Gavop shows you how to buy homeowners insurance in Washington County, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $283,000 | $270,000 | $250,000-$300,000 |
| 3 Bedroom | $248,000 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $505,500 | $460,000 | $400,000-$500,000 |
| 5 Bedroom | $712,500 | $640,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $627 |
| Superior Protection Discount | -$66 | $664 |
| Fire & Security Discount | -$51 | $678 |
| Hail Resistant Roof Discount | -$22 | $708 |
| Newly Constructed Home Discount | -$204 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $1,000 | $721 | $1,721 | $524 | $1,524 | $197 |
| Washington County, OR | $2,500 | $721 | $3,221 | $524 | $3,024 | $197 |
| King City, OR | $500 | $619 | $1,119 | $450 | $950 | $169 |
| Dayton, OR | $2,500 | $560 | $3,060 | $407 | $2,907 | $153 |
| St. Helens, OR | $400 | $642 | $1,042 | $466 | $866 | $175 |
| Hazel Dell, WA | $700 | $686 | $1,386 | $499 | $1,199 | $188 |
| Minnehaha, WA | $400 | $692 | $1,092 | $503 | $903 | $189 |
| Gladstone, OR | $700 | $581 | $1,281 | $422 | $1,122 | $159 |
| Fairview, OR | $100 | $583 | $683 | $423 | $523 | $159 |
| Cloverdale, OR | $500 | $592 | $1,092 | $430 | $930 | $162 |
| Turner, OR | $700 | $612 | $1,312 | $444 | $1,144 | $167 |
| Home Insurance Company Washington County, OR | Homeowners Insurance Agency Washington County, OR | Address | Popularity Score | Distance from Washington County (miles) |
|---|---|---|---|---|
| Travelers | Wsc Insurance | 2000 Pacific Ave, Forest Grove, OR, 97116 | 2.4 | |
| Farmers | Jeannine Murrell | 195 N Adair Ste F, Cornelius, OR, 97113 | 2.6 | |
| Farmers | Chelsea Garza | 1425 Se Tualatin Valley Hwy Ste 1, Hillsboro, OR, 97123 | 7.0 | |
| Travelers | Agape Community Insurance Agency Inc | 6079 Sw 185th Ave, Aloha, OR, 97007 | 12.4 | |
| State Farm | Grant Murphy | 22285 Nw Imbrie Dr, Hillsboro, OR, 97124-6991 | 9.4 | |
| Liberty Mutual Independent | Barnes & Reynolds Inc | 10211 Sw Barbur Blvd Ste 202a, Portland, OR, 97219 | 19.4 | |
| Farmers | Cody Felder | 8625 Sw Cascade Ave Ste 310, Beaverton, OR, 97008 | 16.5 | |
| Liberty Mutual Independent | Rose City Associates Llc | 10011 Se Division St Ste 300, Portland, OR, 97266 | 26.3 | |
| Liberty Mutual Independent | Prl Insurance | 14150 Se Stark, Portland, OR, 97233 | 28.3 | |
| Allstate | Damian Gobel | 1511 Se 122nd Ave, Portland, OR, 97233 | 27.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $930 | $490 |
| Washington County, OR | $331,700 | $729 | $490 | $1,010 | $520 |
| Washington County, OR | $331,700 | $729 | $520 | $1,000 | $480 |
| King City, OR | $236,500 | $627 | $420 | $870 | $450 |
| Dayton, OR | $184,300 | $567 | $410 | $810 | $400 |
| St. Helens, OR | $228,300 | $650 | $460 | $920 | $460 |
| Hazel Dell, WA | $236,700 | $695 | $480 | $990 | $510 |
| Minnehaha, WA | $242,100 | $700 | $480 | $1,000 | $520 |
| Gladstone, OR | $240,200 | $588 | $430 | $820 | $390 |
| Fairview, OR | $242,400 | $590 | $420 | $840 | $420 |
| Cloverdale, OR | $211,600 | $599 | $430 | $830 | $400 |
| Turner, OR | $228,600 | $619 | $410 | $890 | $480 |