Gavop shows you how to buy homeowners insurance in Johnson County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $68,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $101,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $146,500 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $209,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $678 |
| Superior Protection Discount | -$74 | $753 |
| Fire & Security Discount | -$74 | $753 |
| Hail Resistant Roof Discount | -$25 | $803 |
| Newly Constructed Home Discount | -$223 | $604 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $1,000 | $818 | $1,818 | $594 | $1,594 | $223 |
| Johnson County, GA | $2,000 | $818 | $2,818 | $594 | $2,594 | $223 |
| Washington County, GA | $300 | $587 | $887 | $427 | $727 | $160 |
| Dudley, GA | $700 | $874 | $1,574 | $635 | $1,335 | $239 |
| Dexter, GA | $400 | $725 | $1,125 | $527 | $927 | $198 |
| Allentown, GA | $2,500 | $544 | $3,044 | $396 | $2,896 | $149 |
| Stillmore, GA | $400 | $425 | $825 | $309 | $709 | $116 |
| Northeast Bleckley, GA | $700 | $880 | $1,580 | $640 | $1,340 | $241 |
| South Jenkins, GA | $100 | $622 | $722 | $452 | $552 | $170 |
| North Twiggs, GA | $2,500 | $436 | $2,936 | $317 | $2,817 | $119 |
| Eastman, GA | $100 | $572 | $672 | $415 | $515 | $156 |
| Waynesboro, GA | $1,500 | $700 | $2,200 | $509 | $2,009 | $191 |
| Home Insurance Company Johnson County, GA | Homeowners Insurance Agency Johnson County, GA | Address | Popularity Score | Distance from Johnson County (miles) |
|---|---|---|---|---|
| Travelers | Lovett Insurance Agency | Po Box 2049 Css, Dublin, GA, 31040 | 19.3 | |
| State Farm | Karen Rowell | 1311 N Columbia St, Milledgeville, GA, 31061-2306 | 43.7 | |
| State Farm | Andy Cowart | 110 Executive Pkwy, Milledgeville, GA, 31061-4950 | 44.7 | |
| State Farm | Merritt Massey | 3006 Heritage Rd Ne Ste D, Milledgeville, GA, 31061-9823 | 45.7 | |
| State Farm | Jody Neal | 105 Maple Dr, Vidalia, GA, 30474-8950 | 36.7 | |
| Allstate | Sammons Insurance | 131 S Harris St, Sandersville, GA, 31082 | 21.9 | |
| Liberty Mutual Independent | Zorn & Son Insurance Agency | 603 W First Street, Vidalia, GA, 30474 | 35.2 | |
| Allstate | Southern Harvest | 104 E 1st St, Vidalia, GA, 30474 | 35.7 | |
| Allstate | A. Bruce Dempster | 3006 Heritage Rd Ne Ste B, Milledgeville, GA, 31061 | 45.7 | |
| Allstate | Southern Harvest | 9070 Hillcrest Pkwy, Dublin, GA, 31021 | 18.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,430 | $750 |
| Johnson County, GA | $64,200 | $827 | $600 | $1,140 | $540 |
| Johnson County, GA | $64,200 | $827 | $600 | $1,150 | $550 |
| Washington County, GA | $82,400 | $594 | $430 | $850 | $420 |
| Dudley, GA | $127,100 | $885 | $610 | $1,270 | $660 |
| Dexter, GA | $97,800 | $734 | $520 | $1,040 | $520 |
| Allentown, GA | $69,500 | $551 | $390 | $760 | $370 |
| Stillmore, GA | $53,600 | $430 | $310 | $600 | $290 |
| Northeast Bleckley, GA | $128,500 | $891 | $650 | $1,270 | $620 |
| South Jenkins, GA | $81,100 | $630 | $450 | $870 | $420 |
| North Twiggs, GA | $55,000 | $441 | $320 | $600 | $280 |
| Eastman, GA | $79,800 | $578 | $410 | $830 | $420 |
| Waynesboro, GA | $118,400 | $709 | $480 | $990 | $510 |