Lebanon, MO - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Lebanon, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Lebanon, MO Home Insurance Coverage Levels | Back to Top

Lebanon, MO - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Clay Rd, Virginia Dr, Starling Dr, Norman Ln, Co Rd Mm-325, S Bend Rd, Mill Rd, Oklahoma Dr, State Hwy Aa, S Pine St $185,500 $170,000 $200,000-$250,000 $108,500 $90,000 $75,000-$100,000
W Madison Ave, State Hwy Ac, 5th St, Polk St, Mallard Dr, Co Rd 5-224, Kayla Cir, Cherry St, Co Rd 191, Hazel Rd $96,500 $90,000 $75,000-$100,000 $74,000 $70,000 $75,000-$100,000
Grace Rd, Orchard Dr, Coach Rd, N Grover St, Industry Rd, Hwy D, Firehouse Rd, Pearl St, Omega Dr, Co Rd 5-987A $127,500 $120,000 $125,000-$150,000 $73,500 $70,000 $50,000-$75,000
Nelson St, Co Rd 32-341, Kennedy Rd, Newton Dr, Outlook Dr, E Pierce St, State Hwy O, Co Rd E-977, State Hwy Tt, Snowberry Dr $97,000 $80,000 $75,000-$100,000 $111,500 $100,000 $100,000-$125,000
Nikon Dr, Co Rd Aa-914L, State Hwy Ad, Co Rd Ww-962L, Jordan Dr, E Gate Rd, Normal Dr, Williams St, Northview Dr, S Main St $140,500 $130,000 $125,000-$150,000 $86,500 $80,000 $50,000-$75,000
Kneedler St, Reno Dr, Miller St, Fairview Rd, Sassafras Dr, Catherine St, Mayfield St, Frank St, Nector Dr, Co Rd X44-349 $98,000 $80,000 $100,000-$125,000 $96,500 $80,000 $75,000-$100,000
Galena Rd, Jerald Ave, Oakstream Ln, Hickory Ln, Co Rd Mm-312, Highway N, Lantern Ln, W Elm St, E 2nd St, W 2nd St $99,000 $90,000 $100,000-$125,000 $121,000 $100,000 $125,000-$150,000
Silver Dr, Boyd St, N Park Manor Blvd, Creek Rd, Fiddle Ln, Gardner Rd, Newport Ave, State Hwy Jj, State Hwy CC, Palm Dr $111,500 $100,000 $100,000-$125,000 $64,000 $50,000 $50,000-$75,000
Tekary St, Clinton Rd, Raef Rd, Marshall Dr, Tyler Dr, State Hwy Ff, State Hwy Yy, Cattail Rd, W Maple St, Cowan Dr $103,000 $90,000 $100,000-$125,000 $91,000 $80,000 $75,000-$100,000
Edison Rd, Nutmeg Ln, Evanston Rd, Parkade Ln, Buchanan Rd, N Madison Ave, Hwy Pp, Galveston Ln, Nelly Dr, W Ash St $108,000 $90,000 $75,000-$100,000 $63,500 $50,000 $50,000-$75,000

Estimate your Savings with Home Insurance Discounts in Lebanon, MO | Back to Top

This table lists savings for a median home value of $104,600 and an average premium of $938

Discount Type Premium After Discount
Multipolicy Discounts $863
Superior Protection Discount $854
Fire & Security Discounts $835
Payment Discounts $910

Choose the Right Deductible for your Lebanon, MO Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Missouri $500 $720 $1,220 $630 $1,130 $90
Laclede County, MO $700 $400 $900 $330 $1,030 $-130
Lebanon, MO $1,000 $490 $990 $420 $1,420 $-430
Stoutland, MO $300 $180 $480 $150 $450 $30
Dallas County, MO $1,000 $400 $900 $340 $1,340 $-440
Brumley, MO $400 $430 $830 $370 $770 $60
Richwoods, MO $700 $540 $1,040 $430 $1,130 $-90
Diggins, MO $300 $470 $770 $400 $700 $70
Green, MO $2,500 $350 $850 $300 $2,800 $-1,950
Finley, MO $400 $480 $880 $390 $790 $90
Sherrill, MO $1,500 $350 $850 $290 $1,790 $-940
Greene County, MO $400 $510 $910 $430 $830 $80
Linden, MO $1,000 $1,040 $1,540 $860 $1,860 $-320

Identify Top Home Insurance Agents near Lebanon, MO | Back to Top

Home Insurance Company Lebanon, MO Homeowners Insurance Agency Lebanon, MO Address Popularity Score Distance from Lebanon (miles)
State Farm Marcus Sykora 3570 Osage Bch Pkwy Ste 203, Osage Beach, MO, 65065-6601
33.9
Travelers Krantz Insurance Group 2820 Bagnell Dam Blvd Ste 5b, Lake Ozark, MO, 65049
34.7
State Farm Justin Shelby 6783 Highway 63 Ste 1, Houston, MO, 65483-2832
45.4
State Farm Karla A Woods 1336 S Ash St Ste 100, Buffalo, MO, 65622
25.9
Farmers Christopher Wagner 2107 Bagnell Dam Blvd Ste 107, Lake Ozark, MO, 65049
35.3
State Farm Fred Hynes 533 N Jefferson Ave, Lebanon, MO, 65536-2743
1.8
Allstate Theobald Insurance 737 W Hubble Dr Ste A, Marshfield, MO, 65706
27.9
Liberty Mutual Independent Golden Rule Insurance Agency 4065 Osage Beach Pkwy, Osage Beach, MO, 65065
32.9
State Farm Scott Chase 629 W Elm St, Lebanon, MO, 65536-3527
1.6
Travelers Mid-Missouri Insurance Agency 278 N Jefferson, Lebanon, MO, 65536
1.6

Compare Rates for Lebanon, MO Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Missouri $138,400 $680 $490 $940 $450
Laclede County, MO $92,300 $520 $360 $710 $350
Lebanon, MO $104,600 $440 $320 $620 $300
Stoutland, MO $46,200 $230 $170 $330 $160
Dallas County, MO $99,500 $410 $280 $570 $290
Brumley, MO $94,800 $420 $300 $580 $280
Richwoods, MO $103,600 $610 $450 $870 $420
Diggins, MO $114,900 $530 $370 $760 $390
Green, MO $94,400 $490 $330 $680 $350
Finley, MO $86,800 $480 $330 $660 $330
Sherrill, MO $85,100 $350 $260 $500 $240
Greene County, MO $128,700 $600 $410 $830 $420
Linden, MO $199,600 $800 $550 $1,140 $590

Research Home Insurance Companies Reviews in Lebanon, MO Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: February 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I am happy with the customer service. They help me with any questions i have. They always respond fast and polity

State Farm Home Insurance Reviews

Date: October 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The agents are there when needed and respond in a prompt manner to questions, however, the sheer size of the company prevents them from being proactive and treating their customers in a personal manner.

GEICO Home Insurance Reviews

Date: November 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Deductible and premium are fine, sometimes I would like to have a premium less expensive but my situation and because where I live all premium are likely the same for all campanies. so that's why I choose this one because how I said it fit me and my home.