Gavop tells you how to get the best homeowners insurance in Middlesex County, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Middlesex County, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lilah Ln, Troy St, Newland St, Farragut Ave, Freeport Dr, Daniel Rd, Dexter Rd, Gail Rd, Morse Ln, Crane St | $331,000 | $290,000 | $350,000-$400,000 | $264,000 | $230,000 | $200,000-$250,000 |
| Virginia Ln, Garrison St, Hersam St, Joanne Rd, Park Street Pl, Doris Rd, D'Errico Ave, Chase Ave, Collins Rae Ln, Tadmuck Trl | $565,000 | $540,000 | $500,000-$600,000 | $408,500 | $340,000 | $400,000-$500,000 |
| Apple Valley Dr, Adeline Rd, Sumner Ave, Sheffield St, Rockwood Rd, Yale St, Rhode Island Rd, Tenney St, Buckingham Dr, Henshaw St | $474,000 | $450,000 | $400,000-$500,000 | $380,500 | $310,000 | $400,000-$500,000 |
| Barbara Ter, Deforest Rd, Kimball Ct, W Hill Rd, Eugene Dr, Fountain Rd, Hartland Way, Holly Hill Ln, Brandeis Rd, Pathwoods Ave | $201,500 | $190,000 | $200,000-$250,000 | $208,500 | $180,000 | $175,000-$200,000 |
| Lisa St, Bettinson Ave, Half Moon Rd, Mansur St, Riverdale Ave, Thompson Rd, Peacock Farm Rd, Silvey Pl, Broadway Rd, Water Row | $521,000 | $430,000 | $500,000-$600,000 | $425,500 | $380,000 | $400,000-$500,000 |
| Betsy Ross Cir, Leland Rd, Emily Rd, Pevey St, Quessy Ln, Ashford Dr, Cortland Dr, Bonmar Cir, Stevens Rd, Chippewa Rd | $516,000 | $470,000 | $500,000-$600,000 | $293,500 | $260,000 | $250,000-$300,000 |
| Forge Village Rd, Fitchburg Tpke, Roberta Rd, Glezen Ln, Dock St, Priscilla Ln, Orris St, Whittier Dr, Lovell Rd, Potter Rd | $612,000 | $510,000 | $600,000-$700,000 | $423,000 | $390,000 | $400,000-$500,000 |
| Ryder Ln, Four Bridges Rd, Powder Horn Ln, Windsor Ter, Great Rock Rd, Sullivan Ln, Grattan St, Arena Ter, Dalby St, Y D Rd | $451,500 | $360,000 | $350,000-$400,000 | $236,500 | $190,000 | $250,000-$300,000 |
| Garden Ct, Black Burnian Rd, Apple Hill Ln, Rosedale Ave, Apple St, Saratoga Ln, Dawson Dr, Corcoran Rd, Colorado Dr, Rivercliffe Rd | $394,000 | $360,000 | $350,000-$400,000 | $255,500 | $220,000 | $200,000-$250,000 |
| Jay Dr, Bellows Cir, Long Cope, Woodward Ln, Bryer Rd, Channing Pl, Emery Rd, Page Farm Rd, Albemarle Rd, Anderson Rd | $421,500 | $350,000 | $350,000-$400,000 | $221,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $1,114 |
| Superior Protection Discount | -$118 | $1,193 |
| Fire & Security Discount | -$105 | $1,206 |
| Hail Resistant Roof Discount | -$26 | $1,285 |
| Newly Constructed Home Discount | -$367 | $944 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,500 | $1,295 | $2,795 | $941 | $2,441 | $354 |
| Middlesex County, MA | $700 | $1,295 | $1,995 | $941 | $1,641 | $354 |
| Lincoln, MA | $300 | $1,032 | $1,332 | $750 | $1,050 | $282 |
| Arlington, MA | $1,500 | $1,280 | $2,780 | $930 | $2,430 | $350 |
| Whitinsville, MA | $1,500 | $794 | $2,294 | $577 | $2,077 | $217 |
| Cohasset, MA | $500 | $1,013 | $1,513 | $736 | $1,236 | $277 |
| Smithfield, RI | $2,500 | $1,013 | $3,513 | $736 | $3,236 | $277 |
| Harmony, RI | $100 | $1,257 | $1,357 | $913 | $1,013 | $343 |
| Royalston, MA | $2,000 | $1,016 | $3,016 | $738 | $2,738 | $278 |
| Johnston, RI | $200 | $849 | $1,049 | $617 | $817 | $232 |
| Home Insurance Company Middlesex County, MA | Homeowners Insurance Agency Middlesex County, MA | Address | Popularity Score | Distance from Middlesex County (miles) |
|---|---|---|---|---|
| Travelers | Gallant Insurance Agency | 199 Great Rd , Acton, MA, 1720 | 1.2 | |
| Travelers | Nrt Insurance Agency Inc | 52 Second Ave 3rd Fl, Waltham, MA, 2451 | 8.9 | |
| Travelers | Andrew J Howard | 1163 Washington St, Norwood, MA, 2062 | 23.1 | |
| Travelers | Burgin Platner & Hurley Ins Agcy Llc | 14 Franklin St, Quincy, MA, 2169 | 25.9 | |
| Travelers | Northbridge Insurance Agency Inc | 1150 Main St Unit 3, Concord, MA, 1742 | 1.8 | |
| Travelers | Telamon Insurance & Financial Network Llc | 150 Wells Avenue, Newton, MA, 2459 | 16.6 | |
| Travelers | Mcwalter Volunteer Ins Agency Inc | 57 Main St, Concord, MA, 1742 | 2.7 | |
| Travelers | W T Phelan & Company Insurance Agency Inc | 74 Bedford St Ste A, Lexington, MA, 2420 | 8.5 | |
| Travelers | J M Whitney Ins Inc | 151 Coolidge Ave Unit 102, Watertown, MA, 2472 | 15.0 | |
| Travelers | Sartori Ins Agency Inc | 76 Bedford St Ste 37, Lexington, MA, 2420 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $960 | $1,960 | $1,000 |
| Middlesex County, MA | $453,300 | $1,311 | $890 | $1,870 | $980 |
| Middlesex County, MA | $453,300 | $1,311 | $890 | $1,850 | $960 |
| Lincoln, MA | $837,200 | $1,045 | $720 | $1,450 | $730 |
| Arlington, MA | $577,600 | $1,296 | $870 | $1,840 | $970 |
| Whitinsville, MA | $271,600 | $804 | $580 | $1,150 | $570 |
| Cohasset, MA | $852,300 | $1,026 | $740 | $1,430 | $690 |
| Smithfield, RI | $276,200 | $1,025 | $750 | $1,450 | $700 |
| Harmony, RI | $228,700 | $1,272 | $920 | $1,810 | $890 |
| Royalston, MA | $232,700 | $1,028 | $750 | $1,420 | $670 |
| Johnston, RI | $211,800 | $860 | $580 | $1,180 | $600 |