Gavop's guide to buying homeowners insurance in Tuscumbia, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Tuscumbia, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sherrod Ln, Joshua St, Willingham Loop, Spring Valley Rd, Evelyn St, NW Midland Ave, S High St, Eastwood St, Keller Ln, Cambridge | $122,000 | $100,000 | $125,000-$150,000 | $103,000 | $90,000 | $75,000-$100,000 |
| Fayette St, Hickory Ave, Student Dr, E Girard Ave, Crescent Dr, Cossey Dr, N Indian St, S Milton St, McDaniel, E Pershing Ave | $147,000 | $140,000 | $125,000-$150,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Little Bear Creek Rd, E Commons St N, McIntosh St, Graham Ave, N Wilson Dam Rd, Goodwin Ave, W Fayette St, Ohllson Ave, Wagnon Mtn Rd, Woodland Dr | $146,000 | $140,000 | $125,000-$150,000 | $107,000 | $100,000 | $100,000-$125,000 |
| Bald Knob Rd, Dallas Dr, Shannon St, S Jefferson St, Durwood Dr, Highland Ave, McClain Homes, Co Rd 33, Huntington Ln, Cypress | $126,500 | $110,000 | $125,000-$150,000 | $111,000 | $110,000 | $75,000-$100,000 |
| J B Minor Rd, Co Rd 47, Tyler Ave, Spurr St, Lakeside Cir, N Jefferson St, S Franklin St, Old Memphis Pike, Geneva Ave, Cypress Ln | $165,500 | $140,000 | $150,000-$175,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $737 |
| Superior Protection Discount | -$87 | $780 |
| Fire & Security Discount | -$78 | $789 |
| Hail Resistant Roof Discount | -$17 | $850 |
| Newly Constructed Home Discount | -$234 | $633 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,344 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Tuscumbia, AL | Homeowners Insurance Agency Tuscumbia, AL | Address | Popularity Score | Distance from Tuscumbia (miles) |
|---|---|---|---|---|
| State Farm | Parke Cochran | 883 Cox Creek Pkwy, Florence, AL, 35630-1003 | 8.7 | |
| Travelers | Benson Insurance Agency Inc | 1224 Helton Dr, Florence, AL, 35630 | 7.1 | |
| State Farm | Steve Pierce | 3001 Cloverdale Rd, Florence, AL, 35633-1477 | 8.9 | |
| State Farm | Rebecca Hovater | 501 S Montgomery Ave Ste C, Sheffield, AL, 35660-3861 | 2.4 | |
| State Farm | Bert Bretherick | 204 Cox Creek Pkwy Ste B, Florence, AL, 35630-1598 | 8.9 | |
| State Farm | Jason Parker | 2506 Avalon Ave, Muscle Shoals, AL, 35661-3124 | 4.1 | |
| Allstate | Jesse Dee Wisdom | 2101 Florence Blvd Ste A, Florence, AL, 35630 | 8.0 | |
| State Farm | Johnny Masoner | 16511 Highway 72, Rogersville, AL, 35652-8139 | 24.6 | |
| Allstate | Brad Tank | 1785 Hwy 72 E Ste C, Athens, AL, 35611 | 44.0 | |
| Allstate | Thomas Adams | 406 N Nashville Ave, Sheffield, AL, 35660 | 3.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,660 | $870 |
| Colbert County, AL | $108,500 | $998 | $670 | $1,390 | $720 |
| Tuscumbia, AL | $107,300 | $867 | $630 | $1,200 | $570 |
| Hatton, AL | $96,200 | $965 | $650 | $1,330 | $680 |
| Iuka, MS | $100,500 | $1,102 | $740 | $1,560 | $820 |
| Paden, MS | $73,600 | $917 | $630 | $1,270 | $640 |
| Speake-Oakville, AL | $87,800 | $911 | $660 | $1,250 | $590 |
| Bexar, AL | $99,400 | $985 | $720 | $1,360 | $640 |
| Lynn, AL | $65,200 | $751 | $510 | $1,040 | $530 |
| Marietta, MS | $82,100 | $977 | $670 | $1,390 | $720 |
| Ethridge, TN | $67,300 | $722 | $480 | $1,020 | $540 |
| Priceville, AL | $180,100 | $1,377 | $1,010 | $1,970 | $960 |