How Can I Make My Waterbury, CT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Waterbury, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Waterbury, CT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $129,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $164,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $143,000 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $228,000 | $210,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Waterbury, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $645 |
| Superior Protection Discount | -$76 | $683 |
| Fire & Security Discount | -$68 | $690 |
| Hail Resistant Roof Discount | -$15 | $743 |
| Newly Constructed Home Discount | -$152 | $607 |
Choose your Waterbury, CT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,464 |
| Hail Damage | $4,759 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Waterbury, CT | Back to Top
| Home Insurance Company Waterbury, CT | Homeowners Insurance Agency Waterbury, CT | Address | Popularity Score | Distance from Waterbury (miles) |
|---|---|---|---|---|
| Travelers | Adam Miller Agency Llc | 227 Turnpike 2nd Fl., Monroe, CT, 6468 | 17.7 | |
| State Farm | Derek Gromko | 366 S Main St, Cheshire, CT, 06410-8100 | 8.2 | |
| Travelers | Greenwich Independent Insurance | 87 Avenue, Greenwich, CT, 6830 | 47.7 | |
| Liberty Mutual Independent | Merit Insurance | 1 Enterprise Dr, Shelton, CT, 6484 | 20.0 | |
| Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman St, Cheshire, CT, 6410 | 7.8 | |
| Allstate | Philip Newton | 500 S Main St, Cheshire, CT, 6410 | 8.3 | |
| Travelers | A & S Insurance Llc | 511 Orange St, New Haven, CT, 6511 | 18.0 | |
| Travelers | Greenwich Independent Insurance | 87 Greenwich Ave, Greenwich, CT, 6830 | 47.7 | |
| Nationwide | Ira J. Kaplan | 331 Meriden Rd, Waterbury, CT, 6705 | 1.6 | |
| Travelers | Insurance Services Of Monroe Llc | 3 E Village Road, Monroe, CT, 6468 | 15.5 |
Compare Rates for Waterbury, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,730 | $830 |
| New Haven County, CT | $244,400 | $1,183 | $800 | $1,620 | $820 |
| Waterbury, CT | $128,600 | $759 | $520 | $1,080 | $560 |
| Middlebury, CT | $355,400 | $1,058 | $720 | $1,460 | $740 |
| Plainville, CT | $205,400 | $898 | $610 | $1,230 | $620 |
| West Simsbury, CT | $375,500 | $1,551 | $1,130 | $2,120 | $990 |
| Simsbury Center, CT | $295,900 | $1,321 | $950 | $1,890 | $940 |
| Bridgeport, CT | $170,300 | $912 | $660 | $1,300 | $640 |
| Yorktown Heights, NY | $369,200 | $1,611 | $1,160 | $2,240 | $1,080 |
| Merritt Park, NY | $391,200 | $1,756 | $1,180 | $2,440 | $1,260 |
| West Springfield Town, MA | $213,800 | $826 | $600 | $1,130 | $530 |
| Egremont, MA | $344,300 | $1,376 | $1,000 | $1,890 | $890 |
| Hyde Park, NY | $219,800 | $703 | $500 | $970 | $470 |
Research Home Insurance Companies Reviews in Waterbury, CT Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: January 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 26, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: January 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: April 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: March 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: July 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: July 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: March 04, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: March 03, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Narragansett Bay Insurance Company Home Insurance Reviews
Date: January 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried