Gavop's guide to buying homeowners insurance in New London, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| New London, CT - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Westwood Ave, Catherine St, Redden Ave, Brainard St, State Pier Rd, Elliott Ave, Bragaw St, Perry St, Hobron St, Willetts Ave | $155,000 | $130,000 | $150,000-$175,000 | $207,500 | $180,000 | $175,000-$200,000 |
| Vauxhall St, Federal St, Rockbourne Ln, Granite St, Davis Farm Way, Sunset St, Morton St, Waller Ct, Chester St, Wausau Pl | $130,500 | $120,000 | $125,000-$150,000 | $144,000 | $120,000 | $100,000-$125,000 |
| Hillside Rd, Belden St, Green St, Ashcraft Rd, S Water St, Willetts Ave, Faye St, Wassmer Ct, Waller St, Home St | $121,500 | $110,000 | $125,000-$150,000 | $164,000 | $140,000 | $150,000-$175,000 |
| Nathan Hale St, Lodus Ct, McDonald St, Greenway Rd, Georgiana St, Warren St, Cutler St, Adelaide St, Thomas Griffin Rd, Beech Dr | $139,500 | $130,000 | $100,000-$125,000 | $159,000 | $140,000 | $175,000-$200,000 |
| Stuart Ave, State St, Converse Pl, Worthington Rd, Prest St, Alger Pl, Lyman Ct, Sander St, Eugene Oneill Dr, Mitchell Ct | $177,500 | $150,000 | $175,000-$200,000 | $244,500 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $688 |
| Superior Protection Discount | -$74 | $745 |
| Fire & Security Discount | -$90 | $729 |
| Hail Resistant Roof Discount | -$25 | $794 |
| Newly Constructed Home Discount | -$180 | $639 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,051 |
| Home Insurance Company New London, CT | Homeowners Insurance Agency New London, CT | Address | Popularity Score | Distance from New London (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | The Reardon Agency Inc. | 26 Clark Ln, Waterford, CT, 6385 | 1.8 | |
| Allstate | Eric Grantz | 1496 Boston Post Rd Ste 3, Milford, CT, 6460 | 49.0 | |
| Liberty Mutual Independent | The Reardon Agency Inc. | 26 Clark Lane , Waterford, CT, 6385 | 1.8 | |
| Liberty Mutual Independent | Smith Insurance Inc | 15 Liberty Way , Niantic, CT, 6357 | 7.7 | |
| Liberty Mutual Independent | United Insurance Group Inc | 569 Boston Post Rd, Orange, CT, 6477 | 48.4 | |
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Tpke , Woodbridge, CT, 6525 | 46.1 | |
| Allstate | Paula Luzzi | 453 Colman St, New London, CT, 6320 | 2.3 | |
| Allstate | Jeffrey Bernetich | 1422 Farmington Ave, Farmington, CT, 6032 | 48.8 | |
| Liberty Mutual Independent | Associated Insurance Services | 106 W Main St, Plainville, CT, 6062 | 46.5 | |
| Travelers | Lobo Insurance Agency | 10 Main St, Hebron, CT, 6248 | 26.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,780 | $880 |
| New London County, CT | $238,900 | $1,168 | $790 | $1,600 | $810 |
| New London, CT | $177,100 | $819 | $550 | $1,120 | $570 |
| Old Saybrook, CT | $373,200 | $966 | $650 | $1,330 | $680 |
| Franklin, CT | $238,000 | $1,165 | $790 | $1,640 | $850 |
| Killingworth, CT | $369,200 | $1,064 | $710 | $1,510 | $800 |
| East Hampton, CT | $261,400 | $874 | $590 | $1,200 | $610 |
| Portland, CT | $244,800 | $842 | $610 | $1,150 | $540 |
| Narragansett Pier, RI | $458,600 | $2,063 | $1,380 | $2,950 | $1,570 |
| Foster Center, RI | $217,300 | $1,230 | $840 | $1,760 | $920 |
| East Windsor, CT | $204,300 | $895 | $600 | $1,280 | $680 |
| Bloomfield, CT | $211,300 | $913 | $620 | $1,270 | $650 |
| Smithfield, RI | $276,200 | $1,025 | $710 | $1,450 | $740 |