How Can I Make My Whittier, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Whittier, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Whittier, CA Home Insurance Coverage Levels | Back to Top
| Whittier, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| San Esteban Dr, Loretta Dr, Pontlavoy Ave, Ashgrove Dr, Bayla St, Ahmann Ave, Le Flore Dr, Tigrina Ave, Derby Ln, Gainsway Ct | $266,000 | $240,000 | $250,000-$300,000 | $222,000 | $200,000 | $200,000-$250,000 |
| la Quinta Way, Ranch Ln, Sandoval Ave, Clarkman St, la Lindura Dr, Juarez Ave, Ocaso Ave, Skagway St, Vierio Pl, Winfield Ave | $442,500 | $370,000 | $500,000-$600,000 | $571,500 | $540,000 | $500,000-$600,000 |
| Pounds Ave, Pierce Ave, Rufus Ave, Keith Dr, Duchess Dr, Dalewood Ave, Fontwell Ct, Mavis Ave, E Cresta Verde Dr, Howard St | $388,000 | $330,000 | $400,000-$500,000 | $233,000 | $200,000 | $200,000-$250,000 |
| Hillsborough Dr, Cedarsprings Dr, Gables Loop, Van Norman Rd, Light St, Woodridge Ave, Wampler St, Stanleaf Dr, Via Santa Cruz Ave, el Paseo Dr | $222,500 | $190,000 | $175,000-$200,000 | $244,500 | $230,000 | $250,000-$300,000 |
| Lake Forest Ave, Carley Ave, Rimbank Ave, Pacific Park Dr, Hamden St, Lins Ave, Burlington Pl, Meta Dr, Groveland Ave, el Paseo | $675,000 | $620,000 | $700,000-$800,000 | $471,000 | $380,000 | $400,000-$500,000 |
| Luce Pl, Snell St, Bogardus Ave, Chaney Ave, Citrus Ln, Claridge Pl, Armley Ave, Amsdell Ave, Suffolk Ct, Citicourt Ln | $355,000 | $330,000 | $350,000-$400,000 | $352,000 | $320,000 | $350,000-$400,000 |
| Gayview Dr, Bascom St, Earlham Dr, Rex Rd, Angola Ave, Pemberton Dr, Opal Ct, San Ardo Cir, Ahmann Ave, Elmrock Ave | $208,500 | $190,000 | $200,000-$250,000 | $216,500 | $180,000 | $200,000-$250,000 |
| Foxbury Way, Greyford St, Subtropic Dr, Coolhurst Dr, Delhi Ct, Flossmoor Rd, Camilla St, Shadyside Ave, Whittwood Dr, Firebird Ave | $367,500 | $310,000 | $300,000-$350,000 | $277,000 | $260,000 | $250,000-$300,000 |
| McNees Ave, Harbor Blvd, Jupiter St, Springview Dr, Adelfa Dr, Kilgarry Ave, Amber Valley Dr, S Workman Mill Rd, la Barca Rd, Parise Dr | $287,000 | $260,000 | $250,000-$300,000 | $334,500 | $280,000 | $350,000-$400,000 |
| Sunglow St, Honnington St, Fairmont Ln, Ardita Dr, Caruthers St, la Entrada Ave, la Pluma Dr, Dork St, Bora Dr, Hiatt St | $341,500 | $280,000 | $350,000-$400,000 | $439,500 | $400,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Whittier, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $1,032 |
| Superior Protection Discount | -$120 | $1,080 |
| Fire & Security Discount | -$132 | $1,068 |
| Hail Resistant Roof Discount | -$24 | $1,176 |
| Newly Constructed Home Discount | -$336 | $864 |
Choose your Whittier, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,948 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Whittier, CA | Back to Top
| Home Insurance Company Whittier, CA | Homeowners Insurance Agency Whittier, CA | Address | Popularity Score | Distance from Whittier (miles) |
|---|---|---|---|---|
| Travelers | Seashore Insurance Agency Inc | 18402 Hawthorne Blvd Ste B, Torrance, CA, 90504 | 19.5 | |
| State Farm | John Taormina | 10217 Old Rvr Sch Rd, Downey, CA, 90241-2065 | 6.3 | |
| State Farm | Eleanor Tan | 6462 Stanton Ave Ste C, Buena Park, CA, 90621-2949 | 6.6 | |
| State Farm | Mark Norton | 2144 Bonita Ave, La Verne, CA, 91750-4915 | 18.1 | |
| State Farm | Kristi Isaac | 250 26th St Ste 200, Santa Monica, CA, 90402-2547 | 27.1 | |
| State Farm | Sean Kim | 2727 W Olym Blvd Ste 102, Los Angeles, CA, 90006-2641 | 18.5 | |
| State Farm | Alba Ramirez | 4025 Florence Ave Ste B, Cudahy, CA, 90201-3403 | 9.5 | |
| State Farm | Gene Chase | 1351 E Chapman Ave Ste A, Fullerton, CA, 92831-3955 | 9.4 | |
| State Farm | Nancy Wallace | 22330 Hawthorne Blvd Ste 201, Torrance, CA, 90505-2556 | 20.5 | |
| State Farm | Tiffani Vu | 9831 Walker Street, Cypress, CA, 90630-3826 | 9.5 |
Compare Rates for Whittier, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Whittier, CA | $443,100 | $1,200 | $890 | $1,630 | $740 |
| West Whittier-Los Nietos, CA | $390,000 | $885 | $660 | $1,200 | $540 |
| Long Beach, CA | $476,400 | $1,335 | $990 | $1,820 | $830 |
| Garden Grove, CA | $476,300 | $1,334 | $990 | $1,810 | $820 |
| Lennox, CA | $371,100 | $987 | $730 | $1,340 | $610 |
| Torrance, CA | $687,900 | $1,308 | $970 | $1,780 | $810 |
| Los Angeles, CA | $549,800 | $1,462 | $1,080 | $1,990 | $910 |
| Santa Monica, CA | $1,168,500 | $1,232 | $910 | $1,680 | $770 |
| Coto de Caza, CA | $958,100 | $938 | $690 | $1,280 | $590 |
| Leona Valley, CA | $402,400 | $1,102 | $820 | $1,500 | $680 |
| Castaic, CA | $472,200 | $1,035 | $770 | $1,410 | $640 |
Research Home Insurance Companies Reviews in Whittier, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I would rate them a 4 out of 5. They are excellent when I want to purchase or change insurance coverage, but they get really unpleasant any time I call about a claim.
Date: February 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I believe State Farm's policy offerings are similar to those of most home insurance companies. The price is a little higher but I don't mind paying a little bit more for good service that I can trust.
Date: October 20, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Flood and storm damage are covered as well as any damaged electronics inside the home. Also, cosmetic damage is covered on the outside of the house, should something damage the siding or gutters, or windows, etc.
Date: October 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Covers fairly well and is very cheap even with the age of the home and the non-ideal location but could be quicker to resolve claims
Date: September 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
It is complicated to get ahold of them at times but when they do get involved we get very good, maybe not prompt, but good results.
Date: July 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
I like how easy and convenient it is to access and but don't like all the notifications that seem to be never-ending and would much rather they just answer the phone.
Date: May 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
they are very hard to contact personally but they do stay on top of cases once they finally decide to get involved. Very friendly and helpful most of the time.
Date: March 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
tv, furniture, appliances, electronics, and all of our personal belongings up to a certain predetermined set amount that I can not disclose at this time.
Progressive Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
Progressive the customer service is pretty good compared with other company and its like user friendly they clarify the doubts
Date: October 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The Customer Service is always professional and friendly. They are also very knowledgeable about my policy and the laws regarding insurance.
Date: August 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I have found that there are some insurance companies that charge a much higher premium than what I am paying now. I did find that State Farm and Geico have a lower premium for the same coverage.
Date: June 15, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
They always provide good information in the communications that I receive from them. They are also very good at answering all of my questions when I call them.
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The dwelling has $259,000 of coverage. Other Structures has $25,900 of coverage. Personal Property has $129,500 of coverage. Loss of Use has $77,700 of coverage. Personal Liability has $100,000 of coverage. Medical Payments to Others has $1000 of coverage.
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I am able to view my current coverages on the website and details about my premium. It also provides a single pane of glass for my auto and home insurance.
Allstate Home Insurance Reviews
Date: September 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
With much regret I had to part with Allstate Home insurance In recent years, I have found that their customer services have been going down the drain while the premiums were skyrocketing. Especially in the last one year, their agents (perhaps not all) have become very arrogant and rude. Instead of professional client service and meaningful communication, they have been redirecting calls and if one is lucky to get his/her agent, the conversion experience would leave a bad taste in the mouth.
Date: September 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
It seems that they have put a bunch of clerks in the customer services who would only point to their head office if a customer required clarifications. Obviously, they have not been trained, not only in customer services but also in what they sell/service; property insurance. They never return calls even after leaving a number of messages in their voicemail. I do not know about other agencies of Allstate, but this is my experience with the agency is very bad
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more
Date: August 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I do not think huge different amount between premium and other insurance companies for the same coverage all most it will be same only
Date: January 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
I do not like company website all to use to give any problems, even if I phoned, there is no response at all, how are they going to deal with website and app, only good things we can read reviews about the company from different people
Liberty Mutual Home Insurance Reviews
Date: June 08, 2019 Age: 50 to 59 Gender: Married Marital Status: Male
Premium
We are satisfied with out premium & deductible. It is a reasonable amount monthly for the deductible when something happens.
Date: September 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
the truth is that I do not have any complaints, the whole app works excellent and has many options, I think it's very easy to use
Date: August 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I can not say anything that I do not like insurance, as I said before, all insurance exceeds my expectations
Date: August 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
my policy covers me any accident I may have with my family, my house and all health expenses and those of my wife and my two children
Date: June 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I have many years with this insurance and I think it is very good with the attention they give me, I am very grateful with this insurance
GEICO Home Insurance Reviews
Date: July 16, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
NEVER COMPARED TO OTHER COMPANIES FOR REASON STATED ABOVE BUT THE PREMIUMS ARE MORE THAN FAIR AND VERY REASONABLE ARE EASY TO MAKE.
Date: January 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
So far it has been a mixture of good customer service and bad customer service. I had an experience with a person from customer service who was rude and not understanding. I have also have experience with two reps who were nice and helpful.
Farmer's Insurance Home Insurance Reviews
Date: October 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I think Farmer's Insurance has been the most responsive and easiest access insurance policy I've ever used. This company has switched over to tech use better than any insurance company I've encountered.
Date: October 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
farmers has been my company for over 20 years.only filed 1 claim and that was22 years ago.altho they have great service,ithey ripp you off when it comes to auto coverage.
Esurance Home Insurance Reviews
Date: September 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The policy is very customizable. I'm able to select the type of coverage I want instead of only a "one size fits nobody" approach many companies offee.
Westfield Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I luckily have not needed to file a home insurance claim since I have owned my house. Their customer service at renewal tie has been great.
Nationwide Home Insurance Reviews
Date: November 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
My interactions with my home insurance has been minimal. I've only called them 1 time to set up the policy but from that interactino I had no complaints so I would rate them as a 5