Gavop tells you how to get the best homeowners insurance in Ridgewood, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ridgewood, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Circle Ave, Bergen Ct, Hempstead Rd, Norgate Dr, Walthery Ave, Brookmere Ct, Elaine Ter, Howard Rd, W Ridgewood Ave, S Monroe St | $898,000 | $830,000 | More than 10,000,000 | $627,000 | $520,000 | $500,000-$600,000 |
| Richmond Ave, Litchfield St, Phelps Rd, Stuart St, Meadowbrook Ave, Steilen Ave, Somerville Rd, Dayton St, Willow Ct, W Ridgewood Ave | $753,500 | $710,000 | $700,000-$800,000 | $580,500 | $540,000 | $600,000-$700,000 |
| Maynard Ct, Westfield Ave, E Ridgewood Ave, Stratford Rd, E Glen Ave, Avondale Rd, Van Emburgh Ave, Bartell Pl, Wyndemere Ave, Carolina Pl | $968,000 | $810,000 | $800,000-$900,000 | $706,500 | $620,000 | $500,000-$600,000 |
| Warren Pl, McGuire Ct, S Maple Ave, Witthill Rd, Belmont Rd, Auburn Ave, Emker Ter, Orville Pl, Spencer Pl, Fairmount Rd | $704,500 | $590,000 | $700,000-$800,000 | $492,000 | $410,000 | $400,000-$500,000 |
| Garber Sq, Henrietta Ct, Roslyn Rd, Parsons Rd, The by Way, Alanon Rd, Unadilla Rd, Gordon Rd, Wickham Way, Bennington Ter | $549,500 | $470,000 | $400,000-$500,000 | $431,500 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $993 |
| Superior Protection Discount | -$115 | $1,039 |
| Fire & Security Discount | -$92 | $1,062 |
| Hail Resistant Roof Discount | -$35 | $1,120 |
| Newly Constructed Home Discount | -$277 | $877 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
| Home Insurance Company Ridgewood, NJ | Homeowners Insurance Agency Ridgewood, NJ | Address | Popularity Score | Distance from Ridgewood (miles) |
|---|---|---|---|---|
| State Farm | Michael Laglia | 98 Broadway, Hillsdale, NJ, 07642-2716 | 4.1 | |
| State Farm | Lori Desimone Ramil | 105 N Dean St, Englewood, NJ, 07631-2813 | 9.4 | |
| State Farm | Ed Vannelli | 166 Fairview Ave Ste A, Westwood, NJ, 07675-2279 | 4.4 | |
| Allstate | R Terri Crincoli | 41 Preakness Shopping Ctr, Wayne, NJ, 7470 | 7.1 | |
| State Farm | Thomas Tobin | 1033 Clifton Ave Ste 208, Clifton, NJ, 07013-3517 | 8.7 | |
| State Farm | Ty Agosta | 270 Hackensack St, Wood Ridge, NJ, 07075-1238 | 9.3 | |
| Allstate | Ramon Elias Pujols | 90 S Washington Ave, Bergenfield, NJ, 7621 | 7.3 | |
| Travelers | Suburban Brokers Inc | 6-16 Saddle River Rd, Fair Lawn, NJ, 7410 | 3.3 | |
| Farmers | Gretta Gallagher | 320 Palisade Ave, Bogota, NJ, 7603 | 8.6 | |
| State Farm | Joe Lorenzo | 431 Park Avenue, Scotch Plains, NJ, 07076-1715 | 27.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,490 | $750 |
| Bergen County, NJ | $451,200 | $1,348 | $960 | $1,850 | $890 |
| Ridgewood, NJ | $739,300 | $1,154 | $820 | $1,650 | $830 |
| Palisades Park, NJ | $521,400 | $955 | $680 | $1,320 | $640 |
| Fort Lee, NJ | $332,500 | $1,029 | $690 | $1,460 | $770 |
| Jersey City, NJ | $344,200 | $806 | $570 | $1,100 | $530 |
| South Blooming Grove, NY | $267,200 | $1,036 | $690 | $1,460 | $770 |
| Cos Cob, CT | $1,038,100 | $919 | $670 | $1,260 | $590 |
| Cold Spring, NY | $419,600 | $1,951 | $1,390 | $2,790 | $1,400 |
| Martinsville, NJ | $523,600 | $958 | $690 | $1,350 | $660 |
| Green, NJ | $353,800 | $1,156 | $840 | $1,600 | $760 |
| Fredon, NJ | $366,800 | $1,190 | $800 | $1,650 | $850 |
| Union Beach, NJ | $259,800 | $965 | $670 | $1,340 | $670 |