Gavop tells you how to get the best homeowners insurance in Essex, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Essex, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cove Hill Rd, Fordham Rd, Summitt St, Riverview St, Chestnut St, Birch Cir, Eagle Ridge Dr, Sheagren Hill, Navy Ln, Mill Rd | $291,000 | $270,000 | $200,000-$250,000 | $591,500 | $490,000 | $400,000-$500,000 |
| West Ave, Book Hill Rd, Farm Ln, Falls River Dr, Mitchel Ter, Terrace Ln, Ebony Ln, Earl St Exd, Hilltop Ave, New City St | $342,500 | $310,000 | $300,000-$350,000 | $543,500 | $500,000 | $500,000-$600,000 |
| State Hwy 153, Ox Bow Ln, Pratt St, Kings Ln, Piney Branch Rd, Truebe Rd, Orchard Heights Rd, Conklin Ave, W Hills Rd, Comstock Ave | $220,500 | $210,000 | $200,000-$250,000 | $443,000 | $390,000 | $400,000-$500,000 |
| Mikes Ter, Beechwood Dr, Harbor View Dr, River Rd Dr, Melody Ln, W Hills Rd No 2, Blake St, State Hwy 602, Ferry St, Bank Ln | $325,000 | $270,000 | $250,000-$300,000 | $408,500 | $370,000 | $400,000-$500,000 |
| Dennison Ln, Foxboro Rd, Gates Rd, Carol Dr, Laurel Rd, Captains Walk, Essex Hills Dr, S Winds Dr, Harbor Vw N, Old West St | $481,500 | $440,000 | $500,000-$600,000 | $634,000 | $570,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $834 |
| Superior Protection Discount | -$101 | $905 |
| Fire & Security Discount | -$101 | $905 |
| Hail Resistant Roof Discount | -$20 | $985 |
| Newly Constructed Home Discount | -$231 | $774 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,000 | $1,184 | $2,184 | $861 | $1,861 | $324 |
| Essex, CT | $2,000 | $993 | $2,993 | $722 | $2,722 | $271 |
| Branford Center, CT | $400 | $1,252 | $1,652 | $910 | $1,310 | $342 |
| Aquebogue, NY | $2,000 | $1,972 | $3,972 | $1,433 | $3,433 | $539 |
| Hartford, CT | $100 | $874 | $974 | $635 | $735 | $239 |
| Hampton Bays, NY | $1,000 | $1,105 | $2,105 | $803 | $1,803 | $302 |
| West Hartford, CT | $400 | $1,248 | $1,648 | $907 | $1,307 | $341 |
| Hartford County, CT | $2,000 | $1,063 | $3,063 | $773 | $2,773 | $291 |
| Greene, RI | $400 | $1,332 | $1,732 | $968 | $1,368 | $364 |
| Somers, CT | $1,000 | $952 | $1,952 | $692 | $1,692 | $260 |
| Stony Brook University, NY | $2,000 | $2,582 | $4,582 | $1,876 | $3,876 | $706 |
| Home Insurance Company Essex, CT | Homeowners Insurance Agency Essex, CT | Address | Popularity Score | Distance from Essex (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mather & Pitts Insurance Inc | 46 Plains Rd Unit 31, Essex, CT, 6426 | 0.2 | |
| Travelers | Northeast Financial Group Llc | P O Box 567 , East Lyme, CT, 6333 | 8.9 | |
| Travelers | The Fitzpatrick Agency Inc | 840 Clinton Ave, Bridgeport, CT, 6604 | 43.3 | |
| Travelers | Adion Financial Group | 80 Commerce St, Glastonbury, CT, 6033 | 26.6 | |
| Travelers | The Fitzpatrick Agency Inc | 840 Clinton Ave, Bridgeport, CT, 6604 | 43.3 | |
| State Farm | John Berardino | 1700 Post Rd Ste E9, Fairfield, CT, 06824-5726 | 46.4 | |
| State Farm | Chris Raffone | 35 Foxon Blvd, East Haven, CT, 06513-1803 | 23.5 | |
| Travelers | Clinton Insurance Center Llc | 16 West Main St, Clinton, CT, 6413 | 7.7 | |
| Allstate | Carl Jeppesen | 1321 Boston Post Rd, Madison, CT, 6443 | 8.9 | |
| Liberty Mutual Independent | Cornerstone Ins Agency Inc | 7 Providence Pike, Putnam, CT, 6260 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,740 | $900 |
| Middlesex County, CT | $283,700 | $1,199 | $800 | $1,670 | $870 |
| Essex, CT | $360,600 | $1,005 | $680 | $1,380 | $700 |
| Branford Center, CT | $275,300 | $1,267 | $850 | $1,800 | $950 |
| Aquebogue, NY | $425,900 | $1,996 | $1,440 | $2,770 | $1,330 |
| Hartford, CT | $162,300 | $884 | $590 | $1,260 | $670 |
| Hampton Bays, NY | $433,900 | $1,118 | $750 | $1,530 | $780 |
| West Hartford, CT | $326,000 | $1,263 | $900 | $1,730 | $830 |
| Hartford County, CT | $235,300 | $1,076 | $740 | $1,470 | $730 |
| Greene, RI | $249,700 | $1,348 | $980 | $1,870 | $890 |
| Somers, CT | $308,500 | $963 | $680 | $1,370 | $690 |
| Stony Brook University, NY | $578,100 | $2,613 | $1,880 | $3,680 | $1,800 |