Gavop's guide to buying homeowners insurance in Trumbull County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Trumbull County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Budd St, Twp Hwy 969 NE, Ridgelawn Ave SE, Milligan East Rd, Pine Aly SE, Shafer Rd NW, Ewalt Ave NE, N Butler Ave, Twp Hwy 1181, Navajo Trl | $82,000 | $70,000 | $75,000-$100,000 | $70,000 | $60,000 | $75,000-$100,000 |
| Twp Hwy 992, Sunnyfield Ave NW, Twp Hwy 852, Northwood Dr SE, Burnett East Rd, Edwards St, Kinsman Pymatuning Rd, Twp Hwy 1048, Craver Ave, Twp Hwy 493 | $60,000 | $60,000 | $50,000-$75,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Richard Dr, Cleveland Ave, Stevens St, Bond Ave, Peach Ln SW, St Clair St, Twp Hwy 1143 NE, Warner Ct, W Franklin St, Emma St | $138,000 | $120,000 | $125,000-$150,000 | $117,500 | $100,000 | $125,000-$150,000 |
| Hillcrest Ave SE, Palmyra Rd, Youngstown Kingsville Rd, Hallock Sook Rd, Nebraska Ave, Pew St SE, Elmwood Dr SE, Co Hwy 52, Taylor Ave, 9th Ave | $165,500 | $150,000 | $175,000-$200,000 | $120,500 | $100,000 | $100,000-$125,000 |
| Curtis Middlefield Rd, Twp Hwy 929, Thomas Rd SE, Phalanx Mills Herner Rd, Miller Ave, Lock St, Mulberry Ave, State Hwy 7, Tom John, Twp Hwy 645 | $67,500 | $60,000 | $75,000-$100,000 | $39,000 | $40,000 | $25,000-$50,000 |
| Ina Dr, Damascus Newton Falls Rd, Queens Dr SW, Abbington NW, Masury Rd, Twp Hwy 846, Oriel Rodgers Rd, Maple St SE, Twp Hwy 944, Penn Ave SW | $180,000 | $160,000 | $175,000-$200,000 | $104,500 | $80,000 | $75,000-$100,000 |
| Co Hwy 149, Twp Hwy 1057, E Broad St, Co Hwy 75, Spruce St, Mistletoe Dr SE, Twp Hwy 10, Wilson Ave, Chester Ave, Robert St | $197,500 | $170,000 | $200,000-$250,000 | $85,500 | $70,000 | $75,000-$100,000 |
| Wood Ave SE, 3rd St, Twp Hwy 591, Locust St, Monticello Ave NW, Outer Dr, Keystone Trl, Twp Hwy 706, Willard Ave SE, Moore St SE | $98,500 | $90,000 | $100,000-$125,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Twp Hwy 1353, Twp Hwy 1187 NE, Owsley North Rd, Twp Hwy 1231, Twp Rd 312, Sayers Ct, Hood Dr, Green Ct NW, E Jay St, Applegate Rd | $127,000 | $110,000 | $100,000-$125,000 | $117,500 | $110,000 | $100,000-$125,000 |
| Highlawn Ave SE, Margaret St, Co Hwy 279, Summit St NW, Glendola, Ella St, Owsley St, Hickory Rd, Crumrine St, Pinecrest Rd | $71,000 | $70,000 | $50,000-$75,000 | $64,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $506 |
| Superior Protection Discount | -$61 | $549 |
| Fire & Security Discount | -$43 | $567 |
| Hail Resistant Roof Discount | -$18 | $592 |
| Newly Constructed Home Discount | -$177 | $433 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Trumbull County | $700 | $603 | $1,303 | $438 | $1,138 | $165 |
| Trumbull County, OH | $1,000 | $603 | $1,603 | $438 | $1,438 | $165 |
| Champion, OH | $500 | $627 | $1,127 | $455 | $955 | $171 |
| Coitsville, OH | $1,000 | $620 | $1,620 | $451 | $1,451 | $170 |
| New Lyme, OH | $100 | $661 | $761 | $480 | $580 | $181 |
| Leroy, OH | $1,000 | $852 | $1,852 | $619 | $1,619 | $233 |
| Enon Valley, PA | $500 | $571 | $1,071 | $415 | $915 | $156 |
| Vernon, PA | $1,500 | $613 | $2,113 | $445 | $1,945 | $167 |
| Canal, PA | $200 | $569 | $769 | $414 | $614 | $156 |
| Cussewago, PA | $700 | $685 | $1,385 | $498 | $1,198 | $187 |
| Montrose-Ghent, OH | $300 | $1,025 | $1,325 | $745 | $1,045 | $280 |
| Newburgh Heights, OH | $2,500 | $509 | $3,009 | $370 | $2,870 | $139 |
| Home Insurance Company Trumbull County, OH | Homeowners Insurance Agency Trumbull County, OH | Address | Popularity Score | Distance from Trumbull County (miles) |
|---|---|---|---|---|
| Travelers | Merlo Insurance Agency Inc | 2 South Main St Ste 403, Niles, OH, 44446 | 8.9 | |
| State Farm | Derek Knepper | 216 Niles Cortland Rd Ne, Warren, OH, 44484-1938 | 5.0 | |
| Erie | Hillcrest Insurance Group Llc | 8430 Mayfield Road Suite 150, Chesterland, OH, 44026 | 33.2 | |
| Erie | Beas Insurance Agency Llc | 31 N Market Street, East Palestine, OH, 44413 | 34.9 | |
| Travelers | Smiley Insurance Agency | 3681 Green Rd Ste 108, Beachwood, OH, 44122 | 40.3 | |
| State Farm | Joe Bottiglieri | 2242 East Market Street, Warren, OH, 44483-6106 | 5.1 | |
| State Farm | Scott Skiljan | 38500 Chardon Rd, Willoughby Hills, OH, 44094-8746 | 37.8 | |
| State Farm | Don Kniska | Ste 1b 1295 Boardman Canfield Rd, Boardman, OH, 44512-4024 | 19.9 | |
| State Farm | Debbie George | 7340 Center St, Mentor, OH, 44060-5802 | 38.8 | |
| State Farm | Chuck Lamonge | 5880 Youngstown Warren Rd, Niles, OH, 44446-4763 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,000 | $520 |
| Trumbull County, OH | $101,600 | $610 | $440 | $860 | $420 |
| Trumbull County, OH | $101,600 | $610 | $410 | $870 | $460 |
| Champion, OH | $122,300 | $634 | $460 | $890 | $430 |
| Coitsville, OH | $101,400 | $628 | $460 | $900 | $440 |
| New Lyme, OH | $117,100 | $669 | $490 | $960 | $470 |
| Leroy, OH | $218,700 | $862 | $580 | $1,190 | $610 |
| Enon Valley, PA | $93,500 | $578 | $420 | $820 | $400 |
| Vernon, PA | $110,500 | $620 | $430 | $850 | $420 |
| Canal, PA | $92,900 | $576 | $400 | $790 | $390 |
| Cussewago, PA | $143,800 | $693 | $460 | $990 | $530 |
| Montrose-Ghent, OH | $322,500 | $1,037 | $750 | $1,460 | $710 |
| Newburgh Heights, OH | $65,400 | $515 | $370 | $730 | $360 |