How Can I Make My Kerrville, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Kerrville, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Kerrville, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $47,500 $40,000 $50,000-$75,000
2 Bedroom $138,500 $130,000 $125,000-$150,000
3 Bedroom $155,500 $140,000 $175,000-$200,000
4 Bedroom $196,000 $180,000 $175,000-$200,000
5 Bedroom $291,500 $260,000 $200,000-$250,000

Choose the Best Kerrville, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $50 to $75,000 3 Pets, Non-Smoker $660
Retired 550-599 Credit Score No Income 1 Pet, Smoker $940
Unemployed 650-699 Credit Score No Income No Pets, Non-Smoker $200

Choose your Kerrville, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,276
Physical Damage $2,295
Hail Damage $4,524
Wind Damage $6,624
Expensive Claims
Fire $45,570
Smoke $16,218

Identify Top Home Insurance Agents near Kerrville, TX | Back to Top

Home Insurance Company Kerrville, TX Homeowners Insurance Agency Kerrville, TX Address Popularity Score Distance from Kerrville (miles)
Travelers Sonora Insurance Group 1499 S Main St, Boerne, TX, 78006
28.7
Nationwide Joel Gonzales Agency 12930 Bandera Rd, Helotes, TX, 78023-4002
40.9
State Farm Scott Haslam 21803 Encino Commons Ste 105, San Antonio, TX, 78259-2780
47.0
Travelers Dziga Insurance Agency 7500 Eckhert, Ste. 400 San Antonio, San Antonio, TX, 78240
46.0
Allstate Shacklett Insurance Team 10003 Nw Military Hwy Ste 3211, San Antonio, TX, 78231
47.2
State Farm Allan Meyer 10130 San Pedro Ave Ste 103, San Antonio, TX, 78216-3866
49.9
State Farm Tom Gueringer 7047 Bandera Rd, San Antonio, TX, 78238-1266
46.4
Farmers Steve Vasquez 1380 Pantheon Way Ste 270, San Antonio, TX, 78232
47.9
State Farm Brent Gilbert 18360 Blanco Rd Ste 112, San Antonio, TX, 78258-4037
45.7
State Farm Joe Trevino 4951 De Zavala Rd, San Antonio, TX, 78249-2022
44.7

Compare Rates for Kerrville, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $730 $480 $1,120 $640
Kerr County, TX $147,000 $630 $420 $970 $550
Kerrville, TX $150,400 $770 $510 $1,190 $680
Fredericksburg, TX $217,600 $1,240 $820 $1,910 $1,090
Comfort, TX $193,100 $870 $570 $1,340 $770
Lakehills, TX $158,100 $760 $500 $1,170 $670
Utopia, TX $65,000 $300 $200 $460 $260
Hondo, TX $106,800 $470 $310 $720 $410
Mason County, TX $162,900 $800 $530 $1,230 $700
Hollywood Park, TX $270,500 $1,510 $1,000 $2,330 $1,330
Medina County, TX $109,800 $600 $400 $920 $520
Castle Hills, TX $243,300 $1,120 $740 $1,720 $980
Round Mountain, TX $100,000 $590 $390 $910 $520

Research Home Insurance Companies Reviews in Kerrville, TX Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: July 24, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Geico has been a good insurance company. It is extremely easy to change deductibles, etc. It is also very easy to pay online with their simple app.

Date: November 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I have checked with other insurance companies their rate but found out that Geico provides affordable rates. After doing my research for home insurance I am happy to do my business with Geico and I am very satisfied with this!


Allstate Home Insurance Reviews

Date: October 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The coverage is great for damage repairs for deductibles. I usually pay next to nothing to fix thing like my shutters for a cheap price.

Erie Insurance Home Insurance Reviews

Date: November 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The cost was inline with other insurances around the area. Maybe slighting cheaper then the most but with the rate revived it is within budget.

State Farm Home Insurance Reviews

Date: March 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I am very satisfied, the premium is lower then anyone else i got a quote with. And the coverage is great.

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