Gavop's guide to buying homeowners insurance in Eden, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Eden, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tice Rd, Cherry Ln, Schreiber St, March Rd, Sonnybrook Dr, Co Rd 135, Ledges Park Dr, Madonna Dr, Belknap Rd, Hemlock Rd | $155,500 | $150,000 | $150,000-$175,000 | $208,000 | $180,000 | $150,000-$175,000 |
| Welch Ln, Mary Dr, Co Rd 485A, New Oregon Rd, E Church St, Larkin Rd, Gary Dr, Townline Rd, Fernbrook Ct, Rosedale Ave | $148,500 | $130,000 | $150,000-$175,000 | $232,000 | $190,000 | $200,000-$250,000 |
| Co Rd 446, Haag Rd, Paxon Rd, Shadagee Rd, Co Rd 484, Zenner Rd, Co Rd 488, Randall Pl, Co Rd 481, Co Rd 480A | $194,000 | $170,000 | $150,000-$175,000 | $297,000 | $260,000 | $200,000-$250,000 |
| Old Jennings Rd, Carriage Xing, Notre Dame Dr, Evelyn Dr, Co Rd 483, Co Rd 473, Pontiac Rd, Eden Evans Center Rd, Bley Rd, Green St | $165,500 | $140,000 | $125,000-$150,000 | $248,500 | $230,000 | $250,000-$300,000 |
| Eden Valley Rd, Co Rd 472, Holly Hill Ct, Co Rd 482, Schreiner Rd, Oakland Dr, Hardt Rd, Sandrock Rd, Schoolview Rd, Ferrier Rd | $191,000 | $160,000 | $175,000-$200,000 | $259,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $519 |
| Superior Protection Discount | -$63 | $569 |
| Fire & Security Discount | -$70 | $563 |
| Hail Resistant Roof Discount | -$13 | $620 |
| Newly Constructed Home Discount | -$133 | $500 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Erie County | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| Eden, NY | $1,500 | $625 | $2,125 | $454 | $1,954 | $171 |
| North Collins, NY | $200 | $602 | $802 | $437 | $637 | $164 |
| Sunset Bay, NY | $700 | $584 | $1,284 | $424 | $1,124 | $160 |
| Yorkshire, NY | $400 | $583 | $983 | $424 | $824 | $159 |
| Leon, NY | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| North Tonawanda, NY | $100 | $1,211 | $1,311 | $880 | $980 | $331 |
| Sinclairville, NY | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| Wyoming County, NY | $300 | $1,190 | $1,490 | $865 | $1,165 | $325 |
| Falconer, NY | $1,000 | $593 | $1,593 | $431 | $1,431 | $162 |
| Chautauqua, NY | $400 | $587 | $987 | $426 | $826 | $160 |
| Olcott, NY | $2,000 | $584 | $2,584 | $424 | $2,424 | $160 |
| Home Insurance Company Eden, NY | Homeowners Insurance Agency Eden, NY | Address | Popularity Score | Distance from Eden (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Walsh Duffield Companies Inc | 801 Main Street, Buffalo, NY, 14203 | 16.6 | |
| State Farm | Maria Zawilski | 5899 S Park Ave, Hamburg, NY, 14075-3738 | 6.3 | |
| Liberty Mutual Independent | Wolf Agency Inc | 5820 Big Tree Rd, Orchard Park, NY, 14127 | 9.5 | |
| Farmers | Toni Du Bois | 2339 Main St, Buffalo, NY, 14214 | 19.3 | |
| State Farm | Mike Keane | 3083 William St, Cheektowaga, NY, 14227-1933 | 17.1 | |
| State Farm | Donna Carey | 1045 George Urbn Blvd, Cheektowaga, NY, 14225-3335 | 19.5 | |
| Travelers | Cassetta Agency Inc | 810 Kenmore Ave , Buffalo, NY, 14216 | 21.0 | |
| Travelers | Cassetta Agency Inc | 810 Kenmore Ave, Buffalo, NY, 14216 | 21.0 | |
| Travelers | Jacob Hauck Agency | 141 Buffalo Street Hamburg Village Square, Hamburg, NY, 14075 | 5.2 | |
| Erie | Bantelman Bantelman Associates Inc. | 1002 W State Street, Olean, NY, 14760 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,640 | $800 |
| Erie County, NY | $139,900 | $608 | $410 | $860 | $450 |
| Eden, NY | $167,700 | $632 | $460 | $900 | $440 |
| North Collins, NY | $125,700 | $609 | $420 | $850 | $430 |
| Sunset Bay, NY | $96,600 | $591 | $400 | $840 | $440 |
| Yorkshire, NY | $89,300 | $590 | $400 | $840 | $440 |
| Leon, NY | $76,500 | $594 | $400 | $810 | $410 |
| North Tonawanda, NY | $112,600 | $1,226 | $880 | $1,690 | $810 |
| Sinclairville, NY | $76,700 | $594 | $430 | $840 | $410 |
| Wyoming County, NY | $108,500 | $1,205 | $830 | $1,720 | $890 |
| Falconer, NY | $67,700 | $600 | $430 | $820 | $390 |
| Chautauqua, NY | $106,700 | $594 | $410 | $830 | $420 |
| Olcott, NY | $99,000 | $591 | $420 | $820 | $400 |