Gavop shows you how to buy homeowners insurance in Schoolcraft County, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $78,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $129,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $195,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $318,000 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $549 |
| Superior Protection Discount | -$68 | $610 |
| Fire & Security Discount | -$47 | $631 |
| Hail Resistant Roof Discount | -$20 | $658 |
| Newly Constructed Home Discount | -$183 | $495 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Schoolcraft County | $2,000 | $670 | $2,670 | $487 | $2,487 | $183 |
| Schoolcraft County, MI | $2,000 | $670 | $2,670 | $487 | $2,487 | $183 |
| Manistique, MI | $200 | $643 | $843 | $467 | $667 | $176 |
| Hiawatha, MI | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Nahma, MI | $500 | $713 | $1,213 | $518 | $1,018 | $195 |
| Masonville, MI | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Fairbanks, MI | $300 | $784 | $1,084 | $570 | $870 | $214 |
| Gladstone, MI | $1,000 | $690 | $1,690 | $501 | $1,501 | $188 |
| Brampton, MI | $200 | $784 | $984 | $570 | $770 | $214 |
| Chatham, MI | $2,000 | $699 | $2,699 | $508 | $2,508 | $191 |
| McMillan, MI | $100 | $642 | $742 | $467 | $567 | $176 |
| Wells, MI | $2,000 | $773 | $2,773 | $561 | $2,561 | $211 |
| Home Insurance Company Schoolcraft County, MI | Homeowners Insurance Agency Schoolcraft County, MI | Address | Popularity Score | Distance from Schoolcraft County (miles) |
|---|---|---|---|---|
| Allstate | A Plus Ins Services | 2510 1st Ave N, Escanaba, MI, 49829 | 46.7 | |
| State Farm | Mike Sands | 331 N 30th St, Escanaba, MI, 49829-1381 | 46.9 | |
| State Farm | Dennis Olson | 2717 N Lincoln Rd, Escanaba, MI, 49829-9569 | 45.9 | |
| State Farm | Bonnie Kilburn | 501 W Mcmillan Ave, Newberry, MI, 49868-1717 | 40.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,070 | $510 |
| Schoolcraft County, MI | $105,000 | $678 | $490 | $960 | $470 |
| Schoolcraft County, MI | $105,000 | $678 | $450 | $960 | $510 |
| Manistique, MI | $62,500 | $651 | $440 | $900 | $460 |
| Hiawatha, MI | $134,600 | $773 | $550 | $1,070 | $520 |
| Nahma, MI | $100,600 | $722 | $520 | $990 | $470 |
| Masonville, MI | $117,300 | $748 | $520 | $1,070 | $550 |
| Fairbanks, MI | $150,000 | $794 | $540 | $1,100 | $560 |
| Gladstone, MI | $86,900 | $698 | $500 | $960 | $460 |
| Brampton, MI | $150,000 | $794 | $540 | $1,100 | $560 |
| Chatham, MI | $91,700 | $707 | $480 | $1,000 | $520 |
| McMillan, MI | $62,000 | $650 | $450 | $920 | $470 |
| Wells, MI | $141,500 | $782 | $540 | $1,120 | $580 |