Gavop's guide to buying homeowners insurance in Blauvelt, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $370,500 | $310,000 | $400,000-$500,000 |
| 3 Bedroom | $506,000 | $440,000 | $400,000-$500,000 |
| 4 Bedroom | $472,500 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $565,000 | $460,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $706 |
| Superior Protection Discount | -$77 | $783 |
| Fire & Security Discount | -$60 | $800 |
| Hail Resistant Roof Discount | -$17 | $843 |
| Newly Constructed Home Discount | -$250 | $611 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,237 |
| Hail Damage | $5,265 |
| Wind Damage | $10,116 |
| Expensive Claims | |
| Fire | $37,132 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $8,156 |
| Home Insurance Company Blauvelt, NY | Homeowners Insurance Agency Blauvelt, NY | Address | Popularity Score | Distance from Blauvelt (miles) |
|---|---|---|---|---|
| Allstate | Elizabeth Nunez-Troy | 1001 Columbus Ave, New York, NY, 10025 | 18.4 | |
| Travelers | Alpha Omega Coverage Corp | 1253 Richmond Ave, Staten Island, NY, 10314 | 32.8 | |
| Travelers | Resource Group Inc | 111 East 85th St - Ste 14c, New York, NY, 10028 | 20.0 | |
| State Farm | Linda Burchett | 301 Cathedral Pkwy, New York, NY, 10026-4066 | 18.5 | |
| Allstate | Kevin Franchino | 345 N Main St Ste 8, New City, NY, 10956 | 7.1 | |
| Allstate | Shawn Dally | 7335 Amboy Rd, Staten Island, NY, 10307 | 41.3 | |
| Allstate | Jennifer Kanarek | 17918 Union Tpke, Fresh Meadows, NY, 11366 | 25.1 | |
| Allstate | Glenn Samuel | 3525 Boston Rd, Bronx, NY, 10469 | 14.4 | |
| State Farm | Erik Chiprich | 180 W 80th St, New York, NY, 10024-6378 | 19.7 | |
| State Farm | Marc Tedaldi | 312 E 93rd St, New York, NY, 10128-5543 | 19.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,610 | $830 |
| Rockland County, NY | $425,100 | $1,343 | $930 | $1,850 | $920 |
| Blauvelt, NY | $497,700 | $861 | $630 | $1,190 | $560 |
| Northvale, NJ | $458,300 | $1,532 | $1,120 | $2,100 | $980 |
| Clifton, NJ | $331,800 | $1,027 | $690 | $1,450 | $760 |
| Norwalk, CT | $421,900 | $1,392 | $960 | $1,910 | $950 |
| White Meadow Lake, NJ | $344,500 | $806 | $590 | $1,100 | $510 |
| Morristown, NJ | $439,600 | $1,027 | $690 | $1,460 | $770 |
| Putnam Lake, NY | $228,100 | $868 | $620 | $1,230 | $610 |
| Berkeley Heights, NJ | $606,600 | $1,066 | $740 | $1,510 | $770 |
| Lake Mohawk, NJ | $341,600 | $801 | $580 | $1,140 | $560 |
| Titusville, NY | $237,600 | $905 | $620 | $1,290 | $670 |
| Bay Shore, NY | $323,000 | $945 | $680 | $1,350 | $670 |