Gavop tells you how to get the best homeowners insurance in Watauga County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$214 | $855 |
| 30 year old | +$16 | $1,085 |
| 40 year old | +$28 | $1,096 |
| 50 year old | +$41 | $1,109 |
| Above 50 year old | +$51 | $1,120 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $908 |
| Superior Protection Discount | -$107 | $962 |
| Fire & Security Discount | -$85 | $983 |
| Hail Resistant Roof Discount | -$32 | $1,037 |
| Newly Constructed Home Discount | -$224 | $844 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Watauga County | $1,000 | $1,056 | $2,056 | $767 | $1,767 | $289 |
| Watauga County, NC | $1,500 | $1,056 | $2,556 | $767 | $2,267 | $289 |
| Seven Devils, NC | $400 | $1,244 | $1,644 | $904 | $1,304 | $340 |
| Obids, NC | $1,500 | $907 | $2,407 | $659 | $2,159 | $248 |
| Sawmills, NC | $400 | $868 | $1,268 | $631 | $1,031 | $237 |
| Watauga, TN | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Glade Spring, VA | $200 | $570 | $770 | $414 | $614 | $156 |
| Hildebran, NC | $2,500 | $800 | $3,300 | $582 | $3,082 | $219 |
| McMullin, VA | $300 | $550 | $850 | $400 | $700 | $150 |
| Newton, NC | $1,000 | $712 | $1,712 | $517 | $1,517 | $195 |
| Home Insurance Company Watauga County, NC | Homeowners Insurance Agency Watauga County, NC | Address | Popularity Score | Distance from Watauga County (miles) |
|---|---|---|---|---|
| State Farm | Kevin Mcmillan | 55 Northwest Blvd, Newton, NC, 28658-3955 | 47.6 | |
| Travelers | The Gardner Group | 2329 Springs Rd Ne, Hickory, NC, 28601 | 41.0 | |
| Travelers | Cordell Harris Insurance Agency Inc | 362 10th Ave Dr Ne, Hickory, NC, 28601 | 39.8 | |
| State Farm | Stephanie Barker | 206 Southgate Drive Suite 21a, Boone, NC, 28607-6250 | 3.8 | |
| Travelers | Mace Insurance Agency Llc | 1119 Shiloh Church Road Suite K, Hickory, NC, 28601 | 36.7 | |
| Erie | Blue Ridge Insurance Service Inc. | 2208 Us Highway 421 N Suite 2, Boone, NC, 28607 | 0.7 | |
| Nationwide | The Harkins Agency | 240 Shadowline Drive, Boone, NC, 28607-5088 | 3.5 | |
| State Farm | Lisa Forte | 732 L Rhyne Blvd Se, Hickory, NC, 28602-4134 | 41.5 | |
| Allstate | Timothy Edward Schwab | 118 N College Ave Ste 6, Newton, NC, 28658 | 48.0 | |
| State Farm | Matt Barkley | 11 4th St Sw, Hickory, NC, 28602-2946 | 40.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,240 | $620 |
| Watauga County, NC | $240,700 | $1,069 | $780 | $1,530 | $750 |
| Watauga County, NC | $240,700 | $1,069 | $780 | $1,470 | $690 |
| Seven Devils, NC | $279,500 | $1,259 | $920 | $1,780 | $860 |
| Obids, NC | $167,700 | $918 | $620 | $1,270 | $650 |
| Sawmills, NC | $99,100 | $879 | $590 | $1,250 | $660 |
| Watauga, TN | $94,700 | $849 | $610 | $1,180 | $570 |
| Glade Spring, VA | $105,000 | $577 | $400 | $820 | $420 |
| Hildebran, NC | $139,900 | $810 | $550 | $1,140 | $590 |
| McMullin, VA | $100,900 | $557 | $400 | $770 | $370 |
| Newton, NC | $124,400 | $721 | $490 | $990 | $500 |