Gavop's guide to buying homeowners insurance in Chadbourn, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $105,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $134,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $164,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $723 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$61 | $810 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$253 | $618 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,759 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $15,884 |
| Home Insurance Company Chadbourn, NC | Homeowners Insurance Agency Chadbourn, NC | Address | Popularity Score | Distance from Chadbourn (miles) |
|---|---|---|---|---|
| Allstate | Elite One Insurance | 206 S Main St, Tabor City, NC, 28463 | 11.4 | |
| Liberty Mutual Independent | Wade S Dunbar Insurance Agency | 800 Atkinson St, Laurinburg, NC, 28352 | 48.9 | |
| Allstate | Mark Maynor | 1781a S Main St, Laurinburg, NC, 28352 | 48.8 | |
| Nationwide | Michael L. Warren | 7160 Albert St, Dublin, NC, 28332 | 24.8 | |
| Allstate | Dial Insurance | 311 West 3rd Street, Pembroke, NC, 28372 | 34.2 | |
| Liberty Mutual Independent | Coastal Ins. & Realty Inc. | 4625 Main St, Shallotte, NC, 28470 | 33.8 | |
| State Farm | Clay Hamilton | 4904 Fayetteville Rd, Lumberton, NC, 28358-2146 | 26.7 | |
| Nationwide | Andy W Bleggi | 312 Columbus Corners Dr, Whiteville, NC, 28472 | 5.3 | |
| Allstate | Brian Slagle | 112 E Smith St, Whiteville, NC, 28472 | 7.0 | |
| Nationwide | David C. Matthews Jr. Inc. | 3342 Legion Rd, Fayetteville, NC, 28306 | 46.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,220 | $570 |
| Columbus County, NC | $85,200 | $978 | $690 | $1,340 | $650 |
| Chadbourn, NC | $66,700 | $871 | $600 | $1,200 | $600 |
| Lake Waccamaw, NC | $252,900 | $1,183 | $860 | $1,690 | $830 |
| Proctorville, NC | $95,000 | $597 | $440 | $850 | $410 |
| Waccamaw, NC | $108,000 | $664 | $470 | $940 | $470 |
| Barker Ten Mile, NC | $136,700 | $797 | $570 | $1,110 | $540 |
| Sandyfield, NC | $69,600 | $450 | $330 | $620 | $290 |
| Shallotte, NC | $208,100 | $885 | $610 | $1,220 | $610 |
| Prospect, NC | $100,500 | $626 | $430 | $900 | $470 |
| Canetuck, NC | $74,200 | $478 | $340 | $650 | $310 |
| Holden Beach, NC | $396,500 | $1,668 | $1,200 | $2,300 | $1,100 |
| Boiling Spring Lakes, NC | $151,000 | $718 | $500 | $990 | $490 |