Gavop's guide to buying homeowners insurance in Leesville, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
2 Bedroom | $111,000 | $90,000 | $100,000-$125,000 |
3 Bedroom | $127,500 | $120,000 | $125,000-$150,000 |
4 Bedroom | $154,000 | $140,000 | $125,000-$150,000 |
5 Bedroom | $178,500 | $150,000 | $175,000-$200,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$142 | $695 |
Superior Protection Discount | -$84 | $754 |
Fire & Security Discount | -$84 | $754 |
Hail Resistant Roof Discount | -$17 | $821 |
Newly Constructed Home Discount | -$184 | $653 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Vernon Parish | $700 | $1,231 | $1,931 | $894 | $1,594 | $336 |
Leesville, LA | $1,500 | $827 | $2,327 | $601 | $2,101 | $226 |
Hornbeck, LA | $500 | $1,070 | $1,570 | $778 | $1,278 | $292 |
Hemphill, TX | $2,000 | $1,506 | $3,506 | $1,094 | $3,094 | $411 |
Fort Jesup, LA | $500 | $903 | $1,403 | $656 | $1,156 | $247 |
Sabine County, TX | $1,500 | $1,041 | $2,541 | $757 | $2,257 | $284 |
Browndell, TX | $400 | $1,319 | $1,719 | $959 | $1,359 | $360 |
Vienna Bend, LA | $1,000 | $1,235 | $2,235 | $898 | $1,898 | $338 |
Rapides, LA | $500 | $1,360 | $1,860 | $988 | $1,488 | $372 |
Alexandria, LA | $700 | $1,387 | $2,087 | $1,008 | $1,708 | $379 |
Pleasant Hill, LA | $300 | $789 | $1,089 | $574 | $874 | $216 |
Home Insurance Company Leesville, LA | Homeowners Insurance Agency Leesville, LA | Address | Popularity Score | Distance from Leesville (miles) |
---|---|---|---|---|
State Farm | Rosa Fields | 4304 S Macarthur Dr, Alexandria, LA, 71302-3136 | 49.8 | |
State Farm | Mike Clary | 1754 S 5th St Ste B, Leesville, LA, 71446-5306 | 1.1 | |
Allstate | Christopher Bates | 1359 Peterman Dr, Alexandria, LA, 71301 | 48.1 | |
Liberty Mutual Independent | Brown & Brown Of Louisiana Llc | 4615 Parliament Dr Ste 200, Alexandria, LA, 71303 | 48.0 | |
Allstate | John Howell | 4080 University Pkwy, Natchitoches, LA, 71457 | 43.0 | |
State Farm | Trey Coker | 107 W Mechanic St, Leesville, LA, 71446-3464 | 6.4 | |
State Farm | Greg Baker | 3203 Masonic Dr, Alexandria, LA, 71301-4246 | 49.4 | |
Allstate | Jeremy Burge | 401 S 5th St Ste A, Leesville, LA, 71446 | 0.7 | |
State Farm | Donna Bell | 361 Highway 165 N, Oakdale, LA, 71463-2588 | 43.3 | |
Allstate | Duncan Clanton | 906 N Pine St, Deridder, LA, 70634 | 19.3 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
Vernon Parish, LA | $116,600 | $1,246 | $870 | $1,790 | $920 |
Leesville, LA | $95,700 | $838 | $590 | $1,210 | $620 |
Hornbeck, LA | $87,100 | $1,083 | $760 | $1,560 | $800 |
Hemphill, TX | $101,000 | $1,524 | $1,010 | $2,350 | $1,340 |
Fort Jesup, LA | $73,000 | $914 | $640 | $1,320 | $680 |
Sabine County, TX | $92,100 | $1,054 | $700 | $1,620 | $920 |
Browndell, TX | $65,000 | $1,335 | $880 | $2,060 | $1,180 |
Vienna Bend, LA | $102,600 | $1,250 | $880 | $1,800 | $920 |
Rapides, LA | $133,800 | $1,376 | $960 | $1,980 | $1,020 |
Alexandria, LA | $137,900 | $1,404 | $980 | $2,020 | $1,040 |
Pleasant Hill, LA | $64,200 | $799 | $560 | $1,150 | $590 |