How Can I Make My Bowling Green, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Bowling Green, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Bowling Green, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $133,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $168,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $312,000 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $453,500 | $370,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Bowling Green, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $622 |
| Superior Protection Discount | -$67 | $681 |
| Fire & Security Discount | -$75 | $674 |
| Hail Resistant Roof Discount | -$15 | $734 |
| Newly Constructed Home Discount | -$187 | $562 |
Choose the Right Deductible for your Bowling Green, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wood County | $2,500 | $722 | $3,222 | $524 | $3,024 | $197 |
| Bowling Green, OH | $2,500 | $740 | $3,240 | $538 | $3,038 | $202 |
| Perrysburg, OH | $200 | $703 | $903 | $511 | $711 | $192 |
| Berkey, OH | $2,000 | $757 | $2,757 | $550 | $2,550 | $207 |
| Big Spring, OH | $400 | $717 | $1,117 | $521 | $921 | $196 |
| Highland, OH | $1,000 | $658 | $1,658 | $478 | $1,478 | $180 |
| Kirby, OH | $100 | $521 | $621 | $378 | $478 | $142 |
| Cairo, OH | $2,500 | $592 | $3,092 | $430 | $2,930 | $162 |
| Waldron, MI | $400 | $611 | $1,011 | $444 | $844 | $167 |
| Kunkle, OH | $1,000 | $630 | $1,630 | $458 | $1,458 | $172 |
| Hudson, MI | $400 | $674 | $1,074 | $490 | $890 | $184 |
Identify Top Home Insurance Agents near Bowling Green, OH | Back to Top
| Home Insurance Company Bowling Green, OH | Homeowners Insurance Agency Bowling Green, OH | Address | Popularity Score | Distance from Bowling Green (miles) |
|---|---|---|---|---|
| Travelers | Gildenmeister Insurance Services | 2531 Columbus Ave, Sandusky, OH, 44870 | 49.6 | |
| Erie | Walter E Matthews & Associates Inc. | 1327 5th St, Sandusky, OH, 44870 | 50.1 | |
| State Farm | Dave Walbom | 3520 Heatherdowns Blvd Ste 1, Toledo, OH, 43614-3668 | 15.5 | |
| State Farm | Joyce Aughenbaugh | 535 N Reynolds Rd Ste 101, Toledo, OH, 43615-5256 | 18.5 | |
| State Farm | Dana Mathewson | 2503 W Sylvania Ave, Toledo, OH, 43613-4329 | 21.8 | |
| State Farm | Dan Calmes | 836 S Wheeling St, Oregon, OH, 43616-3209 | 19.7 | |
| State Farm | Rex Sims | 111 N Reynolds Rd Ste 1, Toledo, OH, 43615-5257 | 18.1 | |
| State Farm | Ken Lohman | 715 Haskins Road, Bowling Green, OH, 43402-1224 | 1.0 | |
| State Farm | Joel Hansen | 6924 Spring Valley Dr Ste 225, Holland, OH, 43528-9484 | 16.5 | |
| State Farm | Patricia Bloomer-Kirkpatrick | 13001 Roachton Rd, Perrysburg, OH, 43551-1357 | 10.0 |
Compare Rates for Bowling Green, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $990 | $500 |
| Wood County, OH | $154,700 | $730 | $520 | $1,020 | $500 |
| Bowling Green, OH | $164,700 | $749 | $540 | $1,070 | $530 |
| Perrysburg, OH | $208,900 | $711 | $480 | $1,020 | $540 |
| Berkey, OH | $161,700 | $766 | $550 | $1,080 | $530 |
| Big Spring, OH | $141,900 | $726 | $500 | $1,020 | $520 |
| Highland, OH | $115,900 | $666 | $450 | $910 | $460 |
| Kirby, OH | $68,900 | $527 | $350 | $730 | $380 |
| Cairo, OH | $91,400 | $599 | $410 | $840 | $430 |
| Waldron, MI | $47,500 | $618 | $430 | $860 | $430 |
| Kunkle, OH | $105,000 | $638 | $470 | $880 | $410 |
| Hudson, MI | $77,800 | $682 | $460 | $930 | $470 |
Research Home Insurance Companies Reviews in Bowling Green, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I'm sure all companies offer the same features when it comes to home insurance but for me state farm was my best choice because it's the most available insurance company in my city. I am completely satisfied as a customer.
Date: July 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I like this company for the prices compare to the other quotes that I received for the home owners insurance.
Date: March 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I believe my coverage options are the same as most insurers offer. I have compared quotes with other companies and my policy compares well as far as coverage that are available to me and the price for the policy.
Date: January 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I would rate them as a 3 out of 5; if we didn't have the grandfathered in lower rates that we have, we wouldn't keep them. There seem to be cheaper similar options out there if you're a new insurance customer.
Allstate Home Insurance Reviews
Date: September 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Allstate's deductibles can be high depending on the policy. However, their policies are well within industry standards and highly reasonable compared to their leading competitors.
Date: October 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Other insurance companies with the same coverage will either charge a higher yearly price, or you'll have a higher deductible to meet. All State is a good medium.
Progressive Home Insurance Reviews
Date: October 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I do not know what the deductible amount is on my policy or on other home insurance companies deductibles
Nationwide Home Insurance Reviews
Date: June 06, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
My premium and deductable are slightly higher compared to most but not by much. I'm a firm believer that sometimes you pay a little more for a better product and services.
GEICO Home Insurance Reviews
Date: October 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I have renters insurance which covers damages up to $100,000. I also understand that I will be covered if there is a fire or theft that damages my things or utilities in my apartment. I know little else beside this.
Farmer's Insurance Home Insurance Reviews
Date: August 15, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I think it is comparable to other companies. I again based my choice on the customer service.