Gavop shows you how to buy homeowners insurance in Douglas County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $244,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $263,500 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $373,500 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $272,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $1,063 |
| Superior Protection Discount | -$113 | $1,138 |
| Fire & Security Discount | -$138 | $1,113 |
| Hail Resistant Roof Discount | -$38 | $1,213 |
| Newly Constructed Home Discount | -$363 | $888 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $1,000 | $1,235 | $2,235 | $898 | $1,898 | $338 |
| Douglas County, CO | $2,000 | $1,235 | $3,235 | $898 | $2,898 | $338 |
| Perry Park, CO | $200 | $2,383 | $2,583 | $1,732 | $1,932 | $651 |
| Castle Rock, CO | $1,000 | $1,462 | $2,462 | $1,062 | $2,062 | $399 |
| Cherry Hills Village, CO | $300 | $1,039 | $1,339 | $755 | $1,055 | $284 |
| East Pleasant View, CO | $2,500 | $1,452 | $3,952 | $1,055 | $3,555 | $397 |
| Evergreen, CO | $200 | $1,071 | $1,271 | $779 | $979 | $293 |
| Pikes Peak, CO | $700 | $1,443 | $2,143 | $1,049 | $1,749 | $394 |
| Westminster, CO | $400 | $1,249 | $1,649 | $908 | $1,308 | $341 |
| Broomfield County, CO | $1,000 | $1,462 | $2,462 | $1,062 | $2,062 | $399 |
| Adams County, CO | $200 | $1,182 | $1,382 | $859 | $1,059 | $323 |
| Home Insurance Company Douglas County, CO | Homeowners Insurance Agency Douglas County, CO | Address | Popularity Score | Distance from Douglas County (miles) |
|---|---|---|---|---|
| Farmers | Craig Kirscht | 2000 W 120th Ave Ste 7, Westminster, CO, 80234 | 40.8 | |
| Travelers | Co-West Insurance Group | 4348 Woodlands Blvd Ste 229, Castle Rock, CO, 80104 | 6.8 | |
| Allstate | Sydney Strausheim | 3750 Dacoro Ln Ste 125, Castle Rock, CO, 80109 | 5.7 | |
| Travelers | Walker Dilworth Llc | 1500 Leyden St, Denver, CO, 80220 | 28.6 | |
| Allstate | Bruce Weinroth | 721 Wilcox St, Castle Rock, CO, 80104 | 5.0 | |
| Allstate | Mitch Mccloskey | 1040 S Gaylord St Ste 203, Denver, CO, 80209 | 25.7 | |
| Allstate | Robert F. Lowry | 201 S Wilcox St Ste 2a, Castle Rock, CO, 80104 | 4.5 | |
| State Farm | Scott Rice | 399 Perry St Ste 340, Castle Rock, CO, 80104-4004 | 4.8 | |
| Farmers | Gene Nelson | 12150 E Briarwood Ave Unit 110, Centennial, CO, 80112 | 18.9 | |
| Travelers | Hample Insurance Service | 9250 Costilla Ave E Ste 200, Greenwood Village, CO, 80112 | 18.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
| Perry Park, CO | $514,600 | $2,412 | $1,690 | $3,160 | $1,470 |
| Castle Rock, CO | $356,600 | $1,480 | $1,040 | $1,940 | $900 |
| Cherry Hills Village, CO | $1,269,000 | $1,052 | $740 | $1,380 | $640 |
| East Pleasant View, CO | $299,200 | $1,470 | $1,030 | $1,930 | $900 |
| Evergreen, CO | $433,600 | $1,085 | $760 | $1,420 | $660 |
| Pikes Peak, CO | $295,900 | $1,461 | $1,020 | $1,910 | $890 |
| Westminster, CO | $273,500 | $1,265 | $890 | $1,660 | $770 |
| Broomfield County, CO | $356,500 | $1,480 | $1,040 | $1,940 | $900 |
| Adams County, CO | $241,900 | $1,196 | $840 | $1,570 | $730 |