How Can I Make My Inverness, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Inverness, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Inverness, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $143,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $206,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $235,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $207,500 | $190,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Inverness, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $863 |
| Superior Protection Discount | -$94 | $946 |
| Fire & Security Discount | -$73 | $967 |
| Hail Resistant Roof Discount | -$21 | $1,019 |
| Newly Constructed Home Discount | -$239 | $801 |
Choose your Inverness, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Inverness, FL | Back to Top
| Home Insurance Company Inverness, FL | Homeowners Insurance Agency Inverness, FL | Address | Popularity Score | Distance from Inverness (miles) |
|---|---|---|---|---|
| Allstate | Lisette M. Fernandez | 4935 Van Dyke Rd, Lutz, FL, 33558 | 49.3 | |
| Travelers | Brice Insurance Agency | 3633 East Gulf To Lake Hwy, Inverness, FL, 34453 | 2.5 | |
| Travelers | Commercial Insurance Specialists Llc | 18115 Us Hwy 41 N Ste 400, Lutz, FL, 33549 | 48.0 | |
| Travelers | Frederick Insurance | 17874 N Us Hwy 41, Lutz, FL, 33549 | 48.4 | |
| Liberty Mutual Independent | Snow & Bell Inc | 24 N Broad St, Brooksville, FL, 34601 | 18.9 | |
| State Farm | Chuck Everidge | 2309 Highway 44 W, Inverness, FL, 34453-3809 | 1.5 | |
| Travelers | Frederick Insurance | 17874 North Us Hwy 41, Lutz, FL, 33549 | 47.8 | |
| Liberty Mutual Independent | S.S. Nesbitt & Co., Inc. | 3130 Citrus Tower Blvd Ste B, Clermont, FL, 34711 | 42.8 | |
| Travelers | Dennis Insurance Agency Inc | 209 Crystal Grove Blvd, Lutz, FL, 33548 | 47.7 | |
| Travelers | Coast Line Insurance, Inc. | 2328 Seven Springs Blvd, New Port Richey, FL, 34655 | 48.7 |
Compare Rates for Inverness, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Citrus County, FL | $117,400 | $1,110 | $870 | $1,490 | $620 |
| Inverness, FL | $106,200 | $1,040 | $810 | $1,390 | $580 |
| Inverness Highlands South, FL | $99,400 | $1,072 | $840 | $1,440 | $600 |
| Hernando County, FL | $120,600 | $1,131 | $880 | $1,520 | $640 |
| San Antonio, FL | $187,500 | $1,663 | $1,300 | $2,230 | $930 |
| Williston Highlands, FL | $75,700 | $911 | $710 | $1,220 | $510 |
| Port Richey, FL | $94,600 | $874 | $680 | $1,170 | $490 |
| Hudson, FL | $132,000 | $919 | $720 | $1,230 | $510 |
| Land O' Lakes, FL | $209,600 | $985 | $770 | $1,320 | $550 |
Research Home Insurance Companies Reviews in Inverness, FL Before Buying | Back to Top
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USAA Home Insurance Reviews
Date: July 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I haven't had a single poor interaction with USAA and it's customer service representatives. Each call with them has been pleasant and smooth, with each question or issue.