How Can I Make My Erie, PA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Erie, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Erie, PA Home Insurance Coverage Levels | Back to Top

Erie, PA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
E 36th St, W 39th St, Skyline Dr, Columbia Cir, Alan Dr S, Fruit St, Irwin Dr, E 20th St, Florence Ave, Garden Ave $103,000 $90,000 $100,000-$125,000 $103,000 $90,000 $75,000-$100,000
Cottage Ave, Davison Ave, E 17th St, Upland Dr, E 22nd St, Dunn Blvd, State Rte 505, Garfield Ave, Naples Ave, Devoe Ave $124,000 $100,000 $100,000-$125,000 $103,000 $90,000 $100,000-$125,000
Homeland Blvd, Rosemont Ave, Miller Ave, Colorado Dr, Brewster St, Camphausen Ave, Parkside Ave, Grimm Dr, Koehler Rd, Superior Ave $110,500 $90,000 $125,000-$150,000 $125,500 $100,000 $100,000-$125,000
Cochran St, E 36th St, E 34th St, W 40th St, E 20th St, Lovell Pl, E 43rd St, E 14th St, Downing Ave, Gordon Ln $117,500 $110,000 $125,000-$150,000 $68,000 $60,000 $50,000-$75,000
Gaskell Ave, Short St, Wagner Ave, Amber Ct, Anna Ct, E 36th St, Rice Ave, Horton St, Schaal Ave, Cranch Ave $68,500 $60,000 $50,000-$75,000 $74,500 $70,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Erie, PA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$134 $704
Superior Protection Discount -$75 $763
Fire & Security Discount -$92 $746
Hail Resistant Roof Discount -$25 $813
Newly Constructed Home Discount -$184 $654

Choose your Erie, PA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,488
Hail Damage $4,948
Wind Damage $6,560
Expensive Claims
Fire $42,889
Smoke $17,389

Identify Top Home Insurance Agents near Erie, PA | Back to Top

Home Insurance Company Erie, PA Homeowners Insurance Agency Erie, PA Address Popularity Score Distance from Erie (miles)
State Farm Jeremy Borrero 952 W 38th St, Erie, PA, 16508-2531
1.7
Travelers Mantsch-Lafaro Agency 4627 Peach St, Erie, PA, 16509
2.3
Travelers Pfeffer Insurance Agency 332 Holland St, Erie, PA, 16507
1.2
Travelers Great Lakes Insurance Services Group Llc 2404 E Lake Road, Erie, PA, 16511
3.0
Travelers Pfeffer Insurance Agency 332 Holland Street, Erie, PA, 16507
1.2
Travelers R C Chase Insurance 712 Maryland Ave, Erie, PA, 16505
2.8
Nationwide Bruns Insurance Services Llc 4420 Peach Street, Erie, PA, 16509
2.1
Erie Borowy Insurance Agency Llc 206 W 11th Street Suite A, Erie, PA, 16501
0.8
Liberty Mutual Independent Loesel-Schaaf Insurance Agency Inc 3537 W 12th St, Erie, PA, 16505
4.8
State Farm Bill Emminger 430 E Central Ave, Titusville, PA, 16354-1909
39.8

Compare Rates for Erie, PA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $170,500 $745 $540 $1,060 $520
Erie County, PA $124,100 $631 $460 $890 $430
Erie, PA $87,000 $838 $560 $1,170 $610
Mina, NY $139,500 $626 $460 $880 $420
Elk Creek, PA $136,300 $678 $470 $970 $500
Rockdale, PA $95,700 $584 $390 $840 $450
Bear Lake, PA $66,200 $501 $360 $690 $330
Steuben, PA $107,700 $613 $410 $850 $440
Ashtabula County, OH $106,300 $622 $420 $860 $440
Gerry, NY $86,400 $591 $400 $820 $420
Williamsfield, OH $106,700 $642 $440 $890 $450
West Shenango, PA $101,900 $599 $410 $840 $430

Research Home Insurance Companies Reviews in Erie, PA Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: August 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I have had a hard time being able to find a real person to talk to whenever I have an issue I want to talk about.

Date: September 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
The main thing I like is that I have the option to communicate electronically. They have both a chat option as well as email option, where the customer service reps are very quick to reply and do a fantastic job. If I do have to call in for any reason, I never have to wait long for a representative to get on the line, and they are always quick to take care of my needs.

Date: August 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Progressive actually had the cheapest premium for the coverage I wanted and needed out of all the companies I checked with. It wasn't much less, but it was about $100 cheaper per year than the others were. I also have smaller deductibles with this policy than I would have with the other companies.

Date: May 28, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My insurance company covers most things that pertain to my home and property. I have coverage for loss due to theft and/destruction, natural forces such as storms, tornados, flooding, etc. I also have coverage for not only the house itself, but the out buildings and fences as well. I have liability coverage also, in the event that something happens to someone else while they were on my property, such as slips and falls and things like that.


Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Customer service is wonderful with the company. On the few times a had to speak with someone over the phone, they were polite, helpful and knowledgeable. All my needs were taken care of in a quick and efficient fashion. They are very pleasant to deal with.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
I love my company's website. It is very user friendly, and easy to navigate. I have no difficulty whatsoever finding the things I need on the site, and there are many options to do things on my own without the assistance of a customer service representative. I can print policy documents, file a claim, make changes to my policies, and much more.

Allstate Home Insurance Reviews

Date: November 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have had no issues with my insurance company, we have never had to file a claim we pay our bill every year/6 months when we get it and have never had any issues.

Date: November 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I feel like I have a fair premium compared to other companies. I have tried to look into 2 different companies and their premiums were a bit higher and didn't cover quite as much.

Date: September 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
So far I like everything about my insurance company's website. It is easy to use and navigate. They keep up to date records and information.

Date: September 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My insurance policy covers all my contents and outside the structure. It also covers any injuries on my property. I have an old grandfather policy that will replace my home with a new home the same size and not just the value of what is left to pay on my home.


Date: July 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Like I said I have an old grandfather policy from 20 years ago that is no longer offered. The policy will replace my home at the new cost and not just give me the depreciation value of my home.

Date: January 17, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
My insurance company is a small town company located right here in the town that I live in. I know the employees at the office and they are always very helpful with any questions or concerns that I have.

GEICO Home Insurance Reviews

Date: December 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have not had to utilize my home owners insurance yet, but it seems pretty good. When we were shopping around, they were very nice on the phone and provided all the information we needed.

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The website is very easy to use and navigate and I always find what I'm looking for. I have no info on the mobile app as I do not use it.

Date: September 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
It covers the house and everything in it like furniture and jewelry and computers and TVs.


Date: August 23, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I have had a really easy time with customer service and wasn't on a long hold on the phone. When I've emailed them they usually get back to me the same day.

Date: August 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I haven't really had a lot of interaction or communication but email and phone center are very easy to use.

Date: July 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I really don't know what to write about the premium except that it's very affordable for the coverage I get.

Universal Property & Casualty Insurance Company Home Insurance Reviews

Date: September 16, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium is cheap compared to other companies. I don't have wind coverage but that is a chance I will take. Other insurance companies won't cover because of our location to the water.

Date: August 16, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I have had very little interaction or communication with the insurance company, but when I have they have responded quickly and efficiently and been willing to help in any way possible.

Date: July 31, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I like their availability, pricing, call back timing and they are friendly. There is nothing I dislike about the customer service so far.

Date: July 29, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Website/App
The website and app are easy to use, secure has all of my information, documents are downloadable, it is free.

Date: July 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
The policy covers dwelling, replacement cost, $1000 deductible, does not cover wind or hurricane, covers roof covering secondary water resistance, roof-to-wall connection, shutters


Erie Insurance Home Insurance Reviews

Date: August 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
The company's customer service, as experienced through my local agent and his assistance, has been excellent.

Date: July 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I believe my premium is fair. I do not make it a point to compare my premium to what other insurance companies charge.

Date: May 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The company's website is straightforward and easy to navigate. It is a simple task to contact my local agent. I do not use their mobile app, however.

Aetna Home Insurance Reviews

Date: March 30, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
Thankfully I have never had to place a claim or call customer service. They do communicate with me regularly by email by giving good information or tips about my home.

Date: January 16, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I don't really know about these things , but I did mirco research and the prices are low maybe like $100 or $200 less than others.

Liberty Mutual Home Insurance Reviews

Date: July 04, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
My premium is about ~70 a month. I have definitely gotten my money's worth when it comes to towing and repairs. Of course a lower premium is always desired, but I don't feel like it is excessive right now.

State Farm Home Insurance Reviews

Date: February 14, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
State Farm has great customer service. My agent is always available to answer questions and even called me on my birthday.

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