Gavop shows you how to buy homeowners insurance in Clay County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $119,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $169,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $265,500 | $230,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $746 |
| Home and Two Car | -$131 | $689 |
| Home and Three Car | -$189 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $700 | $810 | $1,510 | $589 | $1,289 | $221 |
| Clay County, GA | $1,000 | $810 | $1,810 | $589 | $1,589 | $221 |
| Quitman County, GA | $400 | $825 | $1,225 | $599 | $999 | $225 |
| Lumpkin, GA | $2,000 | $356 | $2,356 | $258 | $2,258 | $97 |
| Ashford, AL | $500 | $1,135 | $1,635 | $825 | $1,325 | $310 |
| Clayton, AL | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Louisville, AL | $300 | $811 | $1,111 | $589 | $889 | $222 |
| Midland City, AL | $2,500 | $938 | $3,438 | $681 | $3,181 | $256 |
| Dale County, AL | $400 | $984 | $1,384 | $715 | $1,115 | $269 |
| Webster County, GA | $2,500 | $825 | $3,325 | $599 | $3,099 | $225 |
| Gordon, AL | $200 | $824 | $1,024 | $599 | $799 | $225 |
| Taylor, AL | $1,500 | $898 | $2,398 | $653 | $2,153 | $245 |
| Home Insurance Company Clay County, GA | Homeowners Insurance Agency Clay County, GA | Address | Popularity Score | Distance from Clay County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | The Clenney Agency Inc | 514 E Crawford St, Colquitt, GA, 39837 | 35.2 | |
| State Farm | Michelle Pickle | 42 Court Sq, Blakely, GA, 39823-2638 | 17.1 | |
| Liberty Mutual Independent | Fleming & Riles Insurance | 1115 W. Third Avenue, Albany, GA, 31707 | 48.1 | |
| State Farm | Steve Perrine | 537 N. Westover Blvd., Albany, GA, 31707 | 45.4 | |
| State Farm | Tim Thomas | 1800 North Slappey Boulevard, Albany, GA, 31701-1436 | 48.2 | |
| Travelers | Copelan Insurance Agency Inc | 2401 N Slappey Blvd, Albany, GA, 31701 | 48.2 | |
| State Farm | Amanda Palmer | 809 S Tennille Ave, Donalsonville, GA, 39845-1924 | 41.0 | |
| Allstate | Reid Mathis | 1111 Whispering Pines Rd, Albany, GA, 31707 | 48.1 | |
| State Farm | Andy Christo | 2402 Dawson Rd Ste 1, Albany, GA, 31707-2380 | 46.3 | |
| Allstate | Conner Agency Inc | 11741 Columbia St, Blakely, GA, 39823 | 17.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,390 | $690 |
| Clay County, GA | $59,900 | $820 | $590 | $1,160 | $570 |
| Clay County, GA | $59,900 | $820 | $590 | $1,130 | $540 |
| Quitman County, GA | $67,400 | $835 | $600 | $1,140 | $540 |
| Lumpkin, GA | $45,200 | $360 | $260 | $510 | $250 |
| Ashford, AL | $128,500 | $1,149 | $840 | $1,600 | $760 |
| Clayton, AL | $74,300 | $818 | $560 | $1,170 | $610 |
| Louisville, AL | $74,800 | $821 | $560 | $1,170 | $610 |
| Midland City, AL | $93,600 | $949 | $650 | $1,360 | $710 |
| Dale County, AL | $108,000 | $996 | $690 | $1,400 | $710 |
| Webster County, GA | $57,200 | $835 | $570 | $1,190 | $620 |
| Gordon, AL | $76,600 | $834 | $580 | $1,180 | $600 |
| Taylor, AL | $87,500 | $909 | $610 | $1,260 | $650 |