Gavop shows you how to buy homeowners insurance in Middletown, RI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Middletown, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Clayton St, Admiralty Dr, Wayside Ave, Algonquin Dr, Green End Ave, Hoover Rd, Valley Rd, Kane Ave, Columbia Rd, Concord Dr | $394,000 | $370,000 | $400,000-$500,000 | $213,000 | $170,000 | $175,000-$200,000 |
| Kay Blvd, Browns Ln, Odonnell Rd, Willow Ave, Bailey Ter, Miantonomi Ave, Loring St, Commerce Dr, Kent Rd, Jacome Way | $231,000 | $200,000 | $200,000-$250,000 | $304,500 | $270,000 | $300,000-$350,000 |
| Columbia Ct, Marshall Ln, Jib Ct, Shangri la Ln, Wood Ter, Winthrop Dr, Newman Rd, Aquidneck Ave, Oceanview Dr, Shaw Ct | $414,500 | $340,000 | $350,000-$400,000 | $244,000 | $200,000 | $175,000-$200,000 |
| Prospect Ave, Gossets Turn Dr, Sunset Long Rd, Forest Ave, State Rte 138 Alt, Christine Rd, Colony Dr, Bayview Park, Indian Hill Rd, Harvey Rd | $427,000 | $380,000 | $400,000-$500,000 | $231,500 | $200,000 | $200,000-$250,000 |
| Longmeadow Ave, Honeyman Ave, Gravely Dr, Vaucluse Ave, Valley Rd, Wapping Rd, Beagle Dr, Namquid Dr, Harborview Ct, Peckham Ln | $292,500 | $280,000 | $200,000-$250,000 | $270,500 | $220,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $821 |
| Superior Protection Discount | -$97 | $870 |
| Fire & Security Discount | -$68 | $899 |
| Hail Resistant Roof Discount | -$19 | $947 |
| Newly Constructed Home Discount | -$280 | $686 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newport County | $1,500 | $1,388 | $2,888 | $1,009 | $2,509 | $379 |
| Middletown, RI | $700 | $955 | $1,655 | $694 | $1,394 | $261 |
| Westport, MA | $400 | $1,009 | $1,409 | $734 | $1,134 | $276 |
| North Seekonk, MA | $1,000 | $1,077 | $2,077 | $783 | $1,783 | $294 |
| Moosup, CT | $100 | $920 | $1,020 | $668 | $768 | $251 |
| Wareham, MA | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
| Bourne, MA | $300 | $970 | $1,270 | $705 | $1,005 | $265 |
| Mashpee, MA | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Medfield, MA | $200 | $1,025 | $1,225 | $745 | $945 | $280 |
| Bozrah, CT | $1,500 | $1,116 | $2,616 | $811 | $2,311 | $305 |
| Chaplin, CT | $100 | $1,024 | $1,124 | $744 | $844 | $280 |
| Dudley, MA | $1,500 | $895 | $2,395 | $651 | $2,151 | $245 |
| Home Insurance Company Middletown, RI | Homeowners Insurance Agency Middletown, RI | Address | Popularity Score | Distance from Middletown (miles) |
|---|---|---|---|---|
| Travelers | Blais Insurance | 1 Walker Street, Lincoln, RI, 2865 | 26.8 | |
| Travelers | Triton Insurance Agency | Newport Shipyard One Washington St, Newport, RI, 2840 | 2.8 | |
| Liberty Mutual Independent | Affiliated Insurance Managers | 935 Jefferson Blvd 935 Jefferson Blvd, Warwick, RI, 2886 | 16.3 | |
| Nationwide | Roy L Souza | 999 West Main Rd, Middletown, RI, 02842-6384 | 1.0 | |
| Travelers | Oceanpoint Insurance Agency Inc | 73 Valley Rd Ste 1, Middletown, RI, 2842 | 0.6 | |
| Travelers | Oceanpoint Insurance Agency Inc | 73 Valley Rd 73 Valley Rd Middletown, Middletown, RI, 2842 | 0.6 | |
| Travelers | Stearns Farms Inc | One North Main Rd, Jamestown, RI, 2835 | 5.3 | |
| Travelers | Starkweather & Shepley | 60 Catamore Blvd, East Providence, RI, 2914 | 19.8 | |
| Travelers | Newport Insurance Agency Inc - Rais | 460 East Main Road , Middletown, RI, 2842 | 0.3 | |
| Nationwide | Daniel F. Dwyer Iii | 38 Bellevue Ave, Newport, RI, 02840-3259 | 2.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $960 | $1,820 | $860 |
| Newport County, RI | $362,800 | $1,405 | $970 | $1,980 | $1,010 |
| Middletown, RI | $350,500 | $966 | $660 | $1,330 | $670 |
| Westport, MA | $359,100 | $1,022 | $730 | $1,400 | $670 |
| North Seekonk, MA | $256,800 | $1,090 | $770 | $1,560 | $790 |
| Moosup, CT | $164,900 | $931 | $660 | $1,310 | $650 |
| Wareham, MA | $257,200 | $916 | $660 | $1,310 | $650 |
| Bourne, MA | $345,400 | $982 | $680 | $1,360 | $680 |
| Mashpee, MA | $337,600 | $960 | $640 | $1,310 | $670 |
| Medfield, MA | $633,500 | $1,038 | $760 | $1,460 | $700 |
| Bozrah, CT | $225,900 | $1,130 | $770 | $1,550 | $780 |
| Chaplin, CT | $195,300 | $1,036 | $690 | $1,440 | $750 |
| Dudley, MA | $252,700 | $906 | $620 | $1,250 | $630 |