Gavop shows you how to buy homeowners insurance in Meridian, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $125,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $145,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $185,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $152,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $856 |
| Superior Protection Discount | -$94 | $950 |
| Fire & Security Discount | -$104 | $939 |
| Hail Resistant Roof Discount | -$21 | $1,023 |
| Newly Constructed Home Discount | -$230 | $814 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,556 |
| Home Insurance Company Meridian, TX | Homeowners Insurance Agency Meridian, TX | Address | Popularity Score | Distance from Meridian (miles) |
|---|---|---|---|---|
| State Farm | Art Brucks | 100 Nw Renfro St, Burleson, TX, 76028-4112 | 41.4 | |
| Farmers | Marshall Raines | 4255 Bryant Irvin Rd Ste 116, Fort Worth, TX, 76109 | 49.0 | |
| State Farm | David Ballew | 115 Sproles Dr, Benbrook, TX, 76126-3213 | 47.1 | |
| State Farm | Cody Garrison | 514 E Hwy 377, Granbury, TX, 76048 | 30.6 | |
| State Farm | Tom Price | 6015 Harris Pkwy Ste 100, Fort Worth, TX, 76132-4142 | 47.0 | |
| State Farm | Bill Herridge | 1004 E Main St, Gatesville, TX, 76528-1455 | 39.9 | |
| State Farm | Marty Melton | 5250 Mccart Ave, Fort Worth, TX, 76115-3737 | 48.7 | |
| Allstate | Lynn Smith Insurance Agency | 925 N Burleson Blvd Ste 101, Burleson, TX, 76028 | 42.7 | |
| Allstate | Robert B. Tapley | 4747 S Hulen St Ste 108, Fort Worth, TX, 76132 | 48.5 | |
| Travelers | Graham Insurance Group Inc | 2914 Se Loop 820, Fort Worth, TX, 76140 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bosque County, TX | $106,700 | $970 | $640 | $1,490 | $850 |
| Meridian, TX | $89,300 | $1,044 | $690 | $1,610 | $920 |
| Walnut Springs, TX | $62,700 | $1,321 | $870 | $2,030 | $1,160 |
| Rio Vista, TX | $89,300 | $1,468 | $970 | $2,260 | $1,290 |
| Turnersville, TX | $86,800 | $1,456 | $960 | $2,240 | $1,280 |
| Hillsboro, TX | $86,500 | $1,034 | $680 | $1,590 | $910 |
| Ross, TX | $102,800 | $1,532 | $1,010 | $2,360 | $1,350 |
| Bynum, TX | $51,500 | $1,248 | $820 | $1,920 | $1,100 |
| Purmela-Levita, TX | $163,800 | $1,744 | $1,150 | $2,690 | $1,540 |
| Annetta South, TX | $304,200 | $2,092 | $1,380 | $3,220 | $1,840 |
| Benbrook, TX | $157,100 | $984 | $650 | $1,520 | $870 |
| Annetta, TX | $290,500 | $2,050 | $1,350 | $3,160 | $1,810 |