How Can I Make My Paso Robles, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Paso Robles, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Paso Robles, CA Home Insurance Coverage Levels | Back to Top
| Paso Robles, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ponderosa Ln, Tanglewood Dr, Blue Oak Ln, Bee Rock Rd, Aerotech Center Way, Penman Springs Rd, Capitol Hill Dr, Larkfield Pl, Punta Gorda Pl, Las Tablas Willow Crk Rd | $342,000 | $320,000 | $400,000-$500,000 | $234,000 | $220,000 | $200,000-$250,000 |
| Chicory Ln, Montebello Oaks Dr, Dry Creek Rd, Ladrillos Way, Hereford Ln, 36th St, San Fernando Dr, Camp Way, Bridge Canyon Way, Navajo Ave | $446,000 | $370,000 | $400,000-$500,000 | $295,500 | $270,000 | $250,000-$300,000 |
| Water View Dr, Niblick Rd, Caymus Ct, Riverglen Dr, Carrisa Hwy, Ave 8, 21st St, Enchanted Hill Ln, Chuckwagon Way, Moody Ct | $305,500 | $270,000 | $250,000-$300,000 | $377,500 | $350,000 | $350,000-$400,000 |
| el Dorado Ct, Helen St, Vine St, Laguna del Campo, N River Rd, Willow Creek Rd, California Poppy Ln, Caballo Pl, S Vine St, Filbert St | $199,000 | $160,000 | $200,000-$250,000 | $259,000 | $220,000 | $300,000-$350,000 |
| Merry Hill Rd, Ivy Ln, Spotted Bass Ln, Gardenia Ct, Rancho la Loma Linda, Wagon Wheel Rd, Olivia Ct, Dorothy St, Camatti St, Mesa Grande Dr A | $249,500 | $230,000 | $250,000-$300,000 | $251,000 | $230,000 | $250,000-$300,000 |
| Marion Ave, Oak Shores Dr, Kimberly Dr, Windmill Rd, Timberline Dr, Tower Rd, Little Creek Ln, San Buenaventura Way, Harvest Ridge Rd, el Paso Way | $275,500 | $230,000 | $300,000-$350,000 | $176,500 | $140,000 | $150,000-$175,000 |
| Ridgeview Ct, Fawn Ln, Via Camelia, Cheyenne Dr, San Augustin Dr, Quail Summit, Apple Rd, Bluebell Ln, Beverly Ave, Hacienda Ln | $378,500 | $320,000 | $300,000-$350,000 | $205,500 | $190,000 | $200,000-$250,000 |
| Southfork Pl, Camp Natoma Rd N, Appaloosa Dr, Sunset Ridge Trl, Ibis Ln, See Ranch Ln, Shasta Ln, Ryan Rd, Riverside Ave, Woodmansee Way | $356,000 | $340,000 | $350,000-$400,000 | $156,500 | $130,000 | $150,000-$175,000 |
| Adelaida Rd, Pine Ridge Rd, Wood Duck Ln, Spike Ct, Hanging Tree Ln, Running Stag Way, Fa-Rousse Way, Lark, Ardana Rd, Riata Ct | $359,000 | $330,000 | $350,000-$400,000 | $295,000 | $260,000 | $200,000-$250,000 |
| Camatta Creek Rd, Tee Ct, Pina Selva Pl, Whitewater Rd, Dyana Ct, Sherwood Rd, Gate 4 Rd, Narnia Rd, Samantha Way, Cll Propano | $270,500 | $230,000 | $250,000-$300,000 | $167,000 | $140,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Paso Robles, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $922 |
| Superior Protection Discount | -$111 | $1,000 |
| Fire & Security Discount | -$111 | $1,000 |
| Hail Resistant Roof Discount | -$22 | $1,089 |
| Newly Constructed Home Discount | -$222 | $889 |
Choose your Paso Robles, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,537 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Paso Robles, CA | Back to Top
| Home Insurance Company Paso Robles, CA | Homeowners Insurance Agency Paso Robles, CA | Address | Popularity Score | Distance from Paso Robles (miles) |
|---|---|---|---|---|
| State Farm | Courtney Morrow | 72 S Main St Ste B, Templeton, CA, 93465-9787 | 11.2 | |
| Allstate | Michelle Horenberger | 1975 S Broadway Ste H, Santa Maria, CA, 93454 | 49.8 | |
| State Farm | Steve Weber | 526 Spring St, Paso Robles, CA, 93446-3170 | 9.0 | |
| State Farm | Chuck Braun | 6275 Palma Avenue, Atascadero, CA, 93422-4230 | 12.9 | |
| Farmers | Sue Hubbard | 7730 Morro Rd Ste 206, Atascadero, CA, 93422 | 13.8 | |
| State Farm | Rob Railsback | 340 James Way Ste 230, Pismo Beach, CA, 93449-2880 | 35.1 | |
| State Farm | Rick Goree | 1947 Spring St, Paso Robles, CA, 93446-1619 | 8.9 | |
| Travelers | David Tennant | 1303 E Grand Ave Suite 111, Arroyo Grande, CA, 93420 | 36.1 | |
| Travelers | Hfg Coastal Insurance Services Inc | 1818 Spring St, Paso Robles, CA, 93446 | 8.9 | |
| Farmers | Daniel Phillips Lutcf | 8800 El Camino Real, Atascadero, CA, 93422 | 13.5 |
Compare Rates for Paso Robles, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Luis Obispo County, CA | $499,800 | $1,478 | $1,090 | $2,010 | $920 |
| Paso Robles, CA | $423,900 | $1,111 | $820 | $1,510 | $690 |
| Cayucos, CA | $720,900 | $2,009 | $1,490 | $2,730 | $1,240 |
| Oak Shores, CA | $500,000 | $1,504 | $1,110 | $2,050 | $940 |
| Cambria, CA | $620,400 | $974 | $720 | $1,320 | $600 |
| Avilla Beach, CA | $742,100 | $2,054 | $1,520 | $2,790 | $1,270 |
| Avenal, CA | $129,900 | $1,065 | $790 | $1,450 | $660 |
| Atascadero, CA | $461,300 | $1,252 | $930 | $1,700 | $770 |
| Lockwood, CA | $228,800 | $689 | $510 | $940 | $430 |
| Kettleman City, CA | $87,300 | $479 | $350 | $650 | $300 |
| San Lucas, CA | $210,000 | $664 | $490 | $900 | $410 |
| Huron, CA | $120,100 | $1,046 | $770 | $1,420 | $650 |
Research Home Insurance Companies Reviews in Paso Robles, CA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: October 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My deductible is pretty comparable to other insurance companies available to me. I have not had to file any claims a yet.
Date: July 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Amica has great premiums that are very reasonable. We got quotes from several companies and their premiums were the lowest for the coverage we wanted.
Progressive Home Insurance Reviews
Date: June 04, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
I have not had to interact directly with Progressive's customer service, but I have not ever had any problems with my insurance.