Gavop's guide to buying homeowners insurance in Muskegon Heights, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Muskegon Heights, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Lincoln Ave, E Delano Ave, Lemuel St, W Summit Ave, Mc Ilwraith St, E Hume Ave, Lincoln Ct, Lakeshore Blvd, Baker St, Ivory Ave | $44,500 | $40,000 | $25,000-$50,000 | $54,000 | $50,000 | $50,000-$75,000 |
| E Norton Ave, Howden St, E Center St, W Columbia Ave, Merriam St, E Manahan Ave, Fielstra Dr, W Oakwood Ave, Overbrook Dr, Elizabeth Ct | $41,000 | $40,000 | $25,000-$50,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Collins Ave, S Seaway Dr, W Maplewood Ave, Maffett St, Morton Ave, E Hovey Ave, E Hovey Ave, E Lincoln Ave, E Maplewood Ave, E Hume Ave | $82,500 | $80,000 | $75,000-$100,000 | $117,000 | $100,000 | $100,000-$125,000 |
| Waalkes St, Maffett St, Rotterdam St, Lemuel St, Jarman St, E Barney Ave, E Delano Ave, Howell Ave, Crescent Ave, Buelah | $86,500 | $80,000 | $50,000-$75,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Maffett St, E Columbia Ave, W Manahan Ave, Amsterdam, Manz St, Riordan St, Mann Ave, Highland St, Oakwood Ave, Jarman St | $45,000 | $40,000 | $25,000-$50,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $701 |
| Home and Two Car | -$122 | $640 |
| Home and Three Car | -$183 | $579 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Muskegon County | $1,500 | $699 | $2,199 | $508 | $2,008 | $191 |
| Muskegon Heights, MI | $700 | $753 | $1,453 | $547 | $1,247 | $206 |
| Norton Shores, MI | $500 | $686 | $1,186 | $499 | $999 | $188 |
| North Muskegon, MI | $1,500 | $768 | $2,268 | $558 | $2,058 | $210 |
| Jamestown charter, MI | $100 | $740 | $840 | $538 | $638 | $202 |
| Leavitt, MI | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Cutlerville, MI | $500 | $634 | $1,134 | $461 | $961 | $173 |
| Oceana County, MI | $1,500 | $672 | $2,172 | $488 | $1,988 | $184 |
| Fennville, MI | $300 | $674 | $974 | $490 | $790 | $184 |
| Aetna, MI | $1,000 | $682 | $1,682 | $495 | $1,495 | $186 |
| Lowell charter, MI | $500 | $665 | $1,165 | $483 | $983 | $182 |
| Montcalm, MI | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Home Insurance Company Muskegon Heights, MI | Homeowners Insurance Agency Muskegon Heights, MI | Address | Popularity Score | Distance from Muskegon Heights (miles) |
|---|---|---|---|---|
| Travelers | Mckenzie-Price Agency | 455 West Norton, Muskegon, MI, 49444 | 1.1 | |
| Allstate | Mark Noffsinger | 2845 Wilson Ave Sw Ste B, Grandville, MI, 49418 | 31.4 | |
| State Farm | Bill Cole | 2143 Wealthy St Se, East Grand Ra, MI, 49506-3033 | 36.1 | |
| State Farm | Brenda Bouwman | 704 E Apple Avenue, Muskegon, MI, 49442-3648 | 2.3 | |
| State Farm | Sam Martin | 1475 Robbins Rd Ste 140, Grand Haven, MI, 49417-2799 | 11.0 | |
| State Farm | Michael Heck | 923 Franklin Avenue, Grand Haven, MI, 49417-3600 | 9.9 | |
| Liberty Mutual Independent | Delago & Associates | 1160 36th St Sw, Wyoming, MI, 49509 | 34.7 | |
| Allstate | Mark Noffsinger | 3105 Henry St, Muskegon, MI, 49441 | 1.2 | |
| Allstate | Mark Noffsinger | 5843 Harvey St, Norton Shores, MI, 49444 | 4.2 | |
| Allstate | Corey Gouin | 4240 29th St Se, Grand Rapids, MI, 49512 | 39.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,060 | $530 |
| Muskegon County, MI | $105,300 | $707 | $510 | $980 | $470 |
| Muskegon Heights, MI | $42,900 | $762 | $540 | $1,040 | $500 |
| Norton Shores, MI | $116,900 | $695 | $510 | $960 | $450 |
| North Muskegon, MI | $137,300 | $777 | $520 | $1,110 | $590 |
| Jamestown charter, MI | $222,900 | $749 | $550 | $1,030 | $480 |
| Leavitt, MI | $84,000 | $693 | $510 | $980 | $470 |
| Cutlerville, MI | $128,100 | $642 | $470 | $900 | $430 |
| Oceana County, MI | $106,300 | $680 | $470 | $930 | $460 |
| Fennville, MI | $78,100 | $682 | $470 | $940 | $470 |
| Aetna, MI | $82,100 | $690 | $490 | $950 | $460 |
| Lowell charter, MI | $155,300 | $673 | $490 | $960 | $470 |
| Montcalm, MI | $99,300 | $720 | $510 | $1,000 | $490 |