Gavop shows you how to buy homeowners insurance in Concord, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Concord, MA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Elsinore St, Captain Miles Ln, Old Pickard Rd, Cambridge Tpke, Keys Rd, East Cir, Sorrel Rd, Edmonds Rd, Thoreau St, Maplewood Cir | $814,500 | $760,000 | $600,000-$700,000 | $486,500 | $410,000 | $500,000-$600,000 |
| Nashoba Rd, Devens St, Garfield Rd, Minuteman Dr, Red Coat Ln, Dee Rd, S Meadow Ridge, Hosmer Rd, Prairie St, Nut Meadow Xing | $616,000 | $540,000 | $500,000-$600,000 | $588,500 | $550,000 | $500,000-$600,000 |
| Authors Rd, Crowell Farm Rd, Holden Wood Rd, Commerford Rd, Simon Willard Rd, Isaac Davis Rd, Lapham Rd, Independence Ct, Union Tpke, Westgate Park | $961,000 | $890,000 | More than 10,000,000 | $776,000 | $680,000 | $600,000-$700,000 |
| Wedgewood Cmn, Staffordshire Ln, Court Ln, Barretts Mill Rd, Estabrook Rd, Hayward's Pond, Chamberlin Rd, Ledge Rock Rd, Coburn Hill Rd, Oak Hill Cir | $518,000 | $460,000 | $600,000-$700,000 | $607,000 | $550,000 | $500,000-$600,000 |
| Hildreth Ln, Musketaquid Rd, Deaconess Rd, Sidney Ln, Wright Farm, Stacey Cir, Brook Trail Rd, Willard Cmn, Powers Rd, Prescott Rd | $887,000 | $830,000 | $800,000-$900,000 | $590,000 | $480,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $833 |
| Superior Protection Discount | -$93 | $936 |
| Fire & Security Discount | -$72 | $957 |
| Hail Resistant Roof Discount | -$31 | $998 |
| Newly Constructed Home Discount | -$298 | $730 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,000 | $1,295 | $2,295 | $941 | $1,941 | $354 |
| Concord, MA | $1,000 | $1,016 | $2,016 | $738 | $1,738 | $278 |
| Cordaville, MA | $100 | $2,207 | $2,307 | $1,604 | $1,704 | $603 |
| Everett, MA | $1,000 | $1,268 | $2,268 | $921 | $1,921 | $347 |
| Holbrook, MA | $400 | $835 | $1,235 | $607 | $1,007 | $228 |
| Spencer, MA | $2,000 | $895 | $2,895 | $650 | $2,650 | $244 |
| Dudley, MA | $2,000 | $895 | $2,895 | $651 | $2,651 | $245 |
| Halifax, MA | $200 | $815 | $1,015 | $592 | $792 | $223 |
| Fiskdale, MA | $2,000 | $1,258 | $3,258 | $914 | $2,914 | $344 |
| New Salem, MA | $1,500 | $1,033 | $2,533 | $751 | $2,251 | $282 |
| Home Insurance Company Concord, MA | Homeowners Insurance Agency Concord, MA | Address | Popularity Score | Distance from Concord (miles) |
|---|---|---|---|---|
| Allstate | Linda Brady | 413 Mount Auburn St, Watertown, MA, 2472 | 12.0 | |
| Liberty Mutual Independent | Wayside Insurance Agency Inc | 60 Nicholas Rd, Framingham, MA, 1701 | 9.5 | |
| Travelers | Hub International New England | 299 Ballardvale St, Wilmington, MA, 1887 | 13.9 | |
| Travelers | Messinger Ins Agency Inc | 475 Broadway, Everett, MA, 2149 | 16.3 | |
| Travelers | Handy - Apple Valley Insurance Agency, Llc | 440 Park Ave, Worcester, MA, 1610 | 27.6 | |
| Liberty Mutual Independent | Macdonald & Vaccaro | 9 Bedford St, Burlington, MA, 1803 | 9.1 | |
| Travelers | Eastern Insurance Group Llc | 77 Accord Park Dr Unit B1, Norwell, MA, 2061 | 31.9 | |
| Travelers | Gallant Insurance Agency | 199 Great Road, Acton, MA, 1720 | 3.2 | |
| Liberty Mutual Independent | Physicians Ins Agcy Of Mass | 860 Winter St, Waltham, MA, 2451 | 5.9 | |
| Liberty Mutual Independent | Kaplansky Insurance Agency | 14 Nason St, Maynard, MA, 1754 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $2,000 | $1,060 |
| Middlesex County, MA | $453,300 | $1,311 | $960 | $1,820 | $860 |
| Concord, MA | $781,500 | $1,029 | $700 | $1,470 | $770 |
| Cordaville, MA | $531,200 | $2,234 | $1,610 | $3,110 | $1,500 |
| Everett, MA | $356,500 | $1,283 | $860 | $1,760 | $900 |
| Holbrook, MA | $291,000 | $845 | $600 | $1,200 | $600 |
| Spencer, MA | $252,100 | $906 | $640 | $1,280 | $640 |
| Dudley, MA | $252,700 | $906 | $650 | $1,260 | $610 |
| Halifax, MA | $281,500 | $825 | $550 | $1,130 | $580 |
| Fiskdale, MA | $316,500 | $1,273 | $850 | $1,790 | $940 |
| New Salem, MA | $239,700 | $1,046 | $760 | $1,450 | $690 |