Gavop's guide to buying homeowners insurance in McNair, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $130,500 | $120,000 | $150,000-$175,000 |
| 2 Bedroom | $305,500 | $260,000 | $250,000-$300,000 |
| 3 Bedroom | $409,000 | $360,000 | $350,000-$400,000 |
| 4 Bedroom | $585,500 | $470,000 | $400,000-$500,000 |
| 5 Bedroom | $737,500 | $690,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $727 |
| Superior Protection Discount | -$90 | $808 |
| Fire & Security Discount | -$81 | $817 |
| Hail Resistant Roof Discount | -$27 | $871 |
| Newly Constructed Home Discount | -$260 | $638 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfax County | $2,000 | $1,370 | $3,370 | $996 | $2,996 | $374 |
| McNair, VA | $2,500 | $887 | $3,387 | $645 | $3,145 | $242 |
| Greenbriar, VA | $300 | $1,028 | $1,328 | $747 | $1,047 | $281 |
| Oakton, VA | $700 | $1,246 | $1,946 | $905 | $1,605 | $340 |
| Fairfax County, VA | $200 | $1,370 | $1,570 | $996 | $1,196 | $374 |
| South Run, VA | $1,500 | $1,101 | $2,601 | $800 | $2,300 | $301 |
| Montgomery County, MD | $100 | $1,457 | $1,557 | $1,059 | $1,159 | $398 |
| Rose Hill, VA | $1,500 | $1,029 | $2,529 | $748 | $2,248 | $281 |
| Opal, VA | $300 | $1,014 | $1,314 | $737 | $1,037 | $277 |
| Randallstown, MD | $300 | $833 | $1,133 | $605 | $905 | $228 |
| Glen Burnie, MD | $700 | $859 | $1,559 | $624 | $1,324 | $235 |
| Home Insurance Company McNair, VA | Homeowners Insurance Agency McNair, VA | Address | Popularity Score | Distance from McNair (miles) |
|---|---|---|---|---|
| Allstate | Ray Manfredi | 6506 Loisdale Rd Ste 103, Springfield, VA, 22150 | 17.6 | |
| State Farm | Lynn Wylde | 11868 Sunrse Vly Dr Ste 200, Reston, VA, 20191-3319 | 3.1 | |
| Travelers | Mclean Insurance Agency | 46179 Westlake Dr Ste 300, Potomac Falls, VA, 20165 | 5.7 | |
| State Farm | Ladonna Snellbaker | 101 E Holly Ave, Sterling, VA, 20164-5402 | 3.5 | |
| Allstate | Sereda Y. Fowlkes | 8601 Wstwd Ctr Dr Ste 110, Vienna, VA, 22182 | 9.3 | |
| State Farm | Kyle Knight | 11736 Bowman Green Dr, Reston, VA, 20190-3501 | 3.3 | |
| Allstate | Alice Miller | 568 Waterloo Rd Ste 104, Warrenton, VA, 20186 | 26.8 | |
| State Farm | Lou Kelaher | 20630 Ashburn Rd Ste 166, Ashburn, VA, 20147-5626 | 7.6 | |
| State Farm | Jennifer Lee | 13834 Braddock Rd Ste 500, Centreville, VA, 20121-5834 | 8.1 | |
| Farmers | Carolina Concha | 3022 Javier Rd Ste 210, Fairfax, VA, 22031 | 11.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,340 | $660 |
| Fairfax County, VA | $534,800 | $1,387 | $930 | $1,960 | $1,030 |
| McNair, VA | $420,700 | $898 | $600 | $1,230 | $630 |
| Greenbriar, VA | $465,000 | $1,040 | $700 | $1,440 | $740 |
| Oakton, VA | $604,300 | $1,261 | $920 | $1,790 | $870 |
| Fairfax County, VA | $534,800 | $1,387 | $930 | $1,910 | $980 |
| South Run, VA | $752,400 | $1,114 | $750 | $1,590 | $840 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| Rose Hill, VA | $465,300 | $1,042 | $700 | $1,430 | $730 |
| Opal, VA | $318,000 | $1,026 | $690 | $1,410 | $720 |
| Randallstown, MD | $231,400 | $843 | $670 | $1,060 | $390 |
| Glen Burnie, MD | $245,400 | $869 | $690 | $1,100 | $410 |