Gavop shows you how to buy homeowners insurance in Whitestown, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Whitestown, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bayberry Ln, Cresthill Dr, Hardcastle Ave, Cary Ct, Glod St, Haggis Ln, Pig Farm Rd, Whitford Ave, Campbell Ave, Louis St | $136,500 | $120,000 | $150,000-$175,000 | $195,500 | $190,000 | $150,000-$175,000 |
| Woodburne Dr, Mantle Dr, Graham Ave, Murphy Manor, Dunham Pl, Harts Hill Pkwy, Erie St, Cary Rd, Judd Rd, Pleasant View Pl | $147,000 | $130,000 | $150,000-$175,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Lovers Ln, Lamont Ave, Balsam Cir, Ellmore Dr, Baldwin Rd, Paradise Ln, Wilcox Rd, Kernan Ave, Calvin Ave, Cedar Ln | $124,000 | $100,000 | $125,000-$150,000 | $171,500 | $150,000 | $125,000-$150,000 |
| Stuart Ct, Walcott Ave, Church Rd, Montrose Ave, Limekiln Rd, River St, W Whitesboro St, Dyke Rd, Haven Pl, Glenridge Rd | $214,000 | $200,000 | $200,000-$250,000 | $352,000 | $310,000 | $300,000-$350,000 |
| Castle Rd, Brentwood Ln, Co Rd 79, Ashwood Ave, Judd Rd, Read St, Kingsley Ct, 9th St, Young Ave, Wood Dale Rd | $174,000 | $160,000 | $150,000-$175,000 | $176,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $809 |
| Superior Protection Discount | -$86 | $866 |
| Fire & Security Discount | -$67 | $885 |
| Hail Resistant Roof Discount | -$19 | $933 |
| Newly Constructed Home Discount | -$266 | $685 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oneida County | $2,500 | $1,201 | $3,701 | $873 | $3,373 | $328 |
| Whitestown, NY | $1,500 | $940 | $2,440 | $683 | $2,183 | $257 |
| Chadwicks, NY | $100 | $589 | $689 | $428 | $528 | $161 |
| Little Falls, NY | $1,500 | $588 | $2,088 | $427 | $1,927 | $161 |
| Richfield Springs, NY | $400 | $584 | $984 | $424 | $824 | $160 |
| Georgetown, NY | $1,500 | $586 | $2,086 | $426 | $1,926 | $160 |
| Pittsfield, NY | $200 | $585 | $785 | $425 | $625 | $160 |
| Ohio, NY | $700 | $583 | $1,283 | $424 | $1,124 | $159 |
| Norwich, NY | $400 | $957 | $1,357 | $695 | $1,095 | $261 |
| Caroga Lake, NY | $2,000 | $611 | $2,611 | $444 | $2,444 | $167 |
| Decatur, NY | $400 | $645 | $1,045 | $469 | $869 | $176 |
| West End, NY | $1,000 | $598 | $1,598 | $434 | $1,434 | $163 |
| Home Insurance Company Whitestown, NY | Homeowners Insurance Agency Whitestown, NY | Address | Popularity Score | Distance from Whitestown (miles) |
|---|---|---|---|---|
| Travelers | Masterpole Murphy Agency Inc | 1524 W Fayette St, Syracuse, NY, 13204 | 43.2 | |
| Liberty Mutual Independent | Scalzo Zogby & Wittig Inc | Campion Commons New Hartford Shopping Center, New Hartford, NY, 13413 | 5.1 | |
| Travelers | Masterpole Murphy Agency Inc | 1524 W Fayette St, Syracuse, NY, 13204 | 43.2 | |
| Travelers | Mcdowell Insurance Agency | 133 Albany Street , Cazenovia, NY, 13035 | 29.7 | |
| Allstate | Dionisio (Dion) Roman Jr. | 627 French Rd, New Hartford, NY, 13413 | 4.2 | |
| Travelers | Hughson & Benson Associates | 326 Main St, Oneonta, NY, 13820 | 49.0 | |
| State Farm | Tom Spaulding | 7518 S State St Ste 4, Lowville, NY, 13367-1536 | 45.5 | |
| Allstate | Cathleen Fournier | 86 Meadow St, Clinton, NY, 13323 | 7.2 | |
| Travelers | Lefkowitz Martin & Co Inc | 251 Bleecker St, Utica, NY, 13501 | 6.0 | |
| Travelers | Brown & Brown Empire State | 500 Plum Street Suite 200, Syracuse, NY, 13204 | 42.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,640 | $850 |
| Oneida County, NY | $120,000 | $1,215 | $890 | $1,730 | $840 |
| Whitestown, NY | $127,800 | $952 | $640 | $1,350 | $710 |
| Chadwicks, NY | $110,800 | $596 | $440 | $830 | $390 |
| Little Falls, NY | $75,100 | $595 | $420 | $820 | $400 |
| Richfield Springs, NY | $98,500 | $591 | $420 | $820 | $400 |
| Georgetown, NY | $79,400 | $593 | $400 | $810 | $410 |
| Pittsfield, NY | $102,500 | $592 | $400 | $820 | $420 |
| Ohio, NY | $94,400 | $590 | $400 | $810 | $410 |
| Norwich, NY | $86,100 | $968 | $650 | $1,350 | $700 |
| Caroga Lake, NY | $133,500 | $618 | $440 | $880 | $440 |
| Decatur, NY | $154,800 | $653 | $480 | $900 | $420 |
| West End, NY | $121,800 | $605 | $410 | $840 | $430 |