How Can I Make My Seguin, TX Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Seguin, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Seguin, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $114,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $121,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $217,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $169,000 | $140,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Seguin, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$288 | $1,230 |
| Superior Protection Discount | -$152 | $1,366 |
| Fire & Security Discount | -$106 | $1,412 |
| Hail Resistant Roof Discount | -$46 | $1,473 |
| Newly Constructed Home Discount | -$304 | $1,215 |
Choose the Right Deductible for your Seguin, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guadalupe County | $2,500 | $1,341 | $3,841 | $974 | $3,474 | $366 |
| Seguin, TX | $2,500 | $1,500 | $4,000 | $1,090 | $3,590 | $410 |
| McQueeney, TX | $300 | $1,665 | $1,965 | $1,210 | $1,510 | $455 |
| Schertz, TX | $700 | $1,202 | $1,902 | $874 | $1,574 | $329 |
| Wimberley, TX | $200 | $1,964 | $2,164 | $1,427 | $1,627 | $537 |
| China Grove, TX | $700 | $1,835 | $2,535 | $1,333 | $2,033 | $501 |
| Lockhart, TX | $100 | $929 | $1,029 | $675 | $775 | $254 |
| San Antonio North, TX | $2,500 | $1,525 | $4,025 | $1,109 | $3,609 | $417 |
| Olmos Park, TX | $200 | $1,015 | $1,215 | $737 | $937 | $277 |
| Smiley, TX | $2,500 | $1,258 | $3,758 | $914 | $3,414 | $344 |
| Bear Creek, TX | $500 | $2,533 | $3,033 | $1,841 | $2,341 | $692 |
| Yorktown, TX | $1,500 | $1,444 | $2,944 | $1,050 | $2,550 | $395 |
Identify Top Home Insurance Agents near Seguin, TX | Back to Top
| Home Insurance Company Seguin, TX | Homeowners Insurance Agency Seguin, TX | Address | Popularity Score | Distance from Seguin (miles) |
|---|---|---|---|---|
| State Farm | Justin Meadows | 1928 S Seguin Ave Unit 106, New Braunfels, TX, 78130-3911 | 9.8 | |
| State Farm | Trish Vecchio | 729 E Slaughter Ln Apt E, Austin, TX, 78744-2142 | 39.2 | |
| Farmers | Lynn-Marie Bonds | 8700 Manchaca Rd Ste 203, Austin, TX, 78748 | 40.3 | |
| State Farm | Chad Dawson | 5890 De Zavala Rd Ste 105, San Antonio, TX, 78249-2279 | 39.5 | |
| Farmers | Ernesto Zavala | 3800 Blanco Rd, San Antonio, TX, 78212 | 34.2 | |
| Allstate | Wilson (Hoppie) Cantwell | 1739 Babcock Rd, San Antonio, TX, 78229 | 37.6 | |
| Travelers | Goosehead Insurance Agency Llc | 8700 Crownhill Blvd Ste 402, San Antonio, TX, 78209 | 30.9 | |
| Allstate | Jay Gutierrez | 10918 Vance Jackson Rd Ste 105, San Antonio, TX, 78230 | 36.0 | |
| Allstate | Eric Wagner | 6415 Babcock Rd Ste 109, San Antonio, TX, 78249 | 39.6 | |
| State Farm | Mark Herbold | 419-1 N King St, Seguin, TX, 78155-5008 | 2.9 |
Compare Rates for Seguin, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Guadalupe County, TX | $175,000 | $1,357 | $900 | $2,090 | $1,190 |
| Seguin, TX | $144,100 | $1,518 | $1,000 | $2,340 | $1,340 |
| McQueeney, TX | $143,600 | $1,685 | $1,110 | $2,590 | $1,480 |
| Schertz, TX | $186,600 | $1,217 | $800 | $1,870 | $1,070 |
| Wimberley, TX | $267,700 | $1,988 | $1,310 | $3,060 | $1,750 |
| China Grove, TX | $210,100 | $1,857 | $1,230 | $2,860 | $1,630 |
| Lockhart, TX | $132,700 | $940 | $620 | $1,450 | $830 |
| San Antonio North, TX | $243,300 | $1,544 | $1,020 | $2,380 | $1,360 |
| Olmos Park, TX | $675,600 | $1,027 | $680 | $1,580 | $900 |
| Smiley, TX | $55,200 | $1,273 | $840 | $1,960 | $1,120 |
| Bear Creek, TX | $400,000 | $2,564 | $1,690 | $3,950 | $2,260 |
| Yorktown, TX | $88,000 | $1,462 | $960 | $2,250 | $1,290 |
Research Home Insurance Companies Reviews in Seguin, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
State Farm is not the cheapest policy. However, despite the higher price, they offer much more coverage for the price. There are some insurance companies that have higher deductibles that do not offer the coverage.
Date: June 20, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Customer Service
I switched from Geico to State Farm 2 years ago. So far so good. I did the switch because Geico kept increasing the rate.
Date: December 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My monthly premiuim for Home, and jewelry is around $22 per month. I think this is a fair price, considering the coverage and I am comfortable with my coverage and premium.
GEICO Home Insurance Reviews
Date: July 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
We are completely satisfied. It is the whole reason we switched companies. We learned a lesson - shop around, especially if you have been with a company for a long time.
Date: February 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I FEEL THE POLICY THAT OFFERS THIS COMPANY IS WAY BETTER THAN OTHER THAT WE HAVE HAD IN THE PAST.
Farm Bureau Home Insurance Reviews
Date: October 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
NC Farm Bureau is a fairly small insurance company. Due to that my agent knows my name. They greet me over the phone like a long time friend, not just like a customer. I never have to wait more than 30 seconds to talk to someone, and questions are answered very quickly and expertly.
MetLife Home Insurance Reviews
Date: May 22, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Customer Service
I have had a good experience with Metlife's customer service.They were prompt and courteous. They answered questions skillfully and quickly.
Erie Insurance Home Insurance Reviews
Date: November 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
What I like about my insurance company's customer service is their willingness to go beyond the normal call of duty to help all of their customers. I feel like I really matter in their eyes,
Safeco Insurance Home Insurance Reviews
Date: December 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I am very happy with the premium and deductible of my policy. They are both right in line with industry standards for the sort of coverage I am getting.