Gavop tells you how to get the best homeowners insurance in Delta charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $125,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $169,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $238,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $181,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $573 |
| Superior Protection Discount | -$67 | $607 |
| Fire & Security Discount | -$74 | $600 |
| Hail Resistant Roof Discount | -$13 | $661 |
| Newly Constructed Home Discount | -$182 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Eaton County | $1,500 | $750 | $2,250 | $545 | $2,045 | $205 |
| Delta charter, MI | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
| Ingham County, MI | $100 | $725 | $825 | $527 | $627 | $198 |
| Bengal, MI | $2,000 | $807 | $2,807 | $587 | $2,587 | $221 |
| Vermontville, MI | $200 | $720 | $920 | $523 | $723 | $197 |
| Fowler, MI | $1,500 | $765 | $2,265 | $556 | $2,056 | $209 |
| Bancroft, MI | $500 | $660 | $1,160 | $480 | $980 | $180 |
| Leoni, MI | $700 | $693 | $1,393 | $503 | $1,203 | $189 |
| Hanover, MI | $500 | $792 | $1,292 | $576 | $1,076 | $217 |
| Liberty, MI | $2,500 | $800 | $3,300 | $582 | $3,082 | $219 |
| Webster, MI | $400 | $919 | $1,319 | $668 | $1,068 | $251 |
| Norvell, MI | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Home Insurance Company Delta charter, MI | Homeowners Insurance Agency Delta charter, MI | Address | Popularity Score | Distance from Delta charter (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Follmer Insurance Services | 5058 S Old Us Highway 23, Brighton, MI, 48114 | 48.0 | |
| State Farm | Melissa Schwartz | 5925 Meridian Blvd Ste 100, Brighton, MI, 48116-8068 | 48.9 | |
| State Farm | Greg Lemanski | 3323 W Saginaw St, Lansing, MI, 48917-2312 | 3.5 | |
| Allstate | Don Miles | 12402 Highland Rd Ste C, Hartland, MI, 48353 | 48.8 | |
| Liberty Mutual Independent | Collins & Associates | 5075 Cascade Rd Se, Grand Rapids, MI, 49546 | 47.1 | |
| Allstate | Wilhelm Thiele | 10192 Grand River Rd Ste 117, Brighton, MI, 48116 | 48.4 | |
| State Farm | David Sutherland | 10490 Highland Rd Ste B, Hartland, MI, 48353-2639 | 47.2 | |
| Allstate | Patrick Fischer | 630 W Grand River Ave, Brighton, MI, 48116 | 46.7 | |
| Allstate | David Schenk | 887 S Old Us 23, Brighton, MI, 48114 | 47.2 | |
| Travelers | Carr Agency Inc | 115 W Main St, Ionia, MI, 48846 | 27.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,110 | $560 |
| Eaton County, MI | $142,300 | $760 | $540 | $1,070 | $530 |
| Delta charter, MI | $157,400 | $675 | $450 | $940 | $490 |
| Ingham County, MI | $123,700 | $734 | $530 | $1,050 | $520 |
| Bengal, MI | $167,800 | $817 | $560 | $1,130 | $570 |
| Vermontville, MI | $105,000 | $729 | $520 | $1,010 | $490 |
| Fowler, MI | $135,100 | $774 | $530 | $1,090 | $560 |
| Bancroft, MI | $70,900 | $668 | $490 | $930 | $440 |
| Leoni, MI | $121,400 | $701 | $480 | $960 | $480 |
| Hanover, MI | $156,000 | $802 | $580 | $1,140 | $560 |
| Liberty, MI | $162,400 | $810 | $580 | $1,140 | $560 |
| Webster, MI | $381,600 | $930 | $670 | $1,290 | $620 |
| Norvell, MI | $163,100 | $811 | $580 | $1,120 | $540 |