,350 | $710 |
| Tulsa, OK | $145,600 | $1,472 | $1,070 | $2,100 | $1,030 |
| Bixby, OK | $203,800 | $1,098 | $740 | $1,570 | $830 |
| Glenpool, OK | $133,700 | $969 | $670 | $1,350 | $680 |
| Pin Oak Acres, OK | $77,700 | $1,094 | $740 | $1,550 | $810 |
| Bartlesville, OK | $113,200 | $1,252 | $910 | $1,740 | $830 |
| Keystone Lake, OK | $105,300 | $944 | $690 | $1,350 | $660 |
| Osage County, OK | $110,100 | $1,229 | $890 | $1,760 | $870 |
| Teresita, OK | $107,100 | $1,342 | $950 | $1,850 | $900 |